Table 1 below is a sample calculation of the 4.2%* p.a. Fixed Rate Quest Reward, applicable to Versa Cash only:
Fixed Rate Quest Reward: 4.2%* p.a. nett Campaign Period: Phase 1 is the Qualifying Period (1 July 2025 – 31 July 2025) Phase 2 is the Holding and Accumulation Period (1 August 2025 – 31 January 2026) Minimum Fresh Fund Cash Ins: RM2,000 in Versa Cash Baseline: Cumulative nett cash in as of 30 June 2025 Required Amount: Baseline (as of 30 June 2025) + Minimum Fresh Fund Cash Ins Maximum Applicable Fresh Fund Cash Ins: RM300,000 | ||
No | Scenario Eligibility | Return |
---|---|---|
1 | User successfully created a Versa account by 1 July 2025. User’s baseline as of 30 June 2025: RM0. Required amount to be eligible = Baseline (RM0) + RM2,000 Fresh Funds = RM2,000. User cashed in RM2,500 to Versa Cash on 5 July 2025. Since the user did not have access to the Quest page before this, they tapped “Join Now” several days after verification, within Phase 1 (1 July – 31 July 2025). User maintains the fund until the end of Phase 2 (31 January 2026). | User is eligible for the 4.2%* p.a. fixed rate on the RM2,500 fresh funds in Versa Cash starting from 1 August 2025 until 31 January 2026. The RM2,500 Fresh Fund cash-in qualifies the user for this Quest as it meets the minimum required amount within Phase 1. |
2 | User successfully created a Versa account on 1 August 2025, which is after Phase 1 (1 July – 31 July 2025) of the campaign. User’s baseline in Versa Cash as of 30 June 2025: RM0. User cashed in RM2,000 to Versa Cash on 5 August 2025, during Phase 2 (1 August 2025 – 31 January 2026). User maintains the fund until the end of the campaign period. | User is not eligible for the 4.2%* p.a. nett fixed rate because he must tap “Join Now” and cash in the minimum fresh fund of RM2,000 into Versa Cash during Phase 1 to qualify. Since this user joined and cashed in during Phase 2, the RM2,000 is not eligible for the campaign reward. |
3 | User successfully created a Versa account on 10 July 2025, during Phase 1 (1 July – 31 July 2025) of the campaign. User’s baseline in Versa Cash as of 30 June 2025: RM0. Required amount to be eligible = Baseline (RM0) + RM2,000 Fresh Funds = RM2,000. User cashed in RM1,500 to Versa Cash on 20 July 2025, during Phase 1, and tapped “Join Now” before/after cashing in. User maintains the fund until the end of Phase 2 (1 August 2025 – 31 January 2026). | User is not eligible for the 4.2%* p.a. fixed rate because the Fresh Fund cash-in during Phase 1 was only RM1,500, which is below the required minimum of RM2,000 to qualify for this Quest. |
4 | User is an existing Versa user with a baseline of RM5,000 in Versa Cash as of 30 June 2025. Required Amount to Qualify = Baseline (RM5,000) + Minimum Fresh Fund Cash-In (RM2,000) = RM7,000 minimum to be maintained during Phase 2. User tapped “Join Now” on the Quest page on 10 July 2025. User cashed in RM2,500 to Versa Cash on 15 July 2025 in a single transaction. User maintains the total balance (RM7,500) until the end of Phase 2 Campaign Period (31 January 2026). | User is eligible for the 4.2%* p.a. fixed rate on the RM2,500 fresh funds in Versa Cash starting from 1 August 2025 until 31 January 2026. User’s total holding of RM7,500 meets this requirement. The RM2,500 cash-in is considered fresh funds, which qualifies the user for this Quest. |
5 | User is an existing Versa user. User’s baseline in Versa Cash as of 30 June 2025 is RM5,000. User tapped “Join Now” on the Quest page on 5 July 2025. Required amount to maintain until the end of Phase 2 (1 August 2025 – 31 January 2026): Baseline (RM5,000) + Fresh Funds (RM2,000) = RM7,000 User cashed in RM1,200 to Versa Cash on 6 July 2025 and another RM1,500 on 10 July 2025, bringing the total fresh fund cash-ins to RM2,700 during Phase 1 of the campaign (1 July 2025 – 31 July 2025). User maintains the RM7,700 in Versa Cash until the end of Phase 2 Campaign Period on 31 January 2026. | User is eligible for the 4.2%* p.a. nett return on the RM2,700 fresh fund cash-in in Versa Cash starting from 1 August 2025 until 31 January 2026. The combined RM2,700 cash-in is considered Fresh Funds, which qualifies the user for this Quest. |
6 | User is an existing Versa user. User’s baseline in Versa Cash as of 30 June 2025 is RM5,000. User tapped “Join Now” for the Quest on 10 July 2025. User cashed in RM1,800 to Versa Cash on 15 July 2025 (during Phase 1), and then topped up RM500 on 5 August 2025 (during Phase 2), bringing the total fresh fund cash-ins to RM2,300. Required amount to maintain to qualify for reward: Baseline (RM5,000) + Minimum Fresh Funds (RM2,000 during Phase 1) = RM7,000 User maintains the fund until the end of Phase 2 Campaign Period on 31 January 2026. | User is not eligible because only RM1,800 was cashed in during Phase 1 (July 2025). The required RM2,000 fresh fund cash-in must be fully completed during Phase 1 (1 July 2025 – 31 July 2025) to qualify for this Quest. |
7 | User is an existing Versa user. Baseline in Versa Cash as of 30 June 2025: RM10,000 User tapped “Join Now” for the Quest on 3 July 2025 (during Phase 1). User cashed in RM1,200 to Versa Cash on 5 July 2025. User’s Auto-Debit Transaction (ADT) of RM1,500 was successfully deducted on 10 July 2025. The combined total Fresh Funds cash-in during Phase 1 is RM2,700. Required amount to maintain to qualify for reward: Baseline (RM10,000) + Fresh Fund Cash-Ins (RM2,000) = RM12,000. User maintains RM12,700 in Versa Cash until the end of Phase 2 Campaign Period on 31 January 2026. | User is eligible for the 4.2%* p.a. nett return on the RM2,700 fresh fund cash-in in Versa Cash starting from 1 August 2025 until 31 January 2026. The combined RM2,700 cash-in (manual + ADT) is considered Fresh Funds, which qualifies the user for this Quest. |
8 | User is an existing Versa user. Baseline in Versa Cash as of 30 June 2025: RM5,000 User cashed in RM2,500 to Versa Cash on 5 July 2025 (during Phase 1). User then tapped “Join Now” for the Quest on 10 July 2025 (during Phase 1). Required amount to maintain to qualify for reward: Baseline (RM5,000) + Minimum Fresh Fund Cash-Ins (RM2,000) = RM7,000 User maintains RM7,500 in Versa Cash until the end of Phase 2 Campaign Period on 31 January 2026. | User is eligible for the 4.2%* p.a. nett return on the RM2,500 fresh fund cash-in in Versa Cash starting from 1 August 2025 until 31 January 2026. The RM2,500 cash-in before opting in is considered Fresh Funds, and the opt-in was completed during Phase 1, which qualifies the user for this Quest. |
9 | User is an existing Versa user. Baseline in Versa Cash as of 30 June 2025: RM2,000 User cashed in RM2,500 to Versa Cash on 5 July 2025 (during Phase 1). However, the user did not tap “Join Now” for the Quest at any point during Phase 1 (1 July 2025 – 31 July 2025). | User is not eligible because they did not opt in to the Quest. To qualify, both the opt-in action (via “Join Now”) and the minimum RM2,000 fresh fund cash-in must be completed during Phase 1. |
10 | User is an existing Versa user. Baseline in Versa Cash as of 30 June 2025: RM5,000 Required amount to maintain to qualify for reward: RM5,000 (Baseline) + RM2,000 (Fresh Funds) = RM7,000 User tapped “Join Now” for the Quest on 3 July 2025. User cashed in RM2,500 to Versa Cash on 5 July 2025 (during Phase 1). In August 2025, user cashed out RM1,000, reducing the balance to RM6,500 (drops below required amount of RM7,000). On 7 October 2025, user topped up RM2,000, restoring the cumulative nett cash-in to RM8,500, and maintained that balance until 31 January 2026. | User is eligible for the prorated 4.2%* p.a. nett return on the fresh fund balance maintained in Versa Cash. In August 2025, since the cumulative nett cash-in dropped below the required amount of RM7,000, the 4.2%* p.a. fixed rate pauses. From August onwards, user continues earning only Versa Cash ‘s monthly base nett return. The 4.2%* p.a. fixed rate resumes on the RM3,500 fresh fund portion starting 7 October 2025 and continues until 31 January 2026, provided the required balance is maintained. |
11 | User is an existing Versa user. Baseline in Versa Cash as of 30 June 2025: RM10,000 User tapped “Join Now” for the Quest on 3 July 2025. User cashed in RM2,500 to Versa Cash on 5 July 2025 (during Phase 1). Required amount to maintain for the fixed rate return: RM10,000 (Baseline) + RM2,000 (Minimum Fresh Fund requirement) = RM12,000 In July 2025, user cashed out RM1,000, causing the Fresh Fund portion to fall to RM1,500 and maintained that balance until 31 January 2026. | User is not eligible for the 4.2%* p.a. nett return because they did not maintain the minimum RM2,000 Fresh Fund balance throughout the required Campaign Period. Even though the opt-in and cash-in were done correctly during Phase 1, the Fresh Fund balance must be maintained at RM2,000 or more throughout the Campaign Period to qualify. |
12 | User is an existing Versa user. Baseline in Versa Cash as of 30 June 2025: RM5,000 User tapped “Join Now” for the Quest on 5 July 2025. User cashed in RM2,500 to Versa Cash on 10 July 2025 (during Phase 1). Required amount to maintain for the fixed rate return: RM5,000 (Baseline) + RM2,000 (Minimum Fresh Fund requirement) = RM7,000 User maintained the RM7,500 balance throughout the Campaign Period but cashed out RM1,000 on 31 January 2026, causing the balance to fall below the required RM7,000 before the Campaign Period ended. | User is not eligible for the 4.2%* p.a. nett return as the Fresh Fund balance dropped below RM2,000 before the Campaign Period ended. No prorated return will be given. To qualify, the required balance must be maintained until 31 January 2026, 11:59PM. |
13 | User is an existing Versa user. Baseline in Versa Cash as of 30 June 2025: RM2,000 Required amount to maintain for the fixed rate return: RM2,000 (Baseline) + RM2,000 (Minimum Fresh Fund requirement) = RM4,000 User tapped “Join Now” for the Quest on 10 July 2025 (during Phase 1). User switched RM2,500 from Versa Invest funds to Versa Cash on 15 July 2025. User maintains the fund until the end of Campaign Period until 31 January 2026. | User is not eligible for the 4.2%* p.a. nett return because funds switched from Versa Invest to Versa Cash do not qualify as Fresh Funds for this Quest. Only new external cash-ins into Versa Cash during Phase 1 (1–31 July 2025) are considered Fresh Funds to qualify for the 4.2%* p.a. fixed rate. |
14 | User is an existing Versa user. Baseline in Versa Cash as of 30 June 2025: RM2,000 Required amount to maintain for the fixed rate return: RM2,000 (Baseline) + RM2,000 (Minimum Fresh Fund requirement) = RM4,000 User tapped “Join Now” for the Quest on 10 July 2025 (during Phase 1). User cashed in RM2,500 to Versa Invest funds on 12 July 2025. User maintains the fund until the end of Campaign Period until 31 January 2026. | User is not eligible for the 4.2%* p.a. nett return because the Quest only applies to Fresh Funds cashed into Versa Cash during Phase 1 (1 July 2025 to 31 July 2025). Cash-ins to Versa Invest do not qualify for this Quest. |
15 | User is an existing Versa user. Baseline in Versa Cash as of 30 June 2025: RM2,000 Required amount to maintain for the fixed rate return: RM2,000 (Baseline) + RM2,000 (Minimum Fresh Fund requirement) = RM4,000 User tapped “Join Now” for the Quest on 10 July 2025 and cashed in RM2,500 to PRS funds on 12 July 2025. User maintains the fund until the end of Campaign Period until 31 January 2026. | User is not eligible for the 4.2%* p.a. nett return because the Quest only applies to Fresh Funds cashed into Versa Cash during Phase 1 (1 July to 31 July 2025). Cash-ins to PRS funds do not qualify for this Quest. |
Table 2 below is a sample calculation of the 3.9%* Fixed Rate Quest Reward, applicable to Versa Cash-i only:
Fixed Rate Quest Reward: 3.9%* p.a. nett Campaign Period: Phase 1 is the Qualifying Period (1 July 2025 – 31 July 2025) Campaign Period: Phase 2 is the Holding and Accumulation Period (1 August 2025 – 31 January 2026) Minimum Fresh Fund Cash Ins: RM1,000 in Versa Cash-i Baseline: Cumulative nett cash in as of 30 June 2025 Required Amount: Baseline (as of 30 June 2025) + Minimum Fresh Fund Cash Ins Maximum Applicable Fresh Fund Cash Ins: RM300,000 | ||
No | Scenario Eligibility | Return |
---|---|---|
1 | User successfully created a Versa account by 1 July 2025. User’s baseline balance in Versa Cash-i as of 30 June 2025: RM0. Required amount to be eligible = Baseline (RM0) + RM1,000 Fresh Funds = RM1,000. User cashed in RM2,500 to Versa Cash-i on 5 July 2025. Since the user did not have access to the Quest page before this, they tapped “Join Now” several days after verification, within Phase 1 (1 July – 31 July 2025). User maintains the fund until the end of Phase 2 (31 January 2026). | User is eligible for the 3.9%* p.a. fixed rate on the RM2,500 fresh funds in Versa Cash-i starting from 1 August 2025 until 31 January 2026. The RM2,500 Fresh Fund cash-in qualifies the user for this Quest as it meets the minimum required amount within Phase 1. |
2 | User successfully created a Versa account on 1 August 2025, which is after Phase 1 (1 July – 31 July 2025) of the campaign. User’s baseline in Versa Cash-i as of 30 June 2025: RM0. User cashed in RM2,000 to Versa Cash-i on 5 August 2025, during Phase 2 (1 August 2025 – 31 January 2026). User maintains the fund until the end of the campaign period. | User is not eligible for the 3.9%* p.a. nett fixed rate because the opt-in and Fresh Fund cash-in of the required amount must happen during Phase 1 to qualify. Since this user joined and cashed in during Phase 2, the RM2,000 is not eligible for the campaign reward. |
3 | User successfully created a Versa account on 10 July 2025, during Phase 1 (1 July – 31 July 2025) of the campaign. User’s baseline in Versa Cash-i as of 30 June 2025: RM0. Required amount to be eligible = Baseline (RM0) + RM1,000 Fresh Funds = RM2,000. User cashed in RM500 to Versa Cash-i on 20 July 2025, during Phase 1, and tapped “Join Now” before/after cashing in. User maintains the fund until the end of Phase 2 (1 August 2025 – 31 January 2026). | User is not eligible for the 3.9%* p.a. fixed rate because the Fresh Fund cash-in during Phase 1 was only RM500, which is below the required minimum of RM1,000 to qualify for this Quest. |
4 | User is an existing Versa user with a baseline balance of RM5,000 in Versa Cash-i as of 30 June 2025. Required Amount to Qualify = Baseline (RM5,000) + Minimum Fresh Fund Cash-In (RM1,000) = RM6,000 minimum to be maintained during Phase 2. User tapped “Join Now” on the Quest page on 10 July 2025. User cashed in RM2,500 to Versa Cash-i on 15 July 2025 in a single transaction. User maintains the total balance (RM7,500) until the end of Phase 2 Campaign Period (31 January 2026). | User is eligible for the 3.9%* p.a. fixed rate on the RM2,500 fresh funds in Versa Cash-i starting from 1 August 2025 until 31 January 2026. The RM2,500 cash-in is considered fresh funds, which qualifies the user for this Quest. |
5 | User is an existing Versa user. User’s baseline in Versa Cash-i as of 30 June 2025 is RM5,000. Required amount to maintain until the end of Phase 2 (1 August 2025 – 31 January 2026): Baseline (RM5,000) + Fresh Funds (RM1,000) = RM6,000 User tapped “Join Now” on the Quest page on 5 July 2025. User cashed in RM1,200 to Versa Cash-i on 6 July 2025 and another RM500 on 10 July 2025, bringing the total fresh fund cash-ins to RM1,700 during Phase 1 of the campaign (1 July 2025 – 31 July 2025). User maintains the RM6,700 in Versa Cash-i until the end of Phase 2 Campaign Period on 31 January 2026. | User is eligible for the 3.9%* p.a. nett return on the RM1,700 fresh fund cash-in in Versa Cash-i starting from 1 August 2025 until 31 January 2026. The combined RM1,700 cash-in is considered Fresh Funds, which qualifies the user for this Quest. |
6 | User is an existing Versa user. User’s baseline in Versa Cash-i as of 30 June 2025 is RM5,000. Required amount to maintain to qualify for reward: Baseline (RM5,000) + Minimum Fresh Funds (RM1,000 during Phase 1) = RM6,000 User tapped “Join Now” for the Quest on 10 July 2025. User cashed in RM800 to Versa Cash-i on 15 July 2025 (during Phase 1), and then topped up RM500 on 5 August 2025 (during Phase 2), bringing the total fresh fund cash-ins to RM1,300. User maintains the fund until the end of Phase 2 Campaign Period on 31 January 2026. | User is not eligible because only RM800 was cashed in during Phase 1 (July 2025). The required RM1,000 fresh fund cash-in must be fully completed during Phase 1 (1 July 2025 – 31 July 2025) to qualify for this Quest. |
7 | User is an existing Versa user. Baseline in Versa Cash-i as of 30 June 2025: RM10,000 Required amount to maintain to qualify for reward: Baseline (RM10,000) + Fresh Fund Cash-Ins (RM1,000) = RM11,000. User tapped “Join Now” for the Quest on 3 July 2025 (during Phase 1). User cashed in RM1,200 to Versa Cash-i on 5 July 2025. User’s Auto-Debit Transaction (ADT) of RM500 was successfully deducted on 10 July 2025. The combined total Fresh Funds cash-in during Phase 1 is RM1,700. User maintains RM11,700 in Versa Cash-i until the end of Phase 2 Campaign Period on 31 January 2026. | User is eligible for the 3.9%* p.a. nett return on the RM1,700 fresh fund cash-in in Versa Cash-i starting from 1 August 2025 until 31 January 2026. The combined RM1,700 cash-in (manual + ADT) is considered Fresh Funds, which qualifies the user for this Quest. |
8 | User is an existing Versa user. Baseline in Versa Cash-i as of 30 June 2025: RM5,000 Required amount to maintain to qualify for reward: Baseline (RM5,000) + Minimum Fresh Fund Cash-Ins (RM1,000) = RM6,000 User cashed in RM1,500 to Versa Cash-i on 5 July 2025 (during Phase 1). User then tapped “Join Now” for the Quest on 10 July 2025 (during Phase 1). User maintains RM6,500 in Versa Cash-i until the end of Phase 2 Campaign Period on 31 January 2026. | User is eligible for the 3.9%* p.a. nett return on the RM1,500 fresh fund cash-in in Versa Cash-i starting from 1 August 2025 until 31 January 2026. The RM1,500 cash-in before opting in is considered Fresh Funds, and the opt-in was completed during Phase 1, which qualifies the user for this Quest. |
9 | User is an existing Versa user. Baseline in Versa Cash-i as of 30 June 2025: RM2,000 Required amount to maintain to qualify for reward: Baseline (RM2,000) + Minimum Fresh Fund Cash-Ins (RM1,000) = RM3,000 User cashed in RM1,500 to Versa Cash-i on 5 July 2025 (during Phase 1). However, the user did not tap “Join Now” for the Quest at any point during Phase 1 (1 July 2025 – 31 July 2025). | User is not eligible because they did not opt in to the Quest. To qualify, both the opt-in action (via “Join Now”) and the minimum RM1,000 fresh fund cash-in must be completed during Phase 1. |
10 | User is an existing Versa user. Baseline in Versa Cash-i as of 30 June 2025: RM5,000 Required amount to maintain to qualify for reward: RM5,000 (Baseline) + RM1,000 (Fresh Funds) = RM6,000 User tapped “Join Now” for the Quest on 3 July 2025. User cashed in RM1,500 to Versa Cash-i on 5 July 2025 (during Phase 1). In August 2025, user cashed out RM1,000, reducing the balance to RM5,500 (below required amount of RM6,000). On 7 October 2025, user topped up RM2,000, restoring the cumulative nett cash-in to RM7,500, and maintained that balance until 31 January 2026. | User is eligible for the prorated 3.9%* p.a. nett return on the fresh fund balance maintained in Versa Cash-i. In August 2025, since the cumulative nett cash-in dropped below the required amount of RM6,000, the 3.9%* p.a. fixed rate pauses. From August onwards, user continues earning only Versa Cash ‘s base nett return. The 3.9%* p.a. fixed rate resumes on the RM2,500 fresh fund portion starting 7 October 2025 and continues until 31 January 2026, provided the required balance is maintained. |
11 | User is an existing Versa user. Baseline in Versa Cash-i as of 30 June 2025: RM10,000 Required amount to maintain for the fixed rate return: RM10,000 (Baseline) + RM1,000 (Minimum Fresh Fund requirement) = RM11,000 User tapped “Join Now” for the Quest on 3 July 2025. User cashed in RM1,500 to Versa Cash-i on 5 July 2025 (during Phase 1). In July 2025, user cashed out RM1,000, causing the Fresh Fund portion to fall to RM500 and maintained that balance until 31 January 2026. | User is not eligible for the 3.9%* p.a. nett return because they did not maintain the minimum RM1,000 Fresh Fund balance throughout the required Campaign Period. Even though the opt-in and cash-in were done correctly during Phase 1, the Fresh Fund balance must be maintained at RM1,000 or more throughout the Campaign Period to qualify. |
12 | User is an existing Versa user. Baseline in Versa Cash-i as of 30 June 2025: RM5,000 Required amount to maintain for the fixed rate return: RM5,000 (Baseline) + RM1,000 (Minimum Fresh Fund requirement) = RM6,000 User tapped “Join Now” for the Quest on 5 July 2025. User cashed in RM2,500 to Versa Cash-i on 10 July 2025 (during Phase 1). User maintained the RM7,500 balance throughout the Campaign Period but cashed out RM2,000 on 31 January 2026, causing the balance to fall below the required RM6,000 before the Campaign Period ended. | User is not eligible for the 3.9%* p.a. nett return as the Fresh Fund balance dropped below RM1,000 before the Campaign Period ended. No prorated return will be given. To qualify, the required balance must be maintained until 31 January 2026, 11:59PM. |
13 | User is an existing Versa user. Baseline in Versa Cash-i as of 30 June 2025: RM2,000 Required amount to maintain for the fixed rate return: RM2,000 (Baseline) + RM1,000 (Minimum Fresh Fund requirement) = RM3,000 User tapped “Join Now” for the Quest on 10 July 2025 (during Phase 1). User switched RM2,500 from Versa Invest funds to Versa Cash-i on 15 July 2025. User maintains the fund until the end of Campaign Period until 31 January 2026. | User is not eligible for the 3.9%* p.a. nett return because funds switched from Versa Invest to Versa Cash-i do not qualify as Fresh Funds for this Quest. Only new external cash-ins (new money) into Versa Cash-i during Phase 1 (1–31 July 2025) are considered Fresh Funds to qualify for the 3.9%* p.a. fixed rate. |
14 | User is an existing Versa user. Baseline in Versa Cash-i as of 30 June 2025: RM2,000 Required amount to maintain for the fixed rate return: RM2,000 (Baseline) + RM1,000 (Minimum Fresh Fund requirement) = RM3,000 User tapped “Join Now” for the Quest on 10 July 2025 (during Phase 1). User cashed in RM2,500 to Versa Invest funds on 12 July 2025. User maintains the fund until the end of Campaign Period until 31 January 2026. | User is not eligible for the 3.9%* p.a. nett return because the Quest only applies to Fresh Funds cashed into Versa Cash-i during Phase 1 (1 July 2025 to 31 July 2025). Cash-ins to Versa Invest do not qualify for this Quest. |
15 | User is an existing Versa user. Baseline in Versa Cash-i as of 30 June 2025: RM2,000 Required amount to maintain for the fixed rate return: RM2,000 (Baseline) + RM1,000 (Minimum Fresh Fund requirement) = RM3,000 User tapped “Join Now” for the Quest on 10 July 2025 and cashed in RM2,500 to PRS funds on 12 July 2025. User maintains the fund until the end of Campaign Period until 31 January 2026. | User is not eligible for the 3.9%* p.a. nett return because the Quest only applies to Fresh Funds cashed into Versa Cash-i during Phase 1 (1 July to 31 July 2025). Cash-ins to PRS funds do not qualify for this Quest. |