Kickstart your financial journey with Versa and with an extra boost today!
Looking to grow your savings, diversify your investments or build your retirement fund? Versa’s here to help!
For all new Versa users from 1st January 2025 onwards, you can enjoy our special +2% p.a. nett returns on top of Versa Save’s monthly base nett returns with our Welcome Quest as a special booster to help you get started on your financial quest!
Simply cash in and maintain an accumulated min. balance of RM1,000 in any Versa fund to earn the +2% p.a. nett return.
You’ll be enjoying the +2%* p.a nett returns for up to RM30,000! So make sure you maximise this opportunity to build better financial habits!
Quest period:
1 Jan 2025 – 31 Mar 2025
How to earn +2% p.a. nett returns with the Welcome Quest:
- Step 1: Download the Versa app.
- Step 2: Create your new account.
- Step 3: Complete your Versa profile and account verification.
- Step 4: Cash in and accumulate a min. total of RM1,000 into any Versa fund.
💡 Tip: Don’t stop there! You can cash in a total of up to RM30,000 into any Versa fund to maximise your earnings with our +2%* p.a. nett return reward. - Step 5: Maintain a min. cumulated balance of RM1,000 across all Versa funds. Yes, auto-debit transactions and small cash-ins that help you reach RM1,000 total cash-ins count too!
- Step 6: Earn +2% p.a. nett returns in Versa Cash or Cash-i in April 2025!
Below are the eligible funds you can cash in or auto debit into to earn +2% p.a. nett returns via our Welcome Quest:
Versa Save funds
✅ Versa Cash
✅ Versa Cash-i
Versa Invest funds
✅ Versa Global-i
✅ Versa SGD
✅ Versa Growth
✅ Versa Growth-i
✅ Versa Moderate
✅ Versa Moderate-i
✅ Versa REITs
✅ Versa Gold
✅ Versa Japan
✅ Versa Dividend+
Versa Retirement funds
✅ PRS Growth
✅ PRS Growth-i
✅ PRS Moderate
✅ PRS Moderate-i
✅ PRS Conservative
✅ PRS Conservative-i
Click here to view the T&Cs of our Welcome Quest.
Start stacking your returns today!
Frequently Asked Questions
1. Can I cash in manually into any Versa fund to be eligible for the +2% p.a. nett returns reward?
Yes, you can. You will be eligible for the reward as long as you maintain a min. accumulated balance of RM1,000 across all Versa funds between the Quest Period.
2. Do my auto-debit transactions into any Versa fund during the Quest Period make me eligible for the +2% p.a. nett returns reward?
Yes, your auto-debit transactions are counted. Be sure to maintain a min. accumulated balance of RM1,000 across all Versa funds between the Quest Period to be eligible for the reward.
3. Is there a cut-off time to be eligible for the +2% p.a. nett returns reward?
Yes, your min. accumulated balance of RM1,000 across all Versa funds must be successfully reflected in your account by 31 March 2025 (11:59pm) to be eligible for the reward.
4. Can I earn more than +2% p.a. nett returns if I cash in multiples of RM1,000 into any Versa fund?
No, the +2% p.a* nett Welcome Quest booster is only applicable up to RM30,000. However, you may choose to complete other Quests to get even more rewards!
5. Will the +2% p.a. nett returns reward be rewarded in my Versa Cash or Versa Cash-i account?
Your rewards will be credited into the fund with the higher available balance on the last day of the eligible month during the Campaign Period. For example, if you have a higher balance in Versa Cash than Versa Cash-i, then you will receive your reward in Versa Cash.
If both your Versa Cash and Versa Cash-i have the same available balance or if you do not have an account for either Versa Cash or Versa Cash-i, Versa Cash-i will be the default rewarded fund.
6. When will my +2% p.a. nett returns reward be credited to my Versa Cash/-i account?
Your reward will be credited to your Versa Cash/-i account in April 2025.
7. How do I find out if I’m eligible for the +2%* p.a. nett returns reward?
On the Versa app, go to the Quest page. Under “Versa Quests”, scroll through it then tap on “Welcome Quest”. Once all the listed tasks within the Welcome Quest are completed, you will be eligible to receive the reward.
8. Is the Welcome Quest stackable with other existing Quests?
Yes, the Welcome Quest can be stacked with other available Quests! Explore other Quests here: https://versa.com.my/stack-and-earn-more-more-than-6-pa-nett-returns-with-versa-quests/
9. How will my reward be calculated? Using the example below:
– Made my first cash-in of RM2,000 into Versa Cash ➡️ Cash-in is reflected on 10 Jan 2025
– Made another cash-in of RM500 into Versa Global-i ➡️ Cash-in is reflected on 5 Feb 2025
Using 3.7% as the sample prevailing base rate for Versa Cash, you will earn: 3.7% p.a. nett (sample prevailing base rate) + 2%* p.a. nett (Welcome Quest’s reward) = 5.7% p.a. nett
Here’s a breakdown of your reward calculation based on your cash-in dates:
- From 10 January 2025 until 4 February 2025, the +2%* p.a. nett returns reward will be based on your cash-in of RM2,000;
- From 5 February 2025 until 31 March 2025, the +2%* p.a. nett returns reward will be based on your accumulated balance of RM2,500;
The rewards will be credited to your Versa Cash account as it has a higher balance than your Versa Cash-i account.
For more sample campaign reward scenarios, please refer to the T&Cs of our Welcome Quest here.
Should you have any questions, please do not hesitate to reach out to us here. 💬