Table 1 below is a sample calculation of the 4.2%* p.a. Fixed Rate Quest reward, which is applicable to eligible Versa Save Conventional only:

4.2%* p.a. Fixed Rate Quest  Participation Period : 210 days starting upon joining the quest  Maximum Applicable Fresh Fund Cash Ins: RM30,000

No	Scenario Eligibility	Return
1	User taps “Join Now” on 19 June 2026 and cashes in RM2,000 fresh funds into Versa Save Conventional on the same day before cut-off time. The user maintains at least RM2,000 above their baseline throughout the full 210-day Quest Period.	User is eligible for the 4.2%* p.a. fixed rate on the RM2,000 fresh funds for the full 210-day period, from 19 June 2026 to 14 January 2027, subject to the maximum cap and daily prorated calculation.
2	User has a balance of RM30,000 in Versa Save Conventional balance. User taps “Join Now” on 19 June 2026 and cashes in RM40,000 fresh funds into eligible Versa Save Conventional on the same day before cut-off time. The user maintains the RM40,000 fresh funds throughout the full 210-day Quest Period.	The user is eligible for the 4.2%* p.a. fixed rate on RM30,000 fresh fund (within cap) for the full 210 days, subject to daily prorated calculation and maximum cap. The remaining RM10,000 will continue earning the normal base nett return, for the full 210-day period, from 19 June 2026 to 14 January 2027.
3	User is a verified Versa user. User taps “Join Now” on 22 June 2026 but only cashes in RM2,000 fresh funds on 30 June 2026 (Day 8 of their 210-day Quest Period). The user maintains the RM2,000 fresh funds from 30 June onward for the remainder of the 210-day period.	The user is eligible for the 4.2%* p.a. fixed rate on the RM2,000 fresh funds from 30 June 2026 to 17 January 2027, subject to daily prorated calculation and maximum cap.
4	User is a verified Versa user. User taps “Join Now” on 24 June 2026 and cashes in RM1,500 fresh funds into Versa Save Conventional. The user’s fresh funds amount never reaches RM2,000 during the 210-day Quest Period.	User is not eligible for the fixed rate because the minimum RM2,000 fresh funds threshold was not met.
5	User taps “Join Now” on 24 June 2026 and cashes in RM1,000 fresh funds into Versa Save Conventional on the same day. On 26 June 2026 (Day 3), the user adds RM1,200 more. The total fresh funds amount reach RM2,200 from 26 June 2026 (Day 3) onward and are maintained for the remainder of the 210-day Quest Period.	The user is eligible for the 4.2%* p.a. fixed rate on RM2,200 fresh funds from 26 June 2026 to 19 January 2027, subject to daily prorated calculation.
6	User is a verified Versa user. User cashes in RM3,000 fresh funds into Versa Save Conventional on 24 June 2026 but only taps “Join Now” on 27 June 2026. The user does not have any new cash in or auto-debit transaction after joining the Quest.	User is not eligible for the fixed rate reward because the Quest only rewards fresh funds cashed in on or after 27 June 2026, because the 210-day Quest Period starts from the day they tap “Join Now.” The RM3,000 cash-in prior to joining does not count toward the Quest.
7	User is a verified Versa user. User taps “Join Now” on 24 June 2026 and cashes in RM5,000 fresh funds into Versa Save Conventional on the same day. On 29 June 2026, the user cashes out RM7,000 that caused their cumulative nett cash in to drop below baseline. User does not cash in till the end of the 210-day quest period.	User is not eligible for the fixed rate reward as the user’s cumulative nett cash in is below baseline at the end of the 210-day quest period.
8	User is a verified Versa user. User taps “Join Now” on 24 June 2026 and cashes in RM5,000 fresh funds into Versa Save Conventional on the same day. On 28 June 2026, the user cashes out RM2,000, leaving a remaining fresh funds balance of RM3,000, which still meets the RM2,000 threshold requirement.  The user maintains this fresh funds amount for the rest of the 210 days quest window.	User remains eligible for the Fixed Rate Quest for the entire 210-day quest window because their fresh funds amount never falls below the RM2,000 threshold requirement.  However, the reward is calculated daily and prorated based on the amount of fresh funds held on each day, so the earnings are split into two periods: From 24 June 2026 to 27 June 2026, user earns 4.2%* p.a. prorated on RM5,000.  From 28 June 2026 to 19 January 2027, after the withdrawal, user earns the 4.2%* p.a. prorated fixed rate on RM3,000 since this is the remaining fresh funds balance that continues to stay above the minimum threshold, subject to daily prorated calculation and Quest caps.
9	User is a verified Versa user. User taps “Join Now” on 21 June 2026 and switches RM5,000 from a Versa Invest product to Versa Save Conventional No new cash-ins are made	User is not eligible for the fixed rate reward because switching funds does not count as fresh funds.
10	User is a verified Versa user. User sets up a RM2,000 Auto Save (AST) Plan (or previously known as Auto Debit) successfully in June 2026 and taps “Join Now” on 1 July 2026. The AST deduction of RM2,000 into Versa Save Conventional is successful on 6 July 2026 and the transaction is completed on 9 July 2026. The user does not have another transaction for the remainder of the 210-day Quest Period.	User is eligible for the 4.2%* p.a. fixed rate on the RM2,000 AST amount from 6 July 2026 to 26 January 2027 (qualifying days within their 210-day Quest Period).
11	User is a verified Versa user. User taps “Join Now” on 24 June 2026 and successfully sets up an Auto Save (AST) Plan (or previously known as Auto Debit) of RM2,000 into Versa Save Conventional. The AST deduction is successful on 6 July 2026 and the transaction is completed on 9 July 2026. The user maintains at least RM2,000 above their baseline throughout the remainder of the 210-day Quest Period.	User is eligible for 4.2%* p.a. nett booster on the RM2,000 Auto Save amount from 9 July 2026 to 19 January 2027, within their 210-day Quest window (24 June 2026 – 20 January 2027).
12	User is a verified Versa user. User sets up an Auto Save (AST) Plan (or previously known as Auto Debit) of RM2,000 into Versa Invest products successfully in June 2026. The AST deduction is successful on 6 July 2026. The user taps “Join Now” on 1 July 2026, starting their 210-day quest window from 1 July 2026 to 26 January 2027. The user doesn’t have any subsequent transactions into Versa Save Conventional.	The user is not eligible for the fixed-rate reward because no qualifying fresh funds were added into the eligible Versa Save Conventional product during their active quest window.
13	User is a verified Versa user. User taps “Join Now” on 25 June 2026, starting their 210-day quest window from 25 June 2026 to 20 January 2027. The user manually cashes in RM800 into Versa Save Conventional on 26 June 2026. Later, user’s Auto Save (AST) (or previously known as Auto Debit) of RM1,500 into Versa Save Conventional was deducted successfully from the bank account on 6 July 2026.	The user is eligible for the 4.2% p.a. fixed rate* on the total RM2,300 fresh funds from 6 July 2026 to 20 January 2027. The initial RM800 did not qualify from 26 June 2026 to 6 July 2026 because it was below the RM2,000 minimum threshold.
14	User is a verified Versa user. User taps “Join Now” on 24 June 2026 and cashes in RM2,000 fresh funds into Versa Save Conventional. The quest window runs from 24 June 2026 to 19 January 2027. User then cashes out RM1,000 from one of the Versa Save Conventional on 18 January 2027 before the Quest ends.	User is not eligible for any reward as the user does not meet the RM2,000 minimum threshold requirement on the final day of the Quest.
15	User is a verified Versa user. User taps “Join Now” on 24 June 2026 and cashes in RM2,000 fresh funds into Versa Save Conventional. The quest window runs from 24 June 2026 to 19 January 2027. User then switches out RM1,000 from Versa Save Conventional to Versa Save Shariah Compliant on 18 January 2027 before the Quest ends.	User is not eligible for any reward as the user does not meet the RM2,000 minimum threshold requirement on the final day of the Quest.

Sample scenarios for 3.9%* p.a. Fixed Rate Quest:

Table 2 below is a sample calculation of the 3.9%* p.a. Fixed Rate Quest reward, which is applicable to eligible Versa Save Shariah Compliant only:

3.9%* p.a. Fixed Rate Quest  Participation Period : 210 days starting upon joining the quest  Maximum Applicable Fresh Fund Cash Ins: RM30,000