This is an invite-only Quest.
You’ve been our top savers, consistently showing up, building your savings, and making smarter money moves. We see it and we’d like to reward you with something exclusive.
Introducing the return of our VIP Fixed Rate Quests, created specially for our most committed savers who want their cash to work harder over the next 90 days.
With this VIP Quest, you can enjoy:
- 4.2%* p.a. fixed rate on fresh funds into Versa Save Conventional
- 3.9%* p.a. fixed rate on fresh funds into Versa Save Shariah Compliant
Once you tap Join Now, your personal 90-day window begins — giving you time to cash in fresh funds and earn fixed-rate rewards on every qualifying day.
Note: For the eligible fresh funds, Versa will sponsor the difference between the specified Fixed Rate and the monthly base nett return of your chosen funds.
Before that, a reminder on Versa’s Jargons & Definitions:
- Fresh Funds: New cash-ins you make on top of your baseline. If your new cash-in pushes your balance above that amount, it counts as Fresh Funds.
- Baseline (for this promotion): Your cumulative nett cash-in across all eligible Versa Save products in Versa, right before the day you tap ‘Join Now’.
- Example: If you have RM30,000 invested across eligible Versa Save products as of 1 March 2026, and you tap “Join Now” on 2 March 2026, then RM30,000 is your baseline.
- Any amount you invest after 2 March 2026 that brings your total Versa Save balance above RM30,000 is considered fresh funds.
- Cumulative nett cash-in (for this promotion): Refers to your historical net cash flow across all eligible Versa Save products, calculated as total cash-ins minus total cash-outs from the day you were verified on Versa.
Who is Eligible?
This campaign is exclusively available to eligible users who created an account on Versa before 1st January 2026 with balances of RM30,000 and above in their Versa Save balance.
Users with the above criterias who receive Electronic Direct Mail (EDM) regarding this Campaign from Versa will be eligible to participate.
Quest Period
Qualifying Period: 2 March 2026 – 10 April 2026
You must tap Join Now during this period to participate in the Quest.
Your 90-day participation window is unique to you. This means even if you join on the last day (10 April 2026), your full 90-day window will still apply.
Participation Period: 90 days rolling
Your participation period starts immediately after you tap Join Now and lasts for 90 days.
During this period, you may cash in fresh funds (manual and/or Auto Debit) into the eligible product(s) to qualify for fixed-rate rewards.
Only days where your fresh funds balance is RM2,000 or more will be counted as eligible days. Rewards are calculated on a daily prorated basis.
To remain eligible, your net deposits (excluding investment returns) must stay above your baseline at the end of your 90-day period.
How to participate in these Quests?
Step 1: Once you’ve hit the eligible entry point, you’ll be able to access this Quest. To view this Quest, just navigate from Versa’s homepage and click on the “Quests” tab.
Step 2: Open the “4.2%* p.a. VIP Fixed Rate Quest” or “3.9%* p.a. VIP Fixed Rate Quest”.
Step 3: Tap Join Now during the Qualifying Period and your personal 90-day Quest window begins immediately.
Step 4: Cash in fresh funds of minimum RM2,000 (cumulative) or more into the eligible product(s) during your 90 days, capped at RM30,000.
Step 5: Maintain your fresh funds above your baseline until the end of the participation period.
Step 6: Earn fixed-rate rewards on your fresh funds for every qualifying day.
Note: Versa sponsors the difference between the specified Fixed Rate and the monthly base nett returns of Versa Save Conventional/Shariah Compliant for the eligible fresh funds.
Rewarding period and product
Eligible users can enjoy fixed-rate rewards for 90 days on fresh funds into the eligible Versa Save product(s).
| Product | Fixed Rate | Applicable on fresh funds up to |
| Versa Save Conventional | 4.2%* p.a.  | RM30,000 |
| Versa Save Shariah Compliant | 3.9%* p.a. |
- Rewards apply only to fresh funds within the applicable cap and are calculated daily (prorated) across the 90-day participation period.
- Rewards will be credited within 30 working days after your 90 days rolling period ends.
Eligible Versa Save Products
This campaign applies to the following funds:
- Versa Save Conventional
- Versa Save Shariah Compliant
Note: Users may participate in either Quest or both, provided they meet the eligibility requirements for each product which is a minimum of RM30,000 in either or both Versa Save products.
Exclusive to Versa’s top savers, simply tap Join Now between 2 March and 10 April 2026 to start your personal 90-day window and earn 4.2%* p.a. on Versa Save Conventional and/or 3.9%* p.a. on Versa Save Shariah Compliant on qualifying fresh funds (minimum RM2,000), with rewards credited within 30 working days after your participation period ends.
Click here to view the scenario-based examples for this Quest.
*All campaigns are subject to Versa’s Platform Terms and Conditions.
🚀 Ready to Start?
Tap ‘Join Now’, cash in fresh funds, and let your money work harder as every qualifying day counts.
Frequently Asked Questions
1. Who is eligible for the VIP Fixed Rate Quests?
This Quest is exclusively available to savers who have a balance of RM30,000 or more in an eligible Versa Save product at the time they tap Join Now.
Eligibility is determined based on your balance at the point of tapping ‘Join Now’ and the Quest you join.
2. What is the 90-day rolling period?
The 90-day rolling period is your personal Quest window.
It starts immediately after you tap Join Now during the campaign Qualifying Period. You then have 90 days to cash in fresh funds and earn fixed-rate rewards on qualifying days — regardless of when you joined the Quest.
3. Do my auto-debit transactions into any eligible Versa Save product during the Quest Period count?
Yes. Auto Debit (ADT) transactions count as fresh funds as long as they meet the Quest requirements. However to start enjoying the rewards you’d have to meet the minimum RM2,000 fresh funds criteria.
4. Can the RM2,000 fresh funds be cumulative?
Yes. The RM2,000 fresh funds can be cumulative. Multiple cash-ins can be combined to reach RM2,000 or more, and once your fresh funds balance meets or exceeds RM2,000, those days can start qualifying for rewards.
5. Will the 4.2%* p.a. nett apply to my entire Versa Save balance?
No. The fixed rate does not apply to your entire balance. The fixed rate only applies to eligible fresh funds that you cash in after tapping Join Now, and only up to your maximum cap. This means:
- Your existing balance before joining continues to earn the product’s normal base nett returns.
- Only new money added during your 90-day Quest participating period can receive the fixed-rate reward.
- Any amount above your cap will continue earning the normal product base nett returns.
6. How does the VIP Fixed Rate Quest allow users to enjoy the 4.2%* p.a and 3.9%* p.a nett respectively?
During the participation period, the monthly base nett returns of Versa Cash and Versa Cash-i will continue to change based on the performance of the respective funds. Versa ensures your eligible fresh funds enjoys the specified rate by subsidizing the difference between the specified Fixed Rate and the monthly base nett returns.
7. What happens if I cash out during the Quest Period?
Cash outs may reduce or remove your eligible fresh funds. If your net deposits fall below your baseline by the end of the 90-day period, you may lose eligibility for rewards. Cash outs can also reduce the number of qualifying days.
8. Are switches within Versa Save or from Versa Invest counted as fresh funds?
No. Switches, meaning internal transfers, or movements between Versa products (including Versa Invest) are not considered fresh funds. Fresh funds refer to new money entering Versa from your bank accounts. Switching out from the Quest’s eligible fund will reduce or remove the eligible fresh funds and you may lose eligibility for rewards.
9. I didn’t tap “CASH IN NOW” on the Quest page before my transaction. Can I still earn the reward?
Yes. As long as you tapped ‘Join Now’ during the qualifying period, eligible cash-ins to Versa Save products made afterward will count towards the Quest.
10. Is the Quest stackable with other Quests?
Yes! It can be stacked with Save Booster Quest if you have an active Auto Debit plan in the same Versa Save product. Any fresh funds that qualify for the VIP Fixed Rate Quests will also earn the bonus from Save Booster Quest.
11. When will I receive the reward?
If you are eligible the rewards will be credited within 30 working days after your 90-day participation period ends.
12. What if I top up multiple times during the 90 days?
Multiple top-ups are allowed. All eligible fresh funds cash-ins during your 90-day window can contribute toward your qualifying fresh funds balance.
13. What happens if I cash out my funds on the last day of the Quest? Will I still get the reward?
No. To be eligible for the reward, you must maintain your total Versa Save fresh funds above your baseline by at least RM2,000 for every qualifying day, including the final day of your 90-day quest window.
If you cash out your fresh funds and your Versa Save fresh funds fall below RM2,000 above your baseline on the last day of your 90-day quest window, the entire reward will be voided.
Should you have any questions, please do not hesitate to reach out to us here. 💬