Want consistent rates, no matter what the market’s doing? We’ve got you.
With Fixed Rate Quests, you can enjoy 4.2%* p.a. in Versa Cash or 3.9%* p.a. in Versa Cash-i – fixed all the way until 31 January 2026. Just park your fresh funds and lock in the rate*. Simple.
Why Join a Fixed Rate Quest?
🌤️ 1. Fixed Rates — Rain or Shine
When markets fluctuate, returns typically follow suit. But not with this quest.
Once you lock in your fresh funds, your reward rate is locked too —
4.2%* p.a. (Versa Cash) or 3.9%* p.a. (Versa Cash-i).
Versa sponsors the difference between the specified Fixed Rate and the monthly base nett returns of your chosen funds!
🆚 2. Unlike Fixed Deposits, We’ve Got Your Back
Fixed Deposits make you choose: emergency access or full returns.
Cash out early, and you lose your promised interest. 😮💨
Not with Fixed Rate Quest.
Even if you need to cash out during the quest, you won’t walk away empty-handed.
Your money will still grow with the monthly base nett returns of Versa Cash and Versa Cash-i.
You will still be entitled to the base nett return of the fund (eg. May 2025 base nett return is at 3.89% p.a. for Versa Cash, and 3.54% for Versa Cash-i. The fund’s base nett return is subject to fund performance.
And if you top up again until it reaches at or above your required amount? Your promotional fixed rate kicks back in — prorated for the days you’re eligible.
💡 3. Powered by Money Market Funds = Low Risk, High Liquidity
Versa Cash and Versa Cash-i are money market funds.
That means your money is parked in low-risk investments making it a smart place to store idle cash — like emergency funds, savings for big goals, or money you don’t want to lock away forever.
Before investing, investors are advised to read and understand the prospectus prepared by AHAM Asset Management Berhad for the fund selected. Past performance is not indicative of future performance.
Before you get into the quest details, a reminder on terms & definitions:
- Fresh Funds: New cash-ins you make on top of your baseline. If your new cash-in pushes your balance above that amount, it counts as fresh funds.
- Cumulative nett cash-in: Refers to your historical nett cash flow across all funds in Versa, calculated as total cash-ins minus total cash-outs from the day you were verified on Versa.
- Baseline: Your cumulative nett cash-in in Versa Cash or Versa Cash-i as of 30 June 2025, right before the Fixed Rate Quest begin.
- Required amount: Your baseline + minimum amount of fresh fund cash-ins.
*IMPORTANT!
Quest Period:
Phase 1: 1 July 2025 – 31 July 2025
Qualifying Period: This is your entry window! To qualify for the fixed return:
- Tap “Join Now” on the Fixed Rate Quest page.
- Cash in the minimum amount of fresh funds, RM2,000 into Versa Cash, or RM1,000 into Versa Cash-i, (above your baseline) by 31 July 2025 to secure the fixed rate.
- You can top up and maximise the fixed rate on up to RM300,000 of fresh funds!
- If you cash out during this time, you’ll need to top up again (above your required amount) before 31 July to stay eligible.
- If you don’t top back up, you will not be eligible to get the fixed rate.
- The Fixed Rate Quests rewards will only apply to the first 20,000 users. Subsequent number of users will enjoy the base net return rate of the Versa Cash or Versa Cash-i fund.
Phase 2: 1 August 2025 – 31 January 2026
Holding & Accumulation Period: Now it’s time to keep your fresh funds in Versa Save to enjoy the full fixed rate.
- Maintain your cumulative nett cash-in at or above the required amount (baseline + minimum fresh funds) throughout this 6-month period.
- If it drops below the required amount, you won’t earn the fixed rate on those days – just the usual base nett returns from Versa Save.
- But don’t worry! Once you top up again to meet the minimum required amount above baseline, the fixed rate resumes – and it’ll be prorated (calculated based on the number of days you’re eligible).
- Want to top up more during this time?
- Yes, you can! Fresh funds added during this phase also earn the fixed rate – again, prorated based on how long the money stays in Versa Save.
- Final checkpoint – 31 January 2026:
- Make sure your cumulative nett cash-in is at or above the required amount (baseline + minimum fresh funds) on this day to fully qualify for the fixed return payout.
Now that you know how the Fixed Rate Quests work, it’s time to decide which option suits you best.
Whether you prefer Versa Cash or Versa Cash-i, the boosted rate awaits – just pick the one that matches your goals.
Versa Cash: Earn 4.2%* p.a.
How To Join Versa Cash Fixed Rate Quest:
- Step 1: From the homepage, click on “Quests”.
- Step 2: Open the “4.2% p.a. Fixed Rate Quest”.
- Step 3: Tap “Join Now”.
- Step 4: Cash in a minimum of RM2,000 in fresh funds into Versa Cash by 31 July 2025 – this must be on top of your cumulative nett cash-in as of 30 June 2025 (your baseline).
- Step 5: Maintain a minimum of RM2,000 of fresh funds on top of your baseline until 31 January 2026.
- Step 6: Having completed all the above steps, users** will be eligible to earn 4.2%* p.a. nett on up to RM300,000 of the accumulated fresh fund cash-ins on a daily pro-rated basis.
Note: To qualify for the 4.2%* p.a. reward, you must maintain at least RM2,000 in fresh funds (above your baseline) until 31 January 2026.
❗❗ If your fresh funds drop below RM2,000 on 31 January 2026 → you will not be eligible for the reward. The Campaign Reward will be assessed against the eligible fresh funds (RM2,000 and above), on a daily pro-rated basis.
**Fixed Rate Quest rewards are limited to the first 20,000 users only. Users who join after that will earn returns based on the base nett rate of Versa Cash or Versa Cash-i.
Versa Cash-i: Earn 3.9%* p.a.
How To Join Versa Cash-i Fixed Rate Quest:
- Step 1: From the homepage, click on “Quests”.
- Step 2: Open the “3.9% p.a. Fixed Rate Quest”.
- Step 3: Tap “Join Now”.
- Step 4: Cash in a minimum of RM1,000 in fresh funds into Versa Cash-i by 31 July 2025 — this must be on top of your cumulative nett cash-in as of 31 June 2025 (your baseline).
- Step 5: Maintain a minimum of RM1,000 fresh funds on top of your baseline until 31 January 2026.
- Step 6: Having completed all the above steps, users** will be eligible to earn 3.9%* p.a. nett on up to RM300,000 of the accumulated fresh fund cash-ins on a daily pro-rated basis.
Note: To qualify for the 3.9%* p.a. reward, you must maintain at least RM1,000 in fresh funds (above your baseline) until 31 January 2026.
❗❗ If your fresh funds drop below RM1,000 on 31 January 2026, you will not be eligible for the reward. The Campaign Reward will be assessed against the eligible fresh funds (RM1,000 and above), on a daily pro-rated basis.
**Fixed Rate Quest rewards are limited to the first 20,000 users only. Users who join after that will earn returns based on the base nett rate of Versa Cash or Versa Cash-i.
Rewarding Period and Fund
Campaign rewards will be credited by the end of February 2026 to your Versa Cash or Versa Cash-i account – whichever fund you used to cash in. 🎉
Click here to view the scenario-based examples for this Campaign.
*All campaigns are subject to Versa’s Platform Terms and Conditions.
Frequently Asked Questions (General)
1. What is the minimum amount to qualify for the Quest reward?
For Versa Cash: You need to cash in at least RM2,000 fresh funds into Versa Cash by 31 July 2025 (3pm) to qualify for the 4.2% p.a. nett fixed rate.
For Versa Cash-i: You need to cash in at least RM1,000 fresh funds into Versa Cash-i by 31 July 2025 (10am) to qualify for the 3.9% p.a. nett fixed rate.
2. Can I cash in more than RM2,000?
Yes! You can cash in up to RM300,000 of fresh funds to earn the fixed rates in the respective funds.
3. Do I need to maintain at least RM2,000 fresh funds in Versa Cash (or at least RM1,000 fresh funds in Versa Cash-i) throughout the Phase 1 and 2 of the Quest period?
Yes, your cumulative nett cash-in must be at or above the respective required amount throughout the Phase 1 and 2 of the Quest period to qualify for the fixed rate.
Users are eligible to join either one or both 4.2%* p.a. or 3.9%* p.a. Fixed Rate Quests.
4. What happens if I cash out my fresh funds from Versa Cash/-i during the Phase 1 or Phase 2 of the Quest Period?
Phase 1 (Before 31 July 2025):
If you cash out and your Versa Cash fresh funds drop below RM2,000 (or Versa Cash-i fresh funds below RM1,000), you will no longer qualify for the Quest.
To qualify for Quest, you must cash in to restore your fresh funds to the required amounts by 31 July 2025 (3pm for Versa Cash, and 10am for Versa Cash-i). If you do not, the Quest will expire.
Phase 2 (1 August 2025 – 31 January 2026):
If you cash out and your fresh funds fall below the required amounts, you will not earn the fixed rate on those days.
You will still receive the base nett returns of the respective funds (e.g., in May 2025, Versa Cash offers 3.89% p.a. and Versa Cash-i offers 3.54% p.a.).
Once you top up again, you will earn your fixed rates on prorated basis provided that you maintain the fresh fund at or above the required amount on 31 January 2026.
5. Can I keep cashing in fresh funds into Versa Cash/-i after 31 July 2025?
Yes, you can continue adding fresh funds all the way until 31 January 2026. For each new top-up, fixed rates will be calculated on a prorated basis (calculated based on how long your money stays in the fund) up to 31 January 2026.
6. When will my reward for the eligible fresh funds be credited to my Versa Cash/-i account?
During the campaign period, users will continue to earn the usual Versa Cash/-i monthly base nett returns. However, the reward amount (to top up the return to either 4.2%* p.a. or 3.9%* p.a.) will be credited to your Versa Cash/-i or both (based on your quest reward eligibility) by the end of February 2026.
7. Do my auto-debit transactions into Versa Cash/-i during the Quest Period make me eligible for the reward?
Yes, your auto-debit transactions into Versa Cash/-i from 1 July 2025 to 31 January 2026 will count as fresh funds for these Fixed Rate Quests.
8. Will the fixed rate be applicable to my entire Versa Cash/-i balance?
No, the reward applies only to your Versa Cash/-i fresh funds cash-ins, up to RM300,000, during the Quest Period. Any balance you had before 1 July 2025 will continue to earn the regular returns of the fund.
9. How do I find out if I’m eligible for the rewards of Fixed Rate Quests?
On the Versa app, head to the ‘Quest’ page. Select your preferred ‘Fixed Rate Quest’. Check the task status in the ‘Fixed Rate Quest’ page. If all the tasks listed are completed, then you will be eligible for the fixed rate.
Frequently Asked Questions (Technical)
1. How can I check my baseline?
Go to the “Transactions” page in the Versa app. Then, calculate your baseline through the sum of all your completed “Cash In” + “Switch In” + “Auto Debit” – “Cash Out” – “Switch Out”, for each Versa Cash and Versa Cash-i, as of 30 June 2025, which does not include “Reinvestment” and “Bonus”.
2. Why is my TOTAL ASSETS amount on the homepage different from my baseline I have calculated?
Your TOTAL ASSETS amount refers to your actual balance, which is affected by fund ‘Returns’ (any gains or losses from each funds), ‘Bonuses’ (from Quests or referral rewards) and ‘Reinvestment’ (applicable to funds that provide income distributions).
Meanwhile, your baseline is purely the cumulative nett cash-ins you’ve put in—it’s not affected by returns, bonuses, or reinvestments.
3. I decided to cash out my “Fund Returns” during the Quest period, will this transaction be counted towards the fresh funds calculation?
Yes, any cash out amount will deduct your eligible fresh funds. Remember to maintain at least RM2,000 in Versa Cash or RM1,000 in Versa Cash-i throughout the Phase 1 and 2 of the Quest period to stay eligible.
4. During the Quest period, do switches count as part of fresh funds?
Nope! Switches are just moving your money between funds in Versa, so they don’t count as fresh funds for this Quest.
5. I just completed my cash-in but why isn’t my task marked completed yet?
No worries! Task progress updates after your unit purchase is confirmed, which usually takes around 30 minutes after your FPX transaction goes through.
6. I did not see and tap the “CASH IN NOW” button in the Fixed Rate Quest page. Instead, I went to the fund page and cash-in directly. Am I still eligible for the Quest reward later on?
Yes, you are still eligible as long as you tap ‘Join Now’ in the Fixed Rate Quest page and cash-in the right amount to meet the reward criteria. Please note that this applies only to Phase 1 of the Quest, which is from 1 July 2025 to 31 July 2025.
7. I cashed in RM2,000 into Versa Cash on 1 July 2025, but only tapped ‘Join Now’ on 15 July 2025. Will the transaction count as fresh funds?
Yes! As long as you cashed-in the minimum required amount for the respective funds and tap “Join Now” between 1 July and 31 July 2025, your transaction will be counted as fresh funds for the Fixed Rate Quests.
8. How does the Fixed Rate Quests allow users to enjoy the 4.2%* p.a. and 3.9%* p.a. nett returns?
During the Quest period, the monthly base nett returns of Versa Cash and Versa Cash-i will continue to change based on the performance of the respective funds. Versa ensures you are rewarded with the specified rate by subsidizing the difference between the specified Fixed Rate and the monthly base nett returns in this Quest.
9. I cashed in RM2,000 into Versa Cash on 1 July 2025, and on the final day of the Quest, which is 31 January 2026, I cashed out RM100 from one of the funds, am I still eligible for the reward?
No, you need to maintain a minimum of RM2,000 fresh funds in Versa Cash (or RM1,000 in Versa Cash-i) above your baseline of 30 June 2025 throughout the Quest, right up to the end.
10. As a new user, how can I qualify for this quest?
New users must create and complete onboarding in the Versa app by 31 July 2025 to be eligible for the Fixed Rate Quests.
New users must keep in mind that account creation and first cash in of (RM2,000 into Versa Cash or RM1,000 into Versa Cash-i) will take time, as onboarding takes around 5 working days to complete verification, provided your submitted information is accurate.
Only after the account is verified, you will be able to access these quests and tap “Join Now” to be eligible.
Join the Fixed Rate Quest today!
Should you have any questions, please do not hesitate to reach out to us here. 💬