Helping Malaysians to build better financial habits
“We’re here to help you build wealth and reach financial wellness the Versa way—easy, rewarding, and even a little fun.”
Backed by AHAM Assets Management Bhd
Malaysia’S Top 3 Asset Management Firm
As featured on
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3 reasons to build wealth the Versa way
Gamifying wealth management via Versa Quest
Participate in fun and rewarding Quests. Stack up to 9% p.a. in bonus returns and hit your wealth goals at record speed. Make wealth management more engaging through an interactive way to learn about budgeting, saving, and investing in Malaysia.
No sales charge, more in your pocket
Some investment products in Malaysia may include upfront sales charges that affect how much your initial contribution is invested. With Versa, there’s no upfront sales fee, so more of your money works for you from day one.
Automate your short and long term goals
Stay consistent with your wealth management by scheduling regular contributions toward both short-term and long-term financial goals. Experience investing in Malaysia on autopilot, building wealth bit by bit through our auto debit programs.
All products are managed by our trusted partner
Founded in 2001, AHAM Asset Management Berhad is Malaysia’s top 3 independently-managed, institutionally-owned asset management firm.
Meet the experts behind the mission
“Our partnership with Versa will provide a solution for investors to diversify their investments and maximise the potential of their cash reserves in their portfolio”
“Versa has a good mix of conventional and syariah products and has the tools to help everyday Malaysians with building financial behaviors.”
“We’re reshaping how young Malaysians save and invest—making the journey simple, rewarding, and built for you.”
We offer Conventional and Shariah-compliant options
At Versa, there are conventional and shariah-compliant products to help you achieve your financial goals. You can now invest in offerings that are aligned with Islamic principles.
We offer Conventional and Shariah-compliant options
At Versa, there are conventional and shariah-compliant products to help you achieve your financial goals. You can now invest in offerings that are aligned with Islamic principles.
Your security matters to us
Regulated by The Securities Commission (SC) Malaysia
SC has not reviewed this website and takes no responsibility of the contents
Your money is held by independent registered trustee
Provides 2-factor authentication and data encryption
We are proud to help our users throughout their financial journey
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Thanks to Versa Quests, I’ve managed to boost my savings.
Savinash, an experienced individual, searching for reliable platform to plan for his worry-free future.
I worried about retirement savings until I invested in Versa's PRS. Now, I'm on track to my dream retirement.
Saiful, working towards a worry-free future.
Starting with just RM100, Versa gives me the confidence to begin my investment journey.
Azureen, a busy professional, who wanted to start investing but felt unsure where to begin.
All-New 2026 Versa Starter Quests
Kickstart your 2026 financial journey with Versa with a 4.0%* p.a. fixed promotional rates on your fresh funds, and you can boost your earnings to 10%* p.a. when you save every month.
Campaign Period: 1 January 2026 until 31 January 2026
Featured Articles
March Mystery Referral Quest: Get a Bonus of Up to RM1,000*! 🕵️♂️✨
March 13, 2026
Physical vs. Digital Gold Investments in Malaysia Explained
March 11, 2026
🎒 Versa 101 Quest
March 5, 2026
2026 Versa Starter Quests for March New Joiners!
March 1, 2026
Adulting Can Be Too Much. So, Let Us Pay Your Bills!
February 10, 2026
2026 Versa Starter Quests for February New Joiners!
February 1, 2026
All New 2026 Invest Booster Quest
January 1, 2026
Versa Malaysia Bond: Increase resilience with Malaysia Bonds
August 4, 2025
Fixed Rate Quests: Unlock up to 4.2%* p.a. fixed returns for 6 months!
July 1, 2025
Fresh Funds Quest – Earn +2% p.a. Nett for New Cash-Ins!
May 1, 2025
Versa China Equity Tracker: Invest in China’s New Economy
May 1, 2025
Versa India Equity: Invest in India’s Rise
May 1, 2025
Ride the Tech Wave: Introducing Versa US-Tech
February 19, 2025
KJ x Versa Quests: How I’m Empowering Malaysians to Take Control of Their Finances
October 17, 2024
Stack and earn 9%* p.a. or more nett returns with Versa Quests!
July 5, 2024
Not sure where to invest your money?
We make it simple and easy for you to invest. Discover the right investment plan for you.
Save Portfolio
Earn higher returns with our high-yield save portfolios, compared to traditional savings accounts.
Invest Portfolio
Our expert-managed portfolios make it easy for your long-term goals. Begin with just RM100 and automate your investing using Auto Debit.
Retirement Portfolio
Optimise your tax returns by investing in PRS, claim up to RM3,000 of tax relief today.
How Versa Works
Versa is a regulated financial platform that helps Malaysians manage their short-term and long-term financial goals through access to capital market products. The financial app brings saving, investing and retirement planning together in one place, making wealth management simpler and more approachable.
Regulated Capital Market Products
Versa offers professionally managed portfolios by licensed fund managers. These portfolios range from money market funds to PRS options, providing various ways to support users’ financial needs.
Simple, Guided App Experience
Versa app is designed to simplify financial tasks for all users. Users can view their balances, track portfolio movements, check statements and monitor their financial progress entirely online.
Automate Good Financial Habits
Versa has Auto Debit feature, allowing users to schedule recurring contributions. This supports consistent saving and investing financial habits more effectively by making it easier to set aside funds.
Transparent Fees, Low Entry Amounts
Start with a low minimum cash-in amount, from RM10 for Save products and RM100 for Invest and PRS offerings. Fees are stated for each product, and all displayed returns inside the app are nett.
Financial Literacy Features
Versa Quests introduce gamified elements that encourage users to engage with financial topics, complete small tasks and explore features that deepen financial understanding even further over time.
Flexible Access to Your Money
Versa Save allows users to withdraw their balance with flexibility according to the fund’s withdrawal cycle. Users can access their money when needed, supporting short-term financial goals.
Frequently Asked Questions
Versa is a regulated digital financial platform that helps Malaysians manage their short-term and long-term financial goals through capital market products. Users can access money market funds, managed investment portfolios and Private Retirement Scheme (PRS) offerings in one app.
Versa offers three main categories:
Versa Save – access to money market funds for short-term financial planning
Versa Invest – professionally managed portfolios across various themes
Versa Retirement – Private Retirement Scheme (PRS) options for long-term planning
Only Malaysian citizens who are 18 years old and above and have an NRIC/MyKad can open a Versa account. Malaysian Permanent residents are not eligible for a Versa account.
The Versa platform does not charge any fees to their user. However, there are management fees, trustee fees and fund-level fees paid to the fund managers, which differs based on the portfolios.
Please refer to respective prospectus.
Money market funds are not protected by PIDM. However, the Versa Fund places / diversifies our customer’s funds in multiple short term deposits of multiple Malaysian banks. In an unlikely case that one bank were to go under, it would only slightly affect the return of the fund.
Yes. Versa currently provides seven Shariah Compliant funds, which are Versa Cash-i, Versa Gold, Versa Growth-i, Versa Moderate-i, Versa Global-i, PRS Conservative-i, PRS Moderate-i, and PRS Growth-i.
The minimum amount required to Cash In into a Versa Save account is RM10, while the minimum Cash In for Versa’s investment and PRS portfolios is RM100. No minimum balance is required to maintain the account.
Versa Save gives users access to regulated money market funds managed by AHAM Asset Management Berhad. These funds aim to provide a low-volatility option for users who want flexibility, liquidity and a way to organise short-term financial goals.
Versa Invest provides access to diversified portfolios managed by experienced fund managers. These portfolios include core, thematic and feeder options, each with different levels of exposure depending on users’ preferences and financial objectives.
PRS (Private Retirement Scheme) is a voluntary long-term investment scheme designed to help Malaysians build retirement savings. Through Versa, users can choose from multiple PRS funds offered by AHAM Capital with both conventional and Shariah-compliant options.