Sample scenarios for Feb-Mar 2026 Invest Fresh Funds Quests

Table 1 below is a sample calculation of the Feb-Mar 2026 Invest Fresh Funds Quests reward, which is applicable to eligible Versa Invest products only:

Invest Fresh Funds Quest Reward: 0.4%* p.a. nett  Participation Period : 30 days starting upon joining the quest  Maximum Applicable Fresh Fund Cash Ins: Unlimited
No	Scenario Eligibility	Participation Eligibility
1	User taps “Join Now” on 10 February 2026 and cashes in RM2,000 fresh funds into Versa Invest on the same day before cut-off time. The user maintains at least RM2,000 above their baseline throughout the full 30-day Quest Period.	User is eligible for the Invest Fresh Funds Quest and earns the +0.4%* p.a. nett booster* on the RM2,000 fresh funds for the full 30-day period, from 10 February to 11 March 2026.
2	User taps “Join Now” on 8 March 2026 and cashes in RM10,000 fresh funds into eligible Versa Invest products on the same day before cut-off time. The user maintains the RM10,000 fresh funds throughout the full 30-day Quest Period.	User is eligible for the Invest Fresh Funds Quest and earns the +0.4%* p.a. nett booster* on the RM10,000 fresh funds for the full 30-day period, from 8 March to 6 April 2026.
3	User taps “Join Now” on 10 February 2026 but only cashes in RM2,000 fresh funds on 16 February 2026 before cut-off time (Day 7 of their 30-day Quest Period). The user maintains the RM2,000 fresh funds from 16 February onward for the remainder of the 30-day period.	User is eligible for the Invest Fresh Funds Quest and earns the +0.4%* p.a. nett booster* on the RM2,000 fresh funds only from 16 February to 11 March 2026 (qualifying days within their 30-day Quest Period).
4	User taps “Join Now” on 10 February 2026 and cashes in RM1,500 fresh funds into Versa Invest. The user’s fresh funds amount never reaches RM2,000 during the 30-day Quest Period.	User is not eligible for the Invest Fresh Funds Quest because the minimum RM2,000 fresh funds threshold was not met.
5	User taps “Join Now” on 10 February 2026 and cashes in RM1,000 fresh funds into Versa Invest on the same day. On 12 February 2026 (Day 3), the user adds RM1,200 more. The total fresh funds amount reach RM2,200 from 12 February onward and are maintained for the remainder of the 30-day Quest Period.	User is eligible for the Invest Fresh Funds Quest and earns the +0.4%* p.a. nett booster* on the RM2,200 fresh funds from 12 February to 11 March 2026.
6	User cashes in RM3,000 fresh funds into Versa Invest on 10 February 2026 but only taps “Join Now” on 13 February 2026. The user does not have any new cash in or auto-debit transaction after joining the Quest.	User is not eligible for the Invest Fresh Funds Quest reward because the Quest only reward for fresh funds deposited on or after 13 February 2026, because the 30-day Quest Period starts from the day they tap “Join Now.” The RM3,000 cash-in prior to opt-in does not count toward the Quest.
7	User taps “Join Now” on 10 February 2026 and cashes in RM5,000 fresh funds into Versa Invest on the same day. On 15 February 2026, the user cashes out RM7,000 that caused their cumulative nett cash in to drop below baseline. User does not cash in till the end of the 30-day quest period.	User is not eligible for the Invest Fresh Funds Quest as user’s cumulative nett cash in is below baseline at the end of the 30-day quest period.
8	User taps “Join Now” on 10 February 2026 and cashes in RM5,000 fresh funds into Versa Invest on the same day. On 14 February 2026, the user cashes out RM2,000, leaving a remaining fresh funds balance of RM3,000, which still meets the RM2,000 threshold requirement. The user maintains this fresh funds amount for the rest of the quest window (until 11 March 2026).	User remains eligible for the Invest Fresh Funds Quest for the entire 30-day quest window because their fresh funds amount never falls below the RM2,000 threshold requirement. However, the reward is calculated daily and prorated based on the amount of fresh funds held on each day, so the earnings are split into two periods: From 10 February to 13 February 2026, the user earns the +0.4%* p.a. prorated nett booster on RM5,000, because that was the fresh funds balance during those qualifying days. From 14 February to 11 March 2026, after the withdrawal, the user earns the +0.4%* p.a. prorated nett booster on RM3,000, since this is the remaining fresh funds balance that continues to stay above the minimum threshold.
9	User taps “Join Now” on 7 February 2026 and switches RM5,000 from one Versa Invest product to another. No new cash-ins are made.	User is not eligible for the Invest Fresh Funds Quest because switching funds does not count as fresh funds.
10	User sets up a RM2,000 Auto Debit Plan successfully in February 2026 and taps “Join Now” on 1 March 2026. The Auto Debit Deduction of RM2,000 into eligible Versa Invest products is successful on 5 March 2026 and the transaction is completed on 9 March 2026. The user does not have other transaction for the remainder of the 30-day Quest Period.	User is eligible for the Invest Fresh Funds Quest and earns the +0.4%* p.a. nett booster* on the RM2,000 auto-debit amount from 5 March to 30 March 2026 (qualifying days within their 30-day Quest Period).  The Auto Debit amount also stacks with the Invest Booster Quest, giving an additional +0.6%* p.a. on the same amount.
11	User taps “Join Now” on 10 February 2026 and successfully sets up an Auto Debit Plan of RM2,000 into eligible Versa Invest products. The Auto Debit deduction is successful on 5 March 2026 and the transaction is completed on 9 March 2026. The user maintains at least RM2,000 above their baseline throughout the remainder of the 30-day Quest Period.	User is eligible for the Invest Fresh Funds Quest and earns the +0.4%* p.a. nett booster* on the RM2,000 auto-debit amount from 5 March to 11 March 2026, within their 30-day Quest window (10 February – 11 March 2026). User also qualify for the Invest Booster Quest on the same Auto Debit Plan amount, giving a stacked total of 1.0%* p.a. on qualifying days.
12	User taps “Join Now” on 10 February 2026 and cashes in RM2,000 fresh funds into eligible Versa Invest products. The quest window runs from 10 February to 11 March 2026.  User then successfully sets up a RM2,000 auto debit plan into Versa Invest on 11 February 2026. On 5 March 2026, the Auto Debit deduction is successful and the Auto Debit transaction is completed on 9 March 2026  into the eligible Versa Invest products.	User is eligible for the Invest Fresh Funds Quest and earns the +0.4%* p.a. prorated nett booster* on RM2,000 fresh funds  from 10 February to 4 March 2026. User then earns the +0.4%* p.a. prorated nett booster* on the RM4,000 fresh funds from 5 March to 11 March 2026.  The user also qualifies for the Invest Booster Quest of 0.6%* p.a. on the RM2,000 auto-debit amount.
13	User sets up an Auto Debit Plan of RM2,000 into eligible Versa Invest products successfully in February 2026. The Auto Debit deduction is successful on 5 March 2026 and the transaction is completed on 9 March 2026. The user taps “Join Now” on 7 March 2026, starting their 30-day quest window from 7 March to 5 April 2026. The user doesn’t have any transaction into the eligible Versa Invest products afterwards.	User is eligible for the Invest Fresh Funds Quest only for funds that execute on or after the quest window start date.  Since the Auto Debit deduction happened on 5 March 2026, two days before the user tapped “Join Now”, those RM2,000 auto debit transaction do not qualify for the +0.4%* p.a. booster.  However, the RM2,000 auto debit transaction is qualified for the Invest Booster Quest of 0.6%* p.a. booster.
14	User taps “Join Now” on 15 February 2026, starting their 30-day quest window from 15 February to 16 March 2026. The user manually cashes in RM800 into eligible Versa Invest products on 16 February 2026.  Later, user’s Auto Debit of RM1,500 into eligible Versa Invest products is deducted successfully from the bank account on5 March 2026.	User is eligible for the Invest Fresh Funds Quest and earns the +0.4%* p.a. nett booster* on the total RM2,300 fresh funds from 5 March to 16 March 2026 on daily prorated basis. The RM800 fresh funds amount from 16 February to 4 March 2026 does not qualify as it is lower than the required minimum threshold of RM2,000.  The RM1,500 Auto Debit Plan on 5 March adds on to the RM800 fresh funds and entitles the whole fresh fund amount, from 5 March to 16 March 2026, for the +0.4%* p.a. (all within the 30-day Quest window).  The user also qualifies for the Invest Booster Quest for 0.6%* p.a. Booster
15	User taps “Join Now” on 10 February 2026 and cashes in RM2,000 fresh funds into eligible Versa Invest products. The quest window runs from 10 February to 11 March 2026. User then cashes out RM1,000 from one of the eligible Versa Invest products on 11 March 2026 before the Quest ends.	User is not eligible for any reward as the user does not meet the RM2,000 minimum threshold requirement on the final day of the Quest.
16	User taps “Join Now” on 10 February 2026 and cashes in RM2,000 fresh funds into eligible Versa Invest products. The quest window runs from 10 February to 11 March 2026. User then switches out RM1,000 from one of the eligible Versa Invest products to Versa Save Conventional on 11 March 2026 before the Quest ends.	User is not eligible for any reward as the user does not meet the RM2,000 minimum threshold requirement on the final day of the Quest.