
Ever noticed how money conversations sound completely different depending on who you’re talking to?
Parents tell us to start saving early. Kids teach their parents how to manage money on an app. Siblings ask why you’re still keeping cash in a basic bank account. And friends never fail to drop their latest financial hack in the group chat.
Different generations, different perspectives — but always the exact same goal: making our money work harder.
This Malaysia Day, we’re celebrating these everyday Gen-to-Gen money talks. To give everyone one more reason to share their favorite money hack, we’re bringing you a special reward: an extra +2%* p.a.! 👀
What is the +2% Ajak Buddy Quest?
It’s simple: have that money chat and invite at least 1 friend or family member to join Versa using your unique referral code. Once they successfully sign up and complete their first cash-in, you unlock an extra +2%* p.a. on your first RM10,000 Versa Save balance in October!
- The Standard Perk: You and your referee will each get your standard RM10 welcome reward upon a successful referral.
- The Quest Bonus: You unlock an extra +2% p.a. on your first RM10,000 Versa Save balance (Versa Cash or Versa Cash-i) in the month of October!
Participation Period:
14 September 2026 – 14 October 2026
Rewarding Period:
1 October 2026 – 31 October 2026
Who’s Eligible:
All verified Versa users
How to Unlock Your Extra +2% p.a.:
- Step 1 – Join Quest:
Open your Versa app → Find and tap on ‘+2% Ajak Buddy Quest’ → Click ‘Join Now’ - Step 2 – Share Your Code:
Start the conversation with your family or friends. Tap Refer Now to send your unique referral link or code. - Step 3 – They Sign Up:
Make sure your friend or family member creates a new Versa account using your unique link or code within the Participation period. - Step 4 – First Cash-In:
Ensure they get verified and complete a minimum first cash-in of RM100 into any Versa product. - Step 5 – Earn Your +2%* p.a.:
Once their cash-in is reflected in the app, your extra 2% p.a. reward is locked in! You can maximize your reward by maintaining RM10,000 (maximum applicable amount) in your Versa Save!
Quick Recap: What’s in it for you?
- You (Referrer): RM10 welcome bonus + Extra 2%* p.a. on your first RM10,000 Versa Save balance in October
- Your Friend / Family (Referee): RM10 welcome bonus.
What Counts as a “Successful Referral”?
To qualify for the extra +2%* p.a. bonus, ensure your referee completes these steps within the Participation Period:
✅ New to Versa: They must not have an existing Versa account.
✅ Your Code: They must sign up using your unique referral code or link.
✅ Verified Account: Account verification must be successfully completed by 14 October 2026.
✅ Min RM100 Cash-In: They must complete a minimum first cash-in of RM100 into any Versa product.
✅ Reflected in App: Their initial cash-in must be fully processed and reflected in their app before 14 October 2026.
Note: Versa’s standard account opening process may take between 2 to 4 working days. Your cash-in will be processed within 1 to 3 business days after your account is verified. While these processes are ongoing, the cash-in amount will not be visible at your Versa homepage.
Eligible Versa Products
Below are the eligible Versa products your friend or family member can cash into for you to become a successful referrer:
✅ Versa Cash
✅ Versa Cash-i
✅ Versa Global Bond
✅ Versa Emerging Growth-i
✅ Versa Asia Growth
✅ Versa Malaysia Growth
✅ Versa Malaysia Moderate
✅ Versa USD Bond
✅ Versa Income-i
✅ Versa India Equity
✅ Versa US-Tech
✅ Versa Dividend+
✅ Versa Gold
✅ Versa China Equity Tracker
✅ Versa SGD
✅ Versa Growth
✅ Versa Growth-i
✅ Versa Moderate
✅ Versa Global-i
✅ Versa Malaysia Bond
✅ Versa Japan
✅ Versa REITs
✅ PRS Growth
✅ PRS Growth-i
✅ PRS Moderate
✅ PRS Moderate-i
✅ PRS Conservative
✅ PRS Conservative-i
Ready to start the conversation? 🗣️
Open your Versa app, head to the Quest tab, tap Join, and start sharing your link today!
*All campaigns are subject to Versa’s Platform Terms and Conditions.
Frequently Asked Questions (Q&A)
1. How is the extra 2% p.a. calculated and rewarded?
The extra +2% p.a. bonus is calculated based on your daily balance (capped at a maximum of RM10,000) in your Versa Save account (Versa Cash or Versa Cash-i) throughout October.
Example Scenario:
Suppose you maintain an RM7,000 Versa Save balance and complete the Quest during the Participation Period. On October 11, you cash in an additional RM3,000, which is reflected in your app on October 12. You make no cash-outs for the rest of the month.
Calculation Breakdown:
- Oct 1 – Oct 11: Extra +2% p.a. applied to RM7,000
- Oct 12 – Oct 31: Extra +2% p.a. applied to RM10,000 (maximum cap reached)
2. Do I need to refer more than 1 person to get the +2% p.a.?
No! You only need 1 successful referral who completes account verification and a minimum first cash-in of RM100 during the Participation period to unlock the bonus.
3. When will I receive the +2% p.a. payout?
Your bonus earnings from the extra 2% p.a. will be credited directly to your Versa Save account (credited into the fund with the higher available balance) within 30 working days after the Quest ends.
4. What if my friend forgets to use my referral code during sign-up?
Yes! After your account is verified, the cash-in processing can take 1 to 3 working days depending on the payment method and product selected. Please advise your referee to complete their cash-in early so that it reflects in their account before 14 October 2026.
5. Does my friend’s cash-in need to be completed before 14 October 2026?
No. Internal transfers or movements between any Versa products are not considered fresh funds. Fresh funds must be new money deposited into Versa from an external bank account.
6. What’s the difference between this Quest and the Versama-Sama Quest?
The +2% Ajak Buddy Quest is a limited-time Quest, while the Versama-Sama Quest is our ongoing referral program (+0.5%* p.a.).
🎉 Good news: They are stackable!
Refer 1 friend between 14 September and 14 October 2026, and you’ll combine both rewards to enjoy a total extra boost of +2.5% p.a. on your first RM10,000 Versa Save balance!
📌 Note: To qualify for the Versama-Sama +0.5%* p.a. bonus, you must maintain a minimum of RM1,000 in Versa Save. See the Versama-Sama Quest campaign page for more info.
If you have checked all of the above and are still facing issues, please reach out to our support team for assistance.