💸 Looking for a stable income stream through a Shariah-compliant portfolio? Read on and let’s put your money to work.
If you are seeking a way to generate regular income without the pronounced volatility typically associated with higher-risk equity or thematic funds, Versa Income-i could be for you.
Also known as the AHAM Aiiman Select Income Fund (managed by AHAM Asset Management Berhad) this open-ended Shariah-compliant mixed-asset fund is designed to deliver a steady income stream by combining the stability of Sukuk with exposure to Shariah-compliant equities.
The strategy aims to balance income generation and prospects of capital growth, making it suitable for investors looking to participate in long-term growth opportunities while maintaining a more measured risk profile.
Here is the TL;DR on why this might be your portfolio’s new best friend. 👇
🧺 What exactly is in the basket?
Your money doesn’t just sit in one place. According to the fund’s strategy, it is split to give you the best of both worlds:
- 🛡️ The Steady Base (60% to 100%): The bulk of your money goes into Sukuk (Islamic bonds) and Islamic money market instruments. This creates a stable foundation designed to generate a regular, reliable income stream.
- 🚀 The Growth Engine (0% to 40%): A smaller portion is invested in Shariah-compliant equities (stocks). This gives your portfolio a little extra “oomph” to help your money grow over time.
- 💵 The Buffer: The remaining balance is kept safely in cash and Islamic deposits for extra flexibility.
💡 Fun Fact: Did you know?
Holding a piece of this fund means you have exposure to major tech and consumer giants, many which are Shariah-compliant equities. According to the Fund’s top holdings as of February 27, 2026, these include:
- 📱 Samsung Electronics Co Ltd
- 💻 Taiwan Semiconductor Manufacturing Company
- 📶 Singapore Telecom Ltd
(Note: Holdings are subject to change based on the fund manager’s strategy).
💸 Regular Income Distributions / 📈 Capital Growth
The primary goal of Versa Income-i is to provide you with a regular income stream. The Fund earns profits from its Sukuk investments and dividends from its carefully selected stock holdings.
The Fund aims to distribute this passive income to you on a semi-annual basis (subject to income availability). Plus, thanks to the stock portion of the portfolio, you get the added bonus of potential capital growth over time!
📈 The Track Record
Wondering how the Fund has performed historically? Here is a quick look at the numbers as of March 31, 2026:
- Year-to-Date (YTD) Return: 2.09%
- 1-Year Annualised Return: 11.4%
(Source: AHAM Aiiman Select Income Fund Fact Sheet as at 31 March 2026)
⭐ Why Choose Versa Income-i?
Think of this fund as an ideal middle ground for your portfolio due to its mixed asset composition. Here are its biggest advantages:
- 🚀 A step beyond Versa Save: It allocates your money beyond traditional low-risk money market funds by giving you exposure to a mix of Sukuk and Shariah-compliant equities.
- ⚖️ A balanced approach: Designed for a moderate risk appetite, it avoids the heavy concentration of pure equity funds to offer a less volatile investing journey.
- 💸 Built for passive income: The Fund’s primary objective is to distribute income to you on a semi-annual basis (subject to income availability)!
- ✨ Shariah-Compliant: Enjoy peace of mind knowing your portfolio is managed according to Islamic principles.
🚀 Why invest through Versa?
- 💰 0%* Sales Charge
- 📱 Fully Online via the Versa App
- 🚫 No Brokerage Fees
* Investors should be aware of other fees including management fees and other charges that may apply. For further details on all fees and expenses, refer to the Fund’s prospectus.
WARNING STATEMENT
A copy of the Prospectus, Supplemental Prospectus (if any), and Product Highlights Sheet (“PHS”) can be obtained at AHAM Asset Management Berhad’s sales offices or at aham.com.my. Investors are advised to read and understand the contents of AHAM Aiiman Select Income Fund Prospectus dated 28 April 2023; and the corresponding PHS before investing. There are fees and charges involved when investing in the Fund. Investors are advised to consider and compare the fees and charges as well as the risks carefully before investing. Investors should make their own assessment of the risks involved in investing and should seek professional advice, where necessary. The price of units and distribution payable, if any, may go down as well as up and the past performance of the Fund should not be taken as indicative of its future performance. The Securities Commission Malaysia has not reviewed this marketing/promotional material and takes no responsibilities for the contents of this marketing/promotional material and expressly disclaims all liability, however arising from this marketing/promotional material.