Most of us know what it feels like to pay interest: a car loan, credit card or home financing.
Governments and big companies borrow money too, to build and grow, and they pay interest to whoever lends it to them.
Now you can earn it 💸
Introducing Versa Global Bond, A bond fund that lets your money be the lender.
Also known as AHAM Select Bond Fund, the fund invests in global bonds allowing you to earn interest income.
⭐How does Versa Global Bond work?
💸 It aims to pay you, regularly. The fund is built to give you a steady income on a quarterly basis (subject to income availability).
🛟 Lower volatility. It primarily invests in bonds and a small portion in money market instruments. (Rated Very Low volatility by Lipper.)
🧺 Your money is spread across different borrowers/issuers, from across various countries and sectors so you’re never relying on just one.
🌍 You lend to the world’s established names: big global banks, companies, governments and more.
Source: AHAM Select Bond Fund Fact Sheet, 30 Jun 2026. The Volatility Factor (VF) for this Fund is 2.4 for MYR Class (Very Low) and 8.0 for USD Hedged Class (Low) (source: Lipper). The Fund’s portfolio may have changed since this date and there is no guarantee that the Fund will continue to have the same VF in the future.
📅 Regular income distribution
Since the fund’s inception, the fund has paid out income every year since 2003, averaging 4% a year over the long run.
Distribution yield (MYR Class):
- 2025: 4.9%*
- 2024: 4.6%*
- 2023: 4.2%*
Source: AHAM Select Bond Fund Fact Sheet as at 30 June 2026. Past performance is not indicative of future results.
💸 An income you can use, or grow
Additional income gives you choices, you can:
- Reinvest it: put it back in to buy more units, so your income base builds over time.
- Let it build: leave it to grow over the years so one day it can help support you when you’re working less.
🧩 Where does this fit in your Versa account?
Most of us keep two kinds of money: what we spend now, and what we’re saving for later.
The “later” money, the cash you won’t touch for a while usually just sits still.
But there’s a third kind: money that works — out earning an income for you.
Think of it in three layers:
- 💵Versa Save: your ready money for bills or emergencies. Safe and within reach, for the next few months
- 🌍Versa Global Bond: your patient money. It aims to earn you regular returns, without the full swing of the stock market.
- 🌅Versa Retirement: your money for the future you. It builds a cushion for your golden days.
Many people use all three: one to cover today, one to earn steadily, one to build for tomorrow whether that’s a new car, savings for a home reno, or just want to diversify your portfolio.
🧺 What is in the fund?
This fund focuses your investment across two parts:
- The Income Engine (Min 70%): At least 70% of the Fund’s NAV is invested in a mix of government and corporate bonds from around the world. These are chosen for the borrower’s financial strength and ability to keep paying, so the interest can flow through to you as income.
- The Buffer (Max 30%): Up to 30% of the fund can be invested in money market instruments or deposits. This gives the fund flexibility to manage risk and liquidity during more volatile market periods.
Top holdings as at 30 Jun 2026 (coupon = the bond’s interest rate, not fund’s return):
| Borrower | What they are | Coupon |
| 🏦 HDFC Bank | One of India’s largest private banks | 3.70% |
| 🏯 Mitsubishi UFJ | One of Japan’s largest banking groups | 6.35% |
| 🎰 Melco Resorts | Asia resorts & entertainment operator | 5.75% |
| 🏗️ Aldar Properties | Leading UAE property developer | 6.62% |
| 🛢️ Yinson Production Offshore | Malaysian offshore energy production | 9.63% |
Source: AHAM Select Bond Fund Fact Sheet, 30 Jun 2026. Holdings subject to change at the fund manager’s discretion.
💬 Is this for you?
This fund is suitable for you if you:
- ✅ Want a regular income stream from your money.
- ✅ Are happy to stay invested for the medium to long term.
- ✅ Would rather a calmer ride than the ups and downs of the stock market.
🧩 Why invest through Versa?
💰 0%* Sales Charge
📱 Fully Online via the Versa App
🚫 No Brokerage Fees
*Investors should be aware of other fees including management fees and other charges that may apply. For further details on all fees and expenses, refer to the Fund’s prospectus.
WARNING STATEMENT
A copy of the Prospectus, Supplemental Prospectus (if any), and Product Highlights Sheet (“PHS”) can be obtained at AHAM Asset Management Berhad’s sales offices or at aham.com.my. Investors are advised to read and understand the contents of AHAM Aiiman Quantum Fund Prospectus dated 28 April 2023; and the corresponding PHS before investing. There are fees and charges involved when investing in the Fund. Investors are advised to consider and compare the fees and charges as well as the risks carefully before investing. Investors should make their own assessment of the risks involved in investing and should seek professional advice, where necessary. The price of units and distribution payable, if any, may go down as well as up and the past performance of the Fund should not be taken as indicative of its future performance. The Securities Commission Malaysia has not reviewed this marketing/promotional material and takes no responsibilities for the contents of this marketing/promotional material and expressly disclaims all liability, however arising from this marketing/promotional material.