Weih, sakit hati (and sakit bank account) to overspend and go over budget every month right 
Well, quit overspending because we’ve got a FREE checklist for you to help get your monthly budget sorted!
For the best experience, we recommend using this sheet on your desktop!
To make a copy of this sheet on your desktop:
Sign in to your Google account (if you haven’t already) then click “File” > “Make a Copy”. Alternatively, you can download via “File” > “Download” > “Microsoft Excel”. 
Don’t forget to click “Enable editing” to edit the values!
What’s the 50/30/20 budget rule?
This is a popular budgeting guide that helps you allocate your salary efficiently! With this rule, your budget will be clearly budgeted based on 3 main categories — needs (50%), wants (30%) and savings/investments (20%).
By using this rule, you’ll be able to:
Stop being THAT broke friend who lives paycheck to paycheck 
Start paying for essential expenses like rent and utilities ON TIME 
Build financial security and hustle towards long-term financial goals
So when that sweet paycheck comes in, do…
Check your paycheck: Read thoroughly and make sure that all the details and paid amounts check out. Pay yourself first: Self-love is the best love 
Be sure to pour some love for future you by setting money aside for your savings or investments to grow your wealth over time. 
Pro tip: Arrange this to be automatically transferred the day you get your paycheck with our auto debit feature! Think of your emergency fund: Put money aside specifically for this fund! It is key in helping you pull through any unexpected bumps in the future. Update your budget: Listing out your essential monthly expenses and potential expenditures can work as your month-to-month financial roadmap. A hack to sorting this out? Using the 50/30/20 rule, duh.
Here’s to brewing your money game as strong as a double shot espresso 