2026 Versa Starter Quest Sample Scenarios
Table 1 below is a sample calculation of the Versa 2026 Starter Quests reward, which are made up of 4.0%* p.a. 2026 Welcome Quest and 10%* p.a. Save Booster Quest, applicable to Versa Save Conventional only:
| Welcome Quest Reward: 4.0%* p.a. nett Eligibility Period : 1 January 2026 to 31 March 2026 Maximum Applicable Fresh Fund Cash Ins: RM10,000 Save Booster Quest: 10%* p.a. on RM500 autodebit amount Eligibility Period : 3-month period starting on the day you set up your first auto debit plan* |
| No | Scenario Eligibility | Return |
| 1 | User created a Versa account on 1 January 2026 and cashed in RM3,000 fresh funds into Versa Save Conventional. Their account got approved by 7 January 2026. They maintained RM3,000 or more in the same product at every month-end until the eligibility period ended. | User earns 4.0%* p.a. fixed Welcome Promo Rate on the RM3,000 fresh funds from 7 January to 31 March 2026. |
| 2 | User created a Versa account on 1 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 1 January 2026. Their account got approved by 7 January 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Conventional on 20 January 2026. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM5,000 between 7 January to 31 March 2026. User also earns 4.0%* p.a. on each RM500 fresh funds auto debit made in February and March 2026, upon successful completion of each monthly transaction on a daily prorated basis. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (February – April 2026). |
| 3 | User created a Versa account on 1 January 2026 and cashed in RM4,000 fresh funds into Versa Save Conventional on 1 January 2026. Their account got approved by 7 January 2026. User successfully set up a RM500 auto-debit scheduled for January 2026, but the February auto-debit transaction failed. The auto-debit transaction was successful in March and April 2026. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM4,000 for 3 months (7 January to 31 March 2026). User also earns 4.0%* p.a. on the RM500 fresh funds auto debit made in March 2026, upon successful completion of monthly transaction on a daily prorated basis. User earns 10%* p.a. Auto-Debit Promo Rate on RM500 for 2 months only (March and April 2026). No auto-debit promo reward is given for February due to the failed transaction. |
| 4 | User created a Versa account on 1 January 2026 and cashed in RM10,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 7 January 2026. They made an additional cash-in of RM3,000 on 10 January 2026, exceeding the RM10,000 cap. They maintained the total balance throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on the first RM10,000 from 7 January to 31 March 2026. The additional RM3,000 earns base nett returns only. |
| 5 | User created a Versa account on 6 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 6 January 2026. Their account got approved by 12 January 2026. User then cashed in another RM4,000 fresh funds into Versa Save Shariah Compliant on the same day. They maintained both balances throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Conventional from 12 January 2026 to 31 March 2026. User also earns the 3.7%* p.a. fixed Welcome Promo Rate on the RM4,000 in Versa Save Shariah Compliant from 12 January to 31 March 2026. |
| 6 | User created a Versa account on 18 January 2026 and made an initial cash-in of RM100 into Versa Save Conventional on the same day. Their account got approved by 23 January 2026. The user then set up a monthly auto-debit of RM500 in Versa Save Conventional, scheduled to begin in February 2026, and the first successful deduction occurred in February 2026. Later the user added a second auto-debit plan of RM500 into Versa Save Shariah Compliant for the month of March, which also successfully deducted in March. | User earns 4.0%* p.a. Welcome Promo Rate on the RM100 initial cash-in from 23 January to 31 March 2026. User also earns 4.0%* p.a. on each RM500 fresh funds auto debit made in February and March 2026 for Versa Save Conventional, upon successful completion of each monthly transaction on a daily prorated basis. For the month of March, user also earns 3.7%* p.a. on its RM500 auto debit deduction in Versa Save Shariah Compliant, upon successful completion of the transaction on a daily prorated basis. The first auto-debit of RM500, deducted in February 2026, earns the 10%* p.a. Auto-Debit Promo Rate for its three-month rolling period from February to April 2026, provided the auto-debit remains successful each month. The second auto-debit of RM500 in March does not earn an additional 10%* p.a., as the 10%* p.a. bonus is capped at RM500 total across all Versa Save products. |
| 7 | User created a Versa account on 4 January 2026 and cashed in RM3,000 fresh funds into Versa Save Conventional on 4 January 2026. Their account got approved by 9 January 2026. They made an additional cash-in of RM2,000 on 10 February 2026. They maintained the total balance throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM3,000 from 9 January to 31 March 2026. The RM2,000 subsequent cash-in earns the Welcome Promo Rate from 10 February to 31 March 2026, calculated on a pro-rated basis. |
| 8 | User created a Versa account on 3 January 2026 and cashed in RM6,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 9 January 2026. They withdrew RM2,000 on 15 February 2026. They maintained the remaining balance until the end of the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM6,000 from 9 January to 14 February 2026, and on the remaining RM4,000 from 15 February to 31 March 2026. Rewards are calculated on a daily pro-rated basis. |
| 9 | User created a Versa account on 7 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 14 January 2026. They switched RM4,000 to Versa Save Shariah Compliant on 1 February 2026. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM5,000 from 14 January to 31 January 2026, and on the remaining RM1,000 from 1 February to 31 March 2026. Rewards are calculated on a daily pro-rated basis. After the switch, the RM4,000 in Versa Save Shariah Compliant is no longer eligible for the promo rate and will earn base nett returns, as only fresh funds are eligible to earn the fixed rate. |
| 10 | User created a Versa account on 7 January 2026 and cashed in RM4,000 fresh funds. Their account got approved by 14 January 2026. They successfully set up a RM200 monthly auto-debit into Versa Save Conventional and a RM300 monthly auto-debit into Versa Save Shariah Compliant. They maintained both balances and auto-debits throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM4,000 from 14 January to 31 March 2026. They earn 10%* p.a. Auto-Debit Promo Rate on the combined RM500 auto-debit amount for 3 months (February – April 2026), credited to the product with the higher balance. User also earns 4.0%* p.a. on each RM200 fresh funds auto debit made into Versa Save Conventional, and 3.7%* p.a. on RM300 fresh funds auto debit made into Versa Save Shariah Compliant, for the month of February and March 2026, upon successful completion of each monthly transaction on a daily prorated basis. |
| 11 | User created a Versa account on 11 January 2026 and cashed in RM6,000 fresh funds. Their account got approved by 16 January 2026. They set up RM500 monthly auto-debit into Versa Save Conventional and RM500 monthly auto-debit into Versa Save Shariah Compliant, successfully. They maintained both balances and auto-debits throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM6,000 from 16 January to 31 March 2026. The 4.0%* p.a. and 3.7%* p.a promo rate is also applicable on the auto debit amount in Versa Save Conventional and Versa Save Shariah Compliant respectively, for the months of February and March, upon successful completion of each monthly transaction on a daily prorated basis. They earn 10%* p.a. Auto-Debit Promo Rate on RM500 only (the max cap), credited to the product with the higher balance, for 3 months (February till April 2026). The second auto-debit of RM500 does not earn an additional 10%* p.a. promo rate. |
| 12 | User created a Versa account on 15 January 2026 and made an initial cash-in of RM100 into Versa Save Conventional on the same day. Their account got approved by 22 January 2026. The user then set up a monthly auto-debit of RM700, scheduled to begin in February 2026, which was successfully deducted. | User earns 4.0%* p.a. Welcome Promo Rate on the RM100 initial cash-in from 22 January to 31 March 2026. The 4.0%* p.a. promo rate is also applicable on the monthly auto debit amount of RM700, for the months of February and March, upon successful completion of each monthly transaction on a daily prorated basis. For the auto-debit, although RM700 was deducted in February, the 10%* p.a. Auto-Debit Promo Rate applies only up to the first RM500 of the auto-debit amount due to the promo cap. The excess RM200 does not earn an additional 10% p.a. promo rate. The 10%* p.a. bonus runs for its three-month rolling period (February – April 2026), provided the auto-debit remains successful each month. |
| 13 | User created a Versa account on 20 January 2026 and made an initial cash-in of RM100 into Versa Save Conventional on the same day. Their account got approved by 27 January 2026. They then set up a monthly auto-debit of RM500 scheduled to begin in February 2026, which was successfully deducted. The user paused the auto-debit in March 2026 and resumed it in April 2026. | User earns 4.0%* p.a. Welcome Promo Rate on the RM100 initial cash-in from 27 January to 31 March 2026). The 4.0%*p.a. promo rate is also applicable on the monthly auto debit amount of RM500, only for the month of February, upon successful completion of monthly transaction on a daily prorated basis. For the auto-debit, the 10%* p.a. Auto-Debit Promo Rate applies only to the months when the auto-debit is successful. In this case, the first auto-debit in February 2026 is eligible, while the paused March auto-debit is not eligible. After resuming in April, the auto-debit is eligible again. As a result, the user earns the 10%* p.a. bonus for a total of 2 months (February and April 2026). Any month without a successful auto-debit does not earn the promotional bonus. |
| 14 | User created a Versa account on 6 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 6 January 2026. Their account got approved by 12 January 2026. User then cashed in another RM8,000 fresh funds into Versa Save Shariah Compliant on 15 January 2026. They maintained both balances throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Conventional from 12 January 2026 to 31 March 2026. User also earns the 3.7%* p.a. fixed Welcome Promo Rate on the RM8,000 in Versa Save Shariah Compliant from 15 January to 31 March 2026. |
| 15 | User created a Versa account on 1 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 1 January 2026. Their account got approved by 7 January 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Conventional on 28 February 2026. Their first auto-debit transacted and reflected on 8 April 2026, as the plan was set up after the cut-off time for March cycle. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM5,000 between 7 January to 31 March 2026. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (April – June 2026). |
| 16 | User created a Versa account on 1 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 1 January 2026. Their account got approved by 7 January 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Conventional on 26 March 2026. Their first auto-debit transacted and reflected on 8 April 2026. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM5,000 between 7 January to 31 March 2026. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (April – June 2026). |
| 17 | User created a Versa account on 1 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 1 January 2026. Their account got approved by 7 January 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Conventional on 5pm, 27 March 2026. Their first auto-debit was transacted and reflected on 7 May 2026, as the plan was set up after the cut-off time for the April cycle. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM5,000 between 7 January to 31 March 2026. User does not earn 10%* p.a. Auto-Debit Promo Rate since the plan was created after the final cut-off date of 26 March 2026. |
| 18 | User created a Versa account on 31 December 2025 but has not cashed in since then. | User is not applicable for both Promo Rates, as they created their account before the Qualifying Period (1 January 2026). |
| 19 | User created a Versa account on 31 December 2025 and cashed in RM3,000 fresh funds into Versa Save Conventional. Their account got approved by 7 January 2026. They maintained RM3,000 or more in the same product at every month-end until the eligibility period ended. | User is not applicable for both Promo Rates, as they created their account before the Qualifying Period (1 January 2026). |
| 20 | User created a Versa account on 6 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 6 January 2026. Their account got approved by 12 January 2026. User then maintained the balance until 30 March 2026. User had a balance of RM5,033.96 Versa Save Conventional on 31 March 2026 and then cashed out all the balance on the same day. | User is not applicable for the 4.0%* p.a. fixed Welcome Promo Rate because the user cashed out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |
| 21 | User created a Versa account on 6 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 6 January 2026. Their account got approved by 12 January 2026. User then maintained the balance until 30 March 2026. User had a balance of RM5,033.96 Versa Save Conventional on 31 March 2026 and then switched out all the balance to Versa Save Shariah Compliant on the same day. | User is not applicable for the 4.0%* p.a. fixed Welcome Promo Rate because user switched out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |
Table 2 below is a sample calculation of the Versa 2026 Starter Quests reward, which are made up of 3.7%* p.a. 2026 Welcome Quest Reward and 10%* p.a. Save Booster Quest, applicable to Versa Save Shariah Compliant only:
| Welcome Quest Reward: 3.7%* p.a. nett Eligibility Period: 1 January 2026 to 31 March 2026 Maximum Applicable Fresh Fund Cash Ins: RM10,000 Save Booster Quest: 10%* p.a. on RM500 autodebit amount Eligibility Period : 3-month period starting on the day you set up your first auto debit plan* |
| No | Scenario Eligibility | Return |
| 1 | User created a Versa account on 1 January 2026 and cashed in RM3,000 fresh funds into Versa Save Shariah Compliant on 1 January 2026. Their account got approved by 7 January 2026. They maintained RM3,000 or more in the same product at every month-end until the eligibility period ended. | User earns 3.7%* p.a. fixed Welcome Promo Rate on the RM3,000 fresh funds from 7 January to 31 March 2026. |
| 2 | User created a Versa account on 1 January 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on 1 January 2026. Their account got approved by 7 January 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Shariah Compliant on 20 January 2026. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM5,000 between 7 January to 31 March 2026. User also earns 3.7%* p.a. on each RM500 fresh funds auto debit made in February and March 2026, upon successful completion of each monthly transaction on a daily prorated basis. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (February – April 2026). |
| 3 | User created a Versa account on 1 January 2026 and cashed in RM4,000 fresh funds into Versa Save Shariah Compliant on 1 January 2026. Their account got approved by 7 January 2026. User set up a RM500 auto-debit scheduled for January 2026 in the Save Booster Quest, but the February auto-debit transaction failed. The auto-debit transaction was successful in March and April 2026. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM4,000 from 7 January to 31 March 2026. User also earns 3.7%* p.a. on the RM500 fresh funds auto debit made in March 2026, upon successful completion of each monthly transaction on a daily prorated basis. User earns 10%* p.a. Auto-Debit Promo Rate on RM500 for 2 months only (March and April 2026). No auto-debit promo reward is given for February due to the failed transaction. |
| 4 | User created a Versa account on 1 January 2026 and cashed in RM10,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 7 January 2026. They made an additional cash-in of RM3,000 on 10 January 2026, exceeding the RM10,000 cap. They maintained the total balance throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on the first RM10,000 from 7 January to 31 March 2026. The additional RM3,000 earns base nett returns only. |
| 5 | User created a Versa account on 6 January 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on 6 January 2026. Their account got approved by 12 January 2026. User then cashed in another RM4,000 fresh funds into Versa Save Conventional on 15 January 2026. They maintained both balances throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Shariah Compliant between 12 January to 31 March 2026. User also earns the 4.0%* p.a. fixed Welcome Promo Rate on the RM4,000 in Versa Save Conventional from 15 January to 31 March 2026. |
| 6 | User created a Versa account on 18 January 2026 and made an initial cash-in of RM100 into Versa Save Shariah Compliant on the same day. Their account got approved by 23 January 2026. The user then set up a monthly auto-debit of RM500, scheduled to begin in February 2026, and the first successful deduction occurred in February 2026. Later the user added a second auto-debit plan of RM500 into Versa Save Conventional for the month of March, which also successfully deducted in March. | User earns 3.7%* p.a. Welcome Promo Rate on the RM100 initial cash-in from 23 January to 31 March 2026. User also earns 3.7%* p.a. on each RM500 fresh funds auto debit made in February and March 2026 for Versa Save Shariah Compliant, upon successful completion of each monthly transaction on a daily prorated basis. For the month of March, user also earns 4.0%* p.a. on its RM500 auto debit deduction in Versa Save Conventional. This is also upon successful completion of the transaction on a daily prorated basis. The first auto-debit of RM500, deducted in February 2026, earns the 10%* p.a. Auto-Debit Promo Rate for its three-month rolling period from February to April 2026, provided the auto-debit remains successful each month. The second auto-debit of RM500 in March does not earn an additional 10%* p.a., as the 10%* p.a. bonus is capped at RM500 auto-debit amount across all Versa Save products. |
| 7 | User created a Versa account on 4 January 2026 and cashed in RM3,000 fresh funds into Versa Save Shariah Compliant on 4 January 2026. Their account got approved by 9 January 2026. They made an additional cash-in of RM2,000 on 10 February 2026. They maintained the total balance throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM3,000 from 9 January to 31 March 2026. The RM2,000 subsequent cash-in earns the same rate from 10 February to 31 March 2026, calculated on a pro-rated basis. |
| 8 | User created a Versa account on 3 January 2026 and cashed in RM6,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 9 January 2026. They withdrew RM2,000 on 15 February 2026. They maintained the remaining balance until the end of the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM6,000 from 9 January to 14 February 2026, and on the remaining RM4,000 from 15 February to 31 March 2026. Rewards are calculated on a daily pro-rated basis. |
| 9 | User created a Versa account on 7 January 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 14 January 2026. They switched RM4,000 to Versa Save Conventional on 1 February 2026. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM5,000 from 14 January to 31 January 2026, and on the remaining RM1,000 from 1 February to 31 March 2026. Rewards are calculated on a daily pro-rated basis. After the switch, the RM4,000 in Versa Save Conventional is no longer eligible for the promo rate and will earn base nett returns, as only fresh funds are eligible to earn the fixed rate. |
| 10 | User created a Versa account on 7 January 2026 and cashed in RM4,000 fresh funds. Their account got approved by 14 January 2026. They successfully set up a RM200 monthly auto-debit into Versa Save Shariah Compliant and a RM300 monthly auto-debit into Versa Save Conventional. They maintained both balances and auto-debits throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM4,000 from 14 January to 31 March 2026. They earn 10%* p.a. Auto-Debit Promo Rate on the combined RM500 auto-debit amount for 3 months (February – April 2026), credited to the product with the higher balance. User also earns 3.7%* p.a. on each RM200 fresh funds auto debit made into Versa Save Shariah Compliant, and 4.0%* p.a. on RM300 fresh funds auto debit made into Versa Save Conventional, for the month of February and March 2026, upon successful completion of each monthly transaction on a daily prorated basis. |
| 11 | User created a Versa account on 11 January 2026 and cashed in RM6,000 fresh funds. Their account got approved by 16 January 2026. They set up RM500 monthly auto-debit into Versa Save Shariah Compliant and RM500 monthly auto-debit into Versa Save Conventional, successfully. They maintained both balances and auto-debits throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM6,000 from 16 January to 31 March 2026. The 4.0%* p.a. and 3.7%* p.a promo rate is also applicable on the auto debit amount in Versa Save Conventional and Versa Save Shariah Compliant respectively, for the months of February and March, upon successful completion of each monthly transaction on a daily prorated basis. They earn 10%* p.a. Auto-Debit Promo Rate on RM500 only (the max cap), credited to the product with the higher balance, for 3 months (February till April 2026). The second auto-debit of RM500 does not earn an additional 10%* p.a. promo rate. |
| 12 | User created a Versa account on 15 January 2026 and made an initial cash-in of RM100 into Versa Save Shariah Compliant on the same day. Their account got approved by 22 January 2026. The user then set up a monthly auto-debit of RM700, scheduled to begin in February 2026, which was successfully deducted. | User earns 3.7%* p.a. Welcome Promo Rate on the RM100 initial cash-in from 22 January to 31 March 2026. The 3.7%* p.a. promo rate is also applicable on the monthly auto debit amount of RM700, for the months of February and March, upon successful completion of each monthly transaction on a daily prorated basis. For the auto-debit, although RM700 was deducted in February, the 10%* p.a. Auto-Debit Promo Rate applies only up to the first RM500 of the auto-debit amount due to the promo cap. The excess RM200 does not earn an additional 10% p.a. promo rate. The 10%* p.a. bonus runs for its three-month rolling period (February – April 2026), provided the auto-debit remains successful each month. |
| 13 | User created a Versa account on 20 January 2026 and made an initial cash-in of RM100 into Versa Save Shariah Compliant on the same day. Their account got approved by 27 January 2026. They then set up a monthly auto-debit of RM500 scheduled to begin in February 2026, which was successfully deducted. The user paused the auto-debit in March 2026 and resumed it in April 2026. | User earns 3.7%* p.a. Welcome Promo Rate on the RM100 initial cash-in from 27 January to 31 March 2026. The 3.7%*p.a. promo rate is also applicable on the monthly auto debit amount of RM500, only for the month of February, upon successful completion of monthly transaction on a daily prorated basis. For the auto-debit, the 10%* p.a. Auto-Debit Promo Rate applies only to the months when the auto-debit is successful. In this case, the first auto-debit in February 2026 is eligible, while the paused March auto-debit is not eligible. After resuming in April, the auto-debit is eligible again. As a result, the user earns the 10%* p.a. bonus for a total of 2 months (February and April 2026). Any month without a successful auto-debit does not earn the promotional bonus. |
| 14 | User created a Versa account on 6 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 6 January 2026. Their account got approved by 12 January 2026. User then cashed in another RM8,000 fresh funds into Versa Save Shariah Compliant on 15 January 2026. They maintained both balances throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Conventional from 12 January 2026 to 31 March 2026. User also earns the 3.7%* p.a. fixed Welcome Promo Rate on the RM8,000 in Versa Save Shariah Compliant from 15 January to 31 March 2026. |
| 15 | User created a Versa account on 1 January 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on 1 January 2026. Their account got approved by 7 January 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Shariah Compliant on 28 February 2026. Their first auto-debit transacted and reflected on 8 April 2026, as the plan was set up after the cut-off time for March cycle. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM5,000 between 7 January to 31 March 2026. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (April – June 2026). |
| 16 | User created a Versa account on 1 January 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on 1 January 2026. Their account got approved by 7 January 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Shariah Compliant on 26 March 2026. Their first auto-debit transacted and reflected on 8 April 2026. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM5,000 between 7 January to 31 March 2026. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (April – June 2026). |
| 17 | User created a Versa account on 1 January 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on 1 January 2026. Their account got approved by 7 January 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Shariah Compliant on 5pm, 27 March 2026. Their first auto-debit was transacted and reflected on 7 May 2026, as the plan was set up after the cut-off time for the April cycle. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM5,000 between 7 January to 31 March 2026. User does not earn 10%* p.a. Auto-Debit Promo Rate since the plan was created after the final cut-off date of 26 March 2026. |
| 18 | User created a Versa account on 31 December 2025 but has not cashed in since then. | User is not applicable for both Promo Rates as they created their account before the Qualifying Period (1 January 2026). |
| 19 | User created a Versa account on 31 December 2025 and cashed in RM3,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 7 January 2026. They maintained RM3,000 or more in the same product at every month-end until the eligibility period ended. | User is not applicable for both Promo Rates as they created their account before the Qualifying Period (1 January 2026). |
| 20 | User created a Versa account on 6 January 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on 6 January 2026. Their account got approved by 12 January 2026. User then maintained the balance until 30 March 2026. User had a balance of RM5,033.96 Versa Save Shariah Compliant on 31 March 2026 and then cashed out all the balance on the same day. | User is not applicable for the 3.7%* p.a. fixed Welcome Promo Rate because the user cashed out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |
| 21 | User created a Versa account on 6 January 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 6 January 2026. Their account got approved by 12 January 2026. User then maintained the balance until 30 March 2026. User had a balance of RM5,033.96 Versa Save Conventional on 31 March 2026 and then switched out all the balance to Versa Save Conventional on the same day. | User is not applicable for the 3.7%* p.a. fixed Welcome Promo Rate because user switched out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |