4.8Grow your future.
We make saving and investing easy and accessible, so you can achieve financial wellness. #YouCanDuit
Promotion: Enjoy 4.3%* p.a. net returns when you save with Versa Cash. Learn more >
Grow your wealth all in one app, with just a few taps. It’s that easy!
Expert fund managers growing money for you. Start with a low amount.
Maximise gains with low and transparent fees
Discover the right portfolio for you!
Save
Grow your savings with base net returns of 3.54% p.a. , withdraw anytime
Invest
Investment funds managed by global fund managers. Low entry amount and low fees
Security matters to us
- Regulated by the Securities Commission (SC) Malaysia
- State of the art digital security; Two-factor authentication (2FA) and data encryption
- Your money is held by an independent registered trustee; separated from Versa’s own funds
“Our partnership with Versa will provide a solution for investors to diversify their investments and maximise the potential of their cash reserves in their portfolio”
Dato’ Teng Chee Wai
Managing Director, AHAM Asset Management
RM 82bil
Total Assets Under Administration
197,068
Total Clients and counting
183
Awards Since 2001
As Featured On
Convenient and Easy to Use
Interest earned on Versa Cash is higher than banks’ interest on savings account. User friendly app too.
Dec 9, 2022 by Nat T.
The app is user friendly.
…and information clearly illustrated or shown. Good tips and information for reading and easy to understand.
July 20, 2021 by Raymond Y.
Good cash management platform.
I’m able invest in money market funds easily. If you want to withdraw your money, the process is very fast. Tq versa
July 20, 2021 by Naga M.
Good alternative than banks!
Been deposited some money inside, and it does grow day by day, and available for withdrawal anytime. Recommend for whose has temporarily idle cash, as interest is compounded daily, definitely a good alternative platform than bank saving acc…
February 24, 2021 by JL Yee
Great introduction to easy investment
Been using it for a while instead of using fixed deposits. Great to use so far with easy to understand navigation and flexi returns. Looking forward for more features to come.
February 25, 2021 by Vicky C.
Best way to earn daily interest so far!
Easy way to earn decent interest with no lock in like FD. Definitely a very good alternative to have.
February 22, 2021 by Guantat
Featured Articles
Enjoy 4.3% p.a. Net Return Rate Promotion with Versa Cash and Versa Cash-i
At Versa, we believe that everyone deserves to achieve financial wellness, and the first step to that journey is to grow your savings for emergencies and short-term goals. With Versa Cash and Versa Cash-i, you can now enjoy higher returns without committing to restrictive lock-in periods and high fees. Save with Versa Cash and/or Versa […]
Meet the new Auto Debit feature 🎉
Consistency in saving and investing is the key to building wealth. That’s why we’re excited to introduce our new Auto Debit feature. With Auto Debit, you can now automate your monthly Cash Ins into your selected funds – whether it’s to save or invest! Set it up once and we’ll take care of the rest. […]
Get to know Versa Cash-i, our new Shariah-compliant Islamic money market fund
You might be saving for your financial goals right now. Where do you keep your savings? Under a mattress? In a savings account with 0.2% p.a. interest? Or all locked up in Fixed Deposits? If you’re looking for a Shariah-compliant option that allows you to Cash Out anytime and gives you Fixed Deposit-like returns, then […]
Invest in premium real estate across Asia Pacific with RM100 through Versa REITs
It’s been a rough year for investors worldwide and it’s highly likely that this will not change for the coming years. With global stock markets taking a hit and rising inflation, investors look for assets that can provide a safe harbour for their investment portfolio. One of the assets that fulfil this requirement are REITs […]
What sets Versa Gold apart from conventional gold investments?
When we talk about gold investment, it conjures images of grandma’s gold necklaces hidden in her drawer or gold bars in a businessman’s vault at home. But did you know that there’s more to it? Today, trade tensions, wars and concerns about the economic and political outlook have encouraged investors to reexamine gold as a […]
What Can We Do During a Recession?
Recession sounds like a big word and it is. But what exactly is it? For many millennials and Gen Z who did not live through a recession, it may be difficult for us to fully understand the extent of it. What is Recession? First off, you need to know what inflation is. Simply put, inflation […]
Where Does Your Money Go When You Save with Versa Cash?
You started saving with Versa Cash. But where does your money and how do you earn your returns? “I like the security of Fixed Deposits (FD), but hate the lock-in. What if I spot a great deal or have an emergency?” “I don’t have the time and don’t know how to plan my FD placements.” […]
Here’s What No One Tells You About Money Market Funds
Money Market Funds (MMFs) are a reliable financial option for managing money, though typical Malaysian investors are not aware of these funds, and therefore prefer to keep their cash reserves in savings accounts and fixed deposits. Why are those products considered more important than money market funds? Simply put, banks really want to put your […]
How Versa Invest Grows Your Wealth
Your financial goals are necessary to build a better future for you. Yet, saving is not enough and growing wealth is more complicated than ever. Considering our busy lifestyle, having to pay the bills and finding the right investments – it can be a headache! On the other hand, one investment isn’t enough. You need […]
Versa Growth-i: A Shariah-Compliant Capital Growth Fund for Long-Term Investors
Versa Growth-i is a Shariah-compliant equity and growth fund managed by AHAM Capital, designed to beat the market with a combination of passive and active funds. Its underlying fund is the AHAM Aiiman Growth Fund with a fund size of RM302 million. Versa Growth-i is suitable for retail investors who seek capital growth and have […]
Versa Moderate-i: A Shariah-Compliant Fund for Balanced Growth and Income
Versa Moderate-i is a Shariah-compliant equity and fixed-income fund managed by AHAM Capital, designed to beat the market with a combination of passive and active funds. Its underlying fund is the AHAM Aiiman Balanced Fund with a fund size of RM16.90 million. Versa Moderate-i is suitable for retail investors seeking income and capital growth over […]
Smart Savings Strategies for a Happier, Healthier Family
In the hustle and bustle of today’s world, managing your family’s finances has never been more important. You may be constantly seeking ways to save money without compromising on the quality of your everyday necessities. In this blog post, we will explore some smart savings strategies tailored to families that will not only help you […]
Frequently Asked Questions
Who can open an account with Versa?
Only Malaysian citizens who are 18 years old and above and have an NRIC/MyKad can open a Versa account.
*MY Permanent residents are not eligible for a Versa account.
What are the fees and charges?
The Versa platform does not charge any fees to their user. However, there are management fees, trustee fees and fund-level fees paid to the fund managers, which differs based on the portfolios.
For Versa Cash, there are 0.30% per annum management fees and 0.05% per annum trustee fee.
For Versa Invest, the fees are shown as below:
- Annual Management fee: 1% per annum
- Sales Charge: 0%
- Redemption Fee: 0%
- Trustee fee: 0.04% per annum
Is Versa PIDM Protected?
Money market funds are not protected by PIDM. However, the Versa Fund places / diversifies our customer’s funds in multiple short term deposits of multiple Malaysian banks. In an unlikely case that one bank were to go under, it would only slightly affect the return of the fund.
Are Versa's portfolios Shariah Compliant?
Yes. Versa currently provides two Shariah Compliant funds, which are Versa Cash-i and Versa Gold.
What makes Versa Cash a better solution for your savings?
Investing with Versa means choosing lower risks with potentially higher returns. Versa Cash invests in a specific Money Market Fund called the Affin Hwang’s Enhanced Deposit Fund which only invests in low-risk assets – short term deposits in multiple Malaysian banks. Next, Versa Cash lets you make the most out of your money. Unlike a conventional savings account which only offers low basic interest, Versa Cash offers returns that is compounded monthly. Finally, you can make on the spot decisions with Versa. With Versa, you can withdraw anytime with all the returns earned and expect your money to be in your bank account within the next day* – with no penalties!
*Learn more about deposit & withdrawals here.