Your financial journey starts here with Versa. To get you started, we’re giving a little extra push to help you grow your savings!
Sign up with Versa right now and get your fixed rate!
Enjoy fixed returns with the Welcome Quest – 4.0%* p.a. in Versa Save (Conventional) or 3.7%* p.a. in Versa Save (Shariah Compliant), all the way until 31 January 2026. Just park your fresh funds and lock in the rate. It’s that simple.
Quest Period:
1 August 2025 – 31 January 2026
Note: Only users who create an account between 1 August 2025 – 31 August 2025 are eligible for this quest. Versa sponsors the difference between the specified Fixed Rate and the monthly base nett returns of your chosen funds!
Before you get into the quest details, a reminder on terms & definitions:
- Fresh Funds: New cash-ins you make when you sign up. If your new cash-in pushes your balance above that amount, it counts as fresh funds. Simply put, the money you bring into your Versa account from your bank account.
❗Note: Switch ins are not counted as fresh funds, switching out and withdrawal from the fund will reduce your fresh fund value
- Required amount: The minimum amount of fresh fund cash-ins.
- Cash-ins: Deposits
- Cash-outs: Withdrawals.
Before investing, investors are advised to read and understand the prospectus prepared by AHAM Asset Management Berhad for the fund selected. Past performance is not indicative of future performance.
Pick the quest that best suits your goal and cash in the required amount to be eligible for these Welcome Quests.
How to Earn 4.0%* p.a.
Join 4.0% p.a. Welcome Quest:
- Step 1: Download the Versa app.
- Step 2: Create your new account.
- Step 3: Complete your Versa profile and account verification during the Quest Period.
- Step 4: Cash in and accumulate a minimum total of RM2,000 fresh funds into Versa Save (Conventional).
💡 Tip: Don’t stop there! You can cash in a total of up to RM50,000 to maximise your earnings. - Step 5: Maintain a minimum of RM2,000 of fresh funds in Versa Save (Conventional) until 31 January 2026. Yes, auto-debit transactions and small cash-ins that help you reach RM2,000 total cash-ins count too!
- Step 6: Having completed all the above steps, users** will be eligible to earn 4.0%* p.a. nett on up to RM50,000 of the accumulated fresh fund cash-ins on a daily pro-rated basis.
❗Note: If your fresh funds drop below RM2,000 on 31 January 2026, you will not be eligible for the reward. The Campaign Reward will be assessed against the eligible fresh funds (RM2,000 and above), on a daily pro-rated basis.
**Welcome Quest rewards are limited to the first 20,000 users only. Users who join after that will earn returns based on the base nett rate of Versa Save (Conventional).
How to Earn 3.7%* p.a.
Join 3.7% p.a. Welcome Quest:
- Step 1: Download the Versa app.
- Step 2: Create your new account.
- Step 3: Complete your Versa profile and account verification during the Quest Period.
- Step 4: Cash in and accumulate a minimum total of RM1,000 fresh funds into Versa Save (Shariah Compliant).
💡 Tip: Don’t stop there! You can cash in a total of up to RM50,000 to maximise your earnings. - Step 5: Maintain a minimum of RM1,000 of fresh funds in Versa Save (Shariah Compliant) until 31 January 2026. Yes, auto-debit transactions and small cash-ins that help you reach RM1,000 total cash-ins count too!
- Step 6: Having completed all the above steps, users** will be eligible to earn 3.7%* p.a. nett on up to RM50,000 of the accumulated fresh fund cash-ins on a daily pro-rated basis.
❗Note: If your fresh funds drop below RM1,000 on 31 January 2026, you will not be eligible for the reward. The Campaign Reward will be assessed against the eligible fresh funds (RM1,000 and above), on a daily pro-rated basis.
**Welcome Quest rewards are limited to the first 20,000 users only. Users who join after that will earn returns based on the base nett rate of Versa Save (Shariah Compliant).
Rewarding Period and Fund
Campaign rewards will be credited by the end of February 2026 to your Versa Save (Conventional) or Versa Save (Shariah Compliant), depending on where you cashed in. 🎉
For further information, please refer to the Versa app.
*All campaigns are subject to Versa’s Platform Terms and Conditions. Versa sponsors the difference between the specified Fixed Rate and the base nett returns of your chosen funds for 6 months! Do note, it might take 5 working days or more to ensure your account is verified, given your information is accurate up to your best knowledge.
Frequently Asked Questions (General)
1. What is the minimum amount to qualify for the Quest reward?
For Versa Save (Conventional):
You need to cash in at least RM2,000 fresh funds into Versa Save (Conventional) to qualify for the 4.0%* p.a. nett fixed rate.
For Versa Save (Shariah Compliant):
You need to cash in at least RM1,000 fresh funds into Versa Save (Shariah Compliant) to qualify for the 3.7%* p.a. nett fixed rate.
2. Can I cash in more than RM2,000?
Yes! You can cash in up to RM50,000 of fresh funds to earn the fixed rates in each respective fund.
3. Is there a cut-off time to be eligible for the Welcome Quests reward?
Yes, kindly ensure that you have created your Versa account by 31 August 2025 (11:59pm) and have a minimum accumulated cash-ins of RM2,000 in Versa Save (Conventional) / RM1,000 in Versa Save (Shariah Compliant) throughout the campaign period, to be eligible for the rewards. Your accumulated cash-ins does not include any cashed out amount.
4. Do I need to maintain at least RM2,000 fresh funds in Versa Save (Conventional) / at least RM1,000 fresh funds in Versa Save (Shariah Compliant) throughout the Quest period?
Yes, if you cash out and your fresh funds fall below the required amounts, you will not earn the fixed rate on those days and instead enjoy the base nett returns of the funds in Versa Save (e.g., in May 2025, Versa Save (Conventional) offers 3.89%* p.a. and Versa Save (Shariah Compliant) offers 3.54%* p.a.).
Once you top up again and hit the required amount (RM2,000 in Versa Save (Conventional) / RM1,000 in Versa Save (Shariah Compliant)) in Versa Save, you will earn your fixed rates on a prorated basis for as long as your money remains in the fund until the last day of the campaign. You must have the required amount on the last day of the campaign to be eligible for the fixed rate.
5. Can I keep cashing in fresh funds into the funds in Versa Save after 31 August 2025?
Yes, you can continue adding fresh funds all the way until 31 January 2026. For each new top-up, fixed rates will be calculated on a prorated basis (calculated based on how long your money stays in the fund) until 31 January 2026. The Fixed Rate will be applicable up to RM50,000 of your fresh funds.
6. When will my reward for the eligible fresh funds be credited to my account?
The sponsored fixed rate reward is calculated as the difference between the specified Fixed Rate (%) and the Base Nett Return of your selected funds.
This reward will be credited to your selected fund in Versa Save — whether its Versa Save (Conventional) or Versa Save (Shariah Compliant) — by the end of February 2026, covering a total duration of 6 months.
7. Do my auto-debit transactions into Versa Save during the Quest Period make me eligible for the reward?
Yes, your auto-debit transactions into Versa Save (Conventional) or Versa Save (Shariah Compliant), from 1 August 2025 to 31 January 2026 will count as fresh funds for these Welcome Quests.
8. Will the fixed rate be applicable to my entire Versa Save balance?
No, the reward applies only to your fresh funds cash-ins of up to RM50,000 in Versa Save (Conventional) or Versa Save (Shariah Compliant). Any amount above RM50,000 will continue earning the base nett returns of the fund.
9. How do I find out if I’m eligible for the rewards of Welcome Quests?
On the Versa app, head to the ‘Quest’ page. Select your preferred ‘Welcome Quest’. Check the task status in the ‘Welcome Quest’ page. If all the tasks listed are completed, then you will be eligible for the fixed rate.
10. Are the Welcome Quests stackable with other existing Quests?
Yes, the Welcome Quests can be stacked with other available Quests! Explore other Quests here: https://versa.com.my/stack-and-earn-more-more-than-9-pa-nett-returns-with-versa-quests/.
11. Is there a cap to how many users can join the Quest and earn the reward?
Yes. Each Quest is limited to the first 20,000 users who meet the eligibility criteria for the Campaign Reward, on a first-come, first-served basis, or until a total of RM500,000,000 in accumulated new cash-ins is reached; whichever comes first. So, don’t wait too long – lock in your eligibility early!
Frequently Asked Questions (Technical)
1. During the Quest period, do switches count as part of Fresh Funds?
Nope! Switches are just moving your money between funds in Versa, so they don’t count as fresh funds for this Quest.
2. I decided to cash out my “Fund Returns” during the Quest period, will this transaction be counted towards the Fresh Funds calculation?
Yes, any cash out amount will deduct your eligible Fresh Funds. Remember to maintain at least RM2,000 in Versa Save (Conventional) or RM1,000 in Versa Save (Shariah Compliant) throughout the campaign period to stay eligible.
3. I just completed my cash-in but why isn’t my task marked completed yet?
No worries! Task progress updates after your unit purchase is confirmed, which usually takes around 30 minutes after your FPX transaction goes through.
4. I did not see and tap the “CASH IN NOW” button in the Welcome Quest page. Instead, I went to the fund page and cash-in directly. Am I still eligible for the Quest reward later on?
Yes, you are still eligible as long as you cashed in the right amount to meet the reward criteria. To verify, please check the task status in the ‘Welcome Quest’ page. If all the tasks listed are completed, then you will be eligible for the fixed rate.
5. How does the Welcome Quests allow users to enjoy the 4.0%* p.a. and 3.7%* p.a. nett returns?
During the Quest period, the monthly base nett returns of the funds in Versa Save will continue to change based on the performance of the respective funds. Versa ensures you are rewarded with the specified rate by subsidizing the difference between the specified Fixed Rate and the monthly base nett returns in this Quest.
6. I first cashed in RM1,200 into Versa Save (Conventional) on 1 August 2025, and topped up RM800 on 7 September 2025, am I eligible for the reward?
Yes! You’ll be eligible once you’ve cashed in the minimum required amount for the respective funds during the campaign period. Rewards will begin from 7 September, provided you continue to maintain this minimum required amount.
7. I cashed in RM2,000 into Versa Save (Conventional) on 1 August 2025, and on the final day of the Quest, which is 31 January 2026, I cashed out RM100 from it, am I still eligible for the reward?
No, if you failed to maintain the minimum required amount on the final day, you will not be eligible for any returns.
Join the Welcome Quest today!
Should you have any questions, please do not hesitate to reach out to us here. 💬