Table 1 below is a sample calculation of the September Birthday Bonus Quests reward, which is applicable to all Versa products:
| September Birthday Bonus Quest Reward: 0.5%* p.a. nett Task Period : 18–20 September 2026 Maximum Applicable Fresh Fund Cash Ins: No Max Cap |
| No | Scenario Eligibility | Results |
| 1 | Eligible User taps “Join Now” on 18 September 2026 and cashes in RM1,000 fresh funds into Versa Global-i on the same day. The user maintains at least RM1,000 above their baseline until 20 October 2026. | Eligible for the +0.5%* p.a. nett booster on the RM1,000 fresh funds from 21 September to 20 October 2026, subject to daily prorated calculation. |
| 2 | Eligible User taps “Join Now” on 20 September 2026 (the last day of the Task Period) and cashes in RM50,000 fresh funds into Versa Save Conventional on the same day. The user maintains the RM50,000 fresh funds until 20 October 2026. | The user is eligible for the +0.5%* p.a. nett booster on the full RM50,000 from 21 September to 20 October 2026, subject to daily prorated calculation, because there is no maximum cap on rewards. |
| 3 | Eligible User taps “Join Now” on 18 September 2026 but only cashes in RM1,500 fresh funds into Versa Moderate on 25 September 2026. | The user is not eligible for the +0.5%* p.a. nett booster. The first manual cash-in of RM1,000 or more must be booked between 18 and 20 September 2026. |
| 4 | Eligible User taps “Join Now” on 18 September 2026 and cashes in RM800 fresh funds into Versa Income-i. No other cash-ins are made. | Not eligible. The cash-in is below the RM1,000 minimum. |
| 5 | Eligible User taps “Join Now” on 18 September 2026 and cashes in RM500 fresh funds into Versa Growth-i on the same day. On 19 September 2026, the user adds RM700 more into Versa Growth-i. | Not eligible. The minimum must be met by a single manual cash-in of RM1,000 or more. Smaller cash-ins cannot be combined to reach it. |
| 6 | Eligible User cashes in RM2,000 fresh funds into Versa Save Shariah Compliant on 17 September 2026 then taps “Join Now” on 18 September 2026. The user does not have any new cash-in or Auto Save transaction after joining the Quest. | Not eligible. Cash-ins made before tapping “Join Now” and before the Task Period do not count. |
| 7 | Eligible User taps “Join Now” on 18 September 2026 and cashes in RM5,000 fresh funds into Versa US-Tech on the same day. On 25 September 2026, the user cashes out RM7,000 from their overall Versa portfolio, causing their cumulative nett cash-in to drop below their baseline. User does not cash in again until the end of the 30-day quest period. | User is not eligible for the reward as the user’s cumulative nett cash-in is below their baseline by 20 October 2026. |
| 8 | Eligible User taps “Join Now” on 18 September 2026 and cashes in RM5,000 fresh funds into Versa Global-i on the same day. On 25 September 2026, the user cashes out RM2,000, leaving a remaining fresh funds balance of RM3,000, which still meets the RM1,000 threshold requirement. The user maintains this fresh funds amount for the rest of the 30-day quest window. | User remains eligible for the entire 18 and 20 September 2026 window because their fresh funds amount never falls below the RM1,000 minimum threshold requirement. However, the reward is calculated daily and prorated based on the fresh funds held on each day: From 21 September to 24 September, user earns the +0.5%* p.a. prorated on RM5,000. From 25 September to 20 October, after the withdrawal, user earns the +0.5%* p.a. prorated on RM3,000 (the remaining qualifying fresh funds). |
| 9 | Eligible User taps “Join Now” on 18 September 2026 and switches RM2,000 from Versa Save to Versa REITs. No new cash-ins from a bank account are made. | User is not eligible for the booster reward because switches between products do not count as fresh funds. |
| 10 | Eligible User set up a RM1,000 Auto Save Plan in September 2026. User taps “Join Now” on 18 September 2026 and manually cashes in RM1,000 into Versa Growth on the same day, making their Qualifying Cash-in.Period. The Auto Save deduction of RM1,000 into Versa Growth is successful and completed on 5 October 2026. The user maintains at least RM1,000 above their baseline until 20 October 2026. | Eligible. The RM1,000 manual cash-in on 18 September is the Qualifying Cash-in and earns the booster from 21 September to 20 October 2026 (30 days). The RM1,000 Auto Save booked on 5 October 2026 is added to Fresh Funds and earns the booster from 5 October to 20 October 2026. |
| 11 | Eligible User taps “Join Now” on 18 September 2026 and manually cashes in RM500 into Versa Save Conventional that day. On 19 September 2026, the user manually cashes in RM1,500. The user keeps both amounts until 20 October 2026 | Eligible on the total RM2,000. The RM1,500 is the Qualifying Cash-in and activates the booster. Since the RM500 was cashed in within the task period with the qualifying amount included within the task period, the total RM2,000 is counted. |
| 12 | Eligible User taps “Join Now” on 18 September 2026 and manually cashes in RM1,500 into Versa Income-i. On 20 October 2026 (the last day), the user cashes out RM1,000. | Not eligible. Cashing out Fresh Funds causes fresh fund to be less than threshold until end on the campaign rewarding period 20 October 2026 voids the entire reward. |
| 13 | Eligible User taps “Join Now” on 20 September 2026 and manually cashes in RM3,000 into Versa Japan at 11pm. The transaction is booked on 20 September 2026 but finishes processing on 22 September 2026. | Eligible. The cash-in was booked within the Task Period, so it counts, and the RM3,000 earns the booster from 21 September to 20 October 2026. |