Keeping your money in local, low-risk money market funds, like Versa Save provides a strong foundation for Malaysians in their savings plan. But if you’re looking to diversify your wealth and add a layer of global resilience to your portfolio, gaining exposure to global fixed income markets is a great next step.
Introducing Versa USD Bond, also known as the AHAM World Series – US Dollar Bond Fund. This bond feeder fund aims to provide regular income over the medium to long term by investing into the Fidelity Funds – US Dollar Bond Fund (“Target Fund”).
By gaining exposure to USD-denominated bonds, investors can enhance portfolio income potential and help cushion against stock market volatility.
A feeder fund is a type of fund that allows investors to pool their money and invest into a larger fund known as the target fund.
By investing in a feeder fund, you can access a larger fund and tap into the investment expertise of other global fund managers and strategies for your portfolio.
🧺 What exactly is in the basket?
When you invest in Versa USD Bond, your money is put to work in the global fixed-income market. Here is how the strategy is generally split up:
- 🛡️ The Global Core (Minimum 85%): The bulk of your money goes into the Target Fund, which invests in a diversified portfolio composed of US Treasuries, quasi-government securities, and large-cap investment-grade corporate bonds. Through active management, the Fund seeks to generate a regular and reliable income stream.
- 💵 The Buffer (Up to 15%): A smaller portion is kept safely in liquid cash, deposits, or money market instruments. This ensures the Fund remains flexible and can handle everyday operations or temporary defensive moves smoothly.
💡 Fun Fact: Did you know?
Holding this Fund provides exposure to a mix of sovereign issuers and leading international financial institutions. Based on the Target Fund’s top holdings as at 31 January 2026, these include:
- 🏢 US Treasuries (backed by the US government)
- 🏦 Morgan Stanley
- 🏦 UBS Group AG
- 💳 Bank of America Corp
(Note: Holdings are subject to change based on the fund manager’s strategy).
💸 Regular Income Distributions
The primary goal of Versa USD Bond is to provide you with a regular income stream over the medium to long term. The Fund earns income from its diversified portfolio of global US dollar bonds and seeks to distribute this income to investors on a monthly basis (subject to income availability).
By investing in US dollar denominated bonds, investors gain access to one of the largest and most liquid bond markets in the world, supported by a deep and well-developed global investor base.
This provides income potential alongside diversification benefits, backed by professional fund management within global fixed income markets.
⭐ Why Choose Versa USD Bond?
Think of this Fund as a powerful diversifier for your portfolio. Here are its biggest advantages:
- 🚀 A step beyond Versa Save: It allocates your money beyond standard local money market funds by giving you exposure to the global US dollar bond market, one of the largest and most liquid fixed income markets globally.
- 🛡️ Designed for stability: By focusing on bonds, the Fund generates stable income through coupon payments, making the Fund suitable for investors with a lower risk tolerance.
- 💵 Global diversification: Exposure to USD‑denominated securities provides an additional layer of diversification, helping to mitigate reliance on local market conditions and currency movements.
- 💸 Targeted passive income: The fund’s primary objective is to aim for income distributions to you on a regular, monthly basis (subject to income availability).
🆚 Versa USD Bond vs. Versa Malaysia Bond: What’s the difference?
Already investing in Versa Malaysia Bond and wondering if you need both? Think of them as two different tools in your wealth-building toolbox. One keeps your money working hard at home, while the other diversifies your money globally!
Here is a quick cheat sheet on how they compare:
| Feature | 🇲🇾 Versa Malaysia Bond | 💵 Versa USD Bond |
| Market Focus | Malaysia Bonds | US Dollar Bonds |
| Base Currency | Ringgit Malaysia (MYR) | US Dollar (USD)* |
| What it buys | Malaysian Government Securities & local corporate bonds | US Treasuries, quasi-government securities, high-quality corporate bonds |
| Distribution Policy | Quarterly (subject to income availability) | Monthly (subject to income availability) |
| Role in Portfolio | Supports MYR income stability with lower currency risk and foreign exchange fluctuations. | Global diversification and exposure to US dollar denominated bonds |
*( Note: While the fund’s base currency and underlying assets are in USD, you will be investing via the MYR class on the Versa app.)
🚀 Why invest through Versa?
- 💰 0%* Sales Charge
- 📱 Fully Online via the Versa App
- 🚫 No Brokerage Fees
* Investors should be aware of other fees including management fees and other charges that may apply. For further details on all fees and expenses, refer to the Fund’s prospectus.
WARNING STATEMENT
A copy of the Prospectus, Supplemental Prospectus (if any), and Product Highlights Sheet (“PHS”) can be obtained at AHAM Asset Management Berhad’s sales offices or at aham.com.my. Investors are advised to read and understand the contents of AHAM World Series US Dollar Bond Fund Prospectus dated 13 August 2024; AHAM Bond Fund Prospectus dated 22 November 2022; AHAM Enhanced Deposit Fund Prospectus dated 30 December 2022, First Supplemental Prospectus dated 13 October 2023; and the corresponding PHS before investing. There are fees and charges involved when investing in the Fund. Investors are advised to consider and compare the fees and charges as well as the risks carefully before investing. Investors should make their own assessment of the risks involved in investing and should seek professional advice, where necessary. The price of units and distribution payable, if any, may go down as well as up and the past performance of the Fund should not be taken as indicative of its future performance. The Securities Commission Malaysia has not reviewed this marketing/promotional material and takes no responsibilities for the contents of this marketing/promotional material and expressly disclaims all liability, however arising from this marketing/promotional material.