Fixed Rate Quests: Unlock up to 4.2%* p.a. guaranteed returns for 6 months!

When markets fluctuate, returns typically follow suit. But not with this quest.
Once you lock in your fresh funds, your reward rate is locked too —
4.2%* p.a. (Versa Cash) or 3.9%* p.a. (Versa Cash-i).

Fixed Deposits make you choose: emergency access or full returns.
Cash out early, and you lose your promised interest. 😮‍💨
Not with Fixed Rate Quest.
Even if you need to cash out during the quest, you won’t walk away empty-handed.
Your money will still grow with the monthly base nett returns of Versa Cash and Versa Cash-i. 

You will still be entitled to the base nett return of the fund (eg. May 2025 base nett return is at 3.89% p.a. for Versa Cash, and 3.54% for Versa Cash-i. The fund’s base nett return is subject to fund performance.

And if you top up again until it reaches at or above your required amount? Your promotional fixed rate kicks back in — prorated for the days you’re eligible.

Versa Cash and Versa Cash-i are money market funds.
That means your money is parked in low-risk investments making it a smart place to store idle cash — like emergency funds, savings for big goals, or money you don’t want to lock away forever.

Before investing, investors are advised to read and understand the prospectus prepared by AHAM Asset Management Berhad for the fund selected. Past performance is not indicative of future performance.

For Versa Cash: You need to cash in at least RM2,000 fresh funds into Versa Cash by 31 July 2025 (3pm) to qualify for the 4.2% p.a. nett fixed rate. 

For Versa Cash-i: You need to cash in at least RM1,000 fresh funds into Versa Cash-i by 31 July 2025 (10am) to qualify for the 3.9% p.a. nett fixed rate.

Yes! You can cash in up to RM300,000 of fresh funds to earn the fixed rates in the respective funds.

Yes, your cumulative nett cash-in must be at or above the respective required amount throughout the Phase 1 and 2 of the Quest period to qualify for the fixed rate.

Users are eligible to join either one or both 4.2%* p.a. or 3.9%* p.a. Fixed Rate Quests.

Phase 1 (Before 31 July 2025):

If you cash out and your Versa Cash fresh funds drop below RM2,000 (or Versa Cash-i fresh funds below RM1,000), you will no longer qualify for the Quest.
To qualify for Quest, you must cash in to restore your fresh funds to the required amounts by 31 July 2025 (3pm for Versa Cash, and 10am for Versa Cash-i). If you do not, the Quest will expire.

Phase 2 (1 August 2025 – 31 January 2026):

If you cash out and your fresh funds fall below the required amounts, you will not earn the fixed rate on those days.
You will still receive the base nett returns of the respective funds (e.g., in May 2025, Versa Cash offers 3.89% p.a. and Versa Cash-i offers 3.54% p.a.).
Once you top up again, you will earn your fixed rates on prorated basis provided that you maintain the fresh fund at or above the required amount on 31 January 2026.

Yes, you can continue adding fresh funds all the way until 31 January 2026. For each new top-up, fixed rates will be calculated on a prorated basis (calculated based on how long your money stays in the fund) up to 31 January 2026.

During the campaign period, users will continue to earn the usual Versa Cash/-i monthly base nett returns. However, the reward amount (to top up the return to either 4.2%* p.a. or 3.9%* p.a.) will be credited to your Versa Cash/-i  or both (based on your quest reward eligibility) by the end of February 2026.

Yes, your auto-debit transactions into Versa Cash/-i from 1 July 2025 to 31 January 2026 will count as fresh funds for these Fixed Rate Quests. 

No, the reward applies only to your Versa Cash/-i fresh funds cash-ins, up to RM300,000, during the Quest Period. Any balance you had before 1 July 2025 will continue to earn the regular returns of the fund.

On the Versa app, head to the ‘Quest’ page. Select your preferred ‘Fixed Rate Quest’. Check the task status in the ‘Fixed Rate Quest’ page. If all the tasks listed are completed, then you will be eligible for the fixed rate.

Go to the “Transactions” page in the Versa app. Then, calculate your baseline through the sum of all your completed “Cash In” + “Switch In” + “Auto Debit” – “Cash Out” – “Switch Out”, for each Versa Cash and Versa Cash-i, as of 30 June 2025, which does not include “Reinvestment” and “Bonus”.

Your TOTAL ASSETS amount refers to your actual balance, which is affected by fund ‘Returns’ (any gains or losses from each funds), ‘Bonuses’ (from Quests or referral rewards) and ‘Reinvestment’ (applicable to funds that provide income distributions).

Meanwhile, your baseline is purely the cumulative nett cash-ins you’ve put in—it’s not affected by returns, bonuses, or reinvestments.

Yes, any cash out amount will deduct your eligible fresh funds. Remember to maintain at least RM2,000 in Versa Cash or RM1,000 in Versa Cash-i throughout the Phase 1 and 2 of the Quest period to stay eligible.

Nope! Switches are just moving your money between funds in Versa, so they don’t count as fresh funds for this Quest.

No worries! Task progress updates after your unit purchase is confirmed, which usually takes around 30 minutes after your FPX transaction goes through.

Yes, you are still eligible as long as you tap ‘Join Now’ in the Fixed Rate Quest page and cash-in the right amount to meet the reward criteria. Please note that this applies only to Phase 1 of the Quest, which is from 1 July 2025 to 31 July 2025.

Yes! As long as you cashed-in the minimum required amount for the respective funds and tap “Join Now” between 1 July and 31 July 2025, your transaction will be counted as fresh funds for the Fixed Rate Quests.

Versa guarantees your reward rate for 6 months by sponsoring the difference between the specified Fixed Rate and the base nett returns of your chosen funds! (Either Versa Cash or Versa Cash-i)

No, you need to maintain a minimum of RM2,000 fresh funds in Versa Cash (or RM1,000 in Versa Cash-i) above your baseline of 30 June 2025 throughout the Quest, right up to the end.

New users must create and complete onboarding in the Versa app by 31 July 2025 to be eligible for the Fixed Rate Quests.

New users must keep in mind that account creation and first cash in of (RM2,000 into Versa Cash or RM1,000 into Versa Cash-i) will take time, as onboarding takes around 5 working days to complete verification, provided your submitted information is accurate.

Only after the account is verified, you will be able to access these quests and tap “Join Now” to be eligible.