Table 1 below is a sample calculation of the New Invest Fresh Funds Quests reward, which is applicable to eligible New Versa Invest products only:

New Invest Fresh Funds Quest Reward: +1.0%* p.a. nett  Participation Period : 30 days starting upon joining the quest  Maximum Applicable Fresh Fund Cash Ins: No Max Caps

No	Scenario Eligibility	Return
1	Eligible User taps “Join Now” on 26 May 2026 and cashes in RM500 fresh funds into Versa Income-i on the same day. The user maintains at least RM500 above their baseline throughout the full 30-day Quest Period.	User is eligible for the booster reward on the RM500 fresh funds for the full 30-day period, from 26 May to 24 June 2026, subject to daily prorated calculation.
2	Eligible User taps “Join Now” on 24 June 2026 (the last day of the Campaign Period) and cashes in RM50,000 fresh funds into Versa USD Bond. The user maintains the RM50,000 fresh funds throughout their full 30-day Quest Period.	User is eligible for the booster reward on the full RM50,000 for their entire 30-day window (24 June to 23 July 2026), subject to daily prorated calculation.
3	Eligible User taps “Join Now” on 30 May 2026 but only cashes in RM1,500 fresh funds into Versa Malaysia Moderate on 5 June 2026 (Day 7 of their 30-day Quest Period). The user maintains the RM1,500 fresh funds from 5 June onward for the remainder of the 30-day period.	User is eligible for the booster reward on the RM1,500 fresh funds from 5 June 2026 to 28 June 2026, subject to daily prorated calculation.
4	Eligible User taps “Join Now” on 28 May 2026 and cashes in RM300 fresh funds into Versa Malaysia Growth. The user’s fresh funds amount never reaches the RM500 minimum threshold during the 30-day Quest Period.	User is not eligible for the booster reward because the minimum RM500 fresh funds threshold was not met.
5	Eligible User taps “Join Now” on 27 May 2026 and cashes in RM200 fresh funds into Versa Income-i on the same day. On 1 June 2026 (Day 6), the user adds RM400 more into Versa Income-i. The total fresh funds amount reaches RM600 from 1 June onward and is maintained for the remainder of the 30-day Quest Period.	User is eligible for the booster reward on RM600 fresh funds from 1 June 2026 to 25 June 2026, subject to daily prorated calculation.
6	Eligible User cashes in RM2,000 fresh funds into Versa USD Bond on 26 May 2026 but only taps “Join Now” on 30 May 2026. The user does not make any new cash-in after joining the Quest.	User is not eligible for the reward because the Quest only rewards fresh funds cashed in on or after 30 May 2026, as the 30-day Quest Period starts from the exact day they tap “Join Now.” The RM2,000 cash-in prior to joining does not count toward the Quest.
7	Eligible User taps “Join Now” on 26 May 2026 and cashes in RM5,000 fresh funds into Versa Malaysia Growth on the same day. On 5 June 2026, the user cashes out RM7,000 from their overall Versa portfolio, causing their cumulative nett cash-in to drop below their baseline. User does not cash in again until the end of the 30-day Quest Period.	User is not eligible for the reward as the user’s cumulative nett cash-in is below their baseline at the end of the 30-day Quest Period.
8	Eligible User taps “Join Now” on 26 May 2026 and cashes in RM5,000 fresh funds into Versa Malaysia Moderate on the same day. On 10 June 2026, the user cashes out RM2,000, leaving a remaining fresh funds balance of RM3,000, which still meets the RM500 threshold requirement. The user maintains this fresh funds amount for the rest of the 30-day Quest window.	User remains eligible for the entire 30-day Quest window because their fresh funds amount never falls below the RM500 minimum threshold requirement. However, the reward is calculated daily and prorated based on the fresh funds held on each day: • From 26 May to 9 June, user earns the prorated booster on RM5,000. • From 10 June to 24 June, after the withdrawal, user earns the prorated booster on RM3,000.
9	Eligible User taps “Join Now” on 26 May 2026 and switches RM2,000 from Versa Save to Versa USD Bond. No new cash-ins from a bank account are made.	User is not eligible for the booster reward because switches between products do not count as fresh funds.
10	Eligible User successfully sets up a RM500 Auto Save Plan in May 2026 into Versa Malaysia Growth. User taps “Join Now” on 1 June 2026. The Auto Save deduction of RM500 is successfully completed on 5 June 2026. The user maintains at least RM500 above their baseline for the remainder of their 30-day Quest Period.	User is eligible for the booster reward on the RM500 Auto Save amount from 5 June 2026 to 30 June 2026 (qualifying days within their 30-day Quest Period).
11	Eligible User taps “Join Now” on 26 May 2026. The user manually cashes in RM200 into Versa Malaysia Moderate on 27 May 2026. The RM200 initial fresh funds amount does not qualify alone as it is lower than the RM500 minimum threshold. Later, the user’s Auto Save of RM800 into Versa Malaysia Moderate is successfully deducted from their bank account on 5 June 2026. The RM800 Auto Save adds to the RM200, bringing the total fresh funds to RM1,000.	User is eligible for the booster reward on the combined RM1,000 fresh funds from 5 June 2026 to 24 June 2026, subject to daily prorated calculation.
12	Eligible User taps “Join Now” on 26 May 2026 and cashes in RM1,500 fresh funds into Versa Income-i. The Quest window runs from 26 May to 24 June 2026. User then cashes out RM1,200 from Versa Income-i on 24 June 2026 (the last day) before the Quest ends.	User is not eligible for any reward as the user’s fresh funds fell below the RM500 minimum threshold requirement on the final day of the Quest.