If you’ve been paying attention to petrol prices lately, you’ve probably noticed RON95 jumping around, from RM2.05 → RM2.60 → now RM1.99 per litre for eligible Malaysians.😲 That’s the BUDI95 subsidy in action. But why all the back-and-forth, who actually benefits, and how can you make it work for your wallet? Let’s break it down.
🧐 Why Did RON95 Prices Jump and Drop?
The Malaysian government introduced BUDI95 as part of its targeted subsidy strategy. The idea is simple: make sure financial relief reaches the right people, not everyone filling up their tank. 💡
By capping RON95 at RM1.99 per litre for eligible users, the government can save on overall subsidy spending and redirect funds toward public transport improvements, social aid, and infrastructure projects, while gently nudging people toward more responsible fuel usage.
🎯 Who’s Covered and Who’s Not
Who Benefits
- Eligible Malaysians: With a valid MyKad and driving license, you can purchase up to 300 litres of RON95 per month at the subsidised RM1.99 per litre.
- Full-time e-hailing & delivery drivers: Recognising their high fuel consumption, their quota has been doubled to 600 litres per month.
Who Misses Out
- Non-Malaysians: Must pay full market price of RM2.60 per litre.
- Ineligible Malaysians: Those without a valid driving license or MyKad cannot access the subsidy.
✅ How to Check Your Eligibility
Wondering if you qualify for the BUDI95 subsidy?
- Go to the official portal: www.budimadani.gov.my
- Enter your MyKad number and complete the CAPTCHA verification.
- Click “Check Eligibility” and your status will appear in seconds.
Malaysians holding a valid Singaporean driving license can also apply via https://budi95lesensg.jpj.gov.my/ provided you have a valid work permit.
⛽ How to Redeem and Use Your BUDI95 Subsidy
At the Pump
1️⃣ Insert your MyKad into the card reader.
2️⃣ Select RON95 and start refuelling.
3️⃣ The subsidised price (RM1.99/litre) will automatically appear on the screen.
At the Counter
Prefer the old-school way?
Just present your MyKad to the cashier before paying. They’ll apply the BUDI95 price instantly.
Using Mobile Apps
Apps like Setel and Touch ‘n Go eWallet make claiming your subsidy faster. Once you’ve linked and verified your MyKad, the discount kicks in automatically at participating stations — no need to flash your IC every time.
Tips: Redeeming Without Using Your IC at the Pump
Setel
1. Verify your MyKad within the Setel app.
2. Once verified, you can pay at the pump using the app without needing to insert your IC.
3. This feature is available at participating Petronas stations.
Touch ‘n Go eWallet
1. Complete the eKYC process by verifying your MyKad in the app.
2. After verification, you can pay using the BUDI95 feature within the app.
3. At the counter, present the QR code generated in the app to redeem your subsidy without showing your IC.
4. This works across selected petrol stations.
💡 How to Make BUDI95 Work for You
Here’s how to turn this subsidy into a small but meaningful win for your wallet:
- Track your fuel usage: Make sure you don’t exceed your 300-litre quota.
- Plan refueling: Avoid peak hours; some stations may run out early.
- Combine savings with smart money moves: Save, invest, or budget for your lifestyle needs.
Think of it as a little nudge to budget smarter. The money you save from fuel doesn’t have to just sit there. It can help cover groceries, transport, or even contribute to long-term goals.
💸 Turning Fuel Savings into Smarter Money Habits
Your BUDI95 fuel savings don’t have to stop at the pump — they can be the start for smarter money habits. This is where tools like Versa come in handy. While it doesn’t provide the subsidy, Versa helps you channel your savings intentionally.
For example, take the money saved from your monthly BUDI95 quota and allocate it to a rainy-day fund or a short-term goal. Little moves like this can make a big difference over time.
Bonus tip: Explore the Versa 2025 PRS Bonus Quest! It’s a fun way to start thinking about long-term savings and investment while still enjoying your daily fuel savings.
BUDI95 isn’t just cheaper petrol, it’s a reminder to plan smarter, budget better, and make small wins count. Check your eligibility, claim your quota, track your usage, and use the savings to improve your lifestyle or future funds. With a little planning, you can make fuel subsidies work for you, not just fill your tank.
❓ BUDI95 Frequently Asked Questions
1. What is BUDI95?
BUDI95 is Malaysia’s RON95 fuel subsidy program that reduces the price of petrol for eligible Malaysians. The current subsidised rate is RM1.99 per litre, down from RM2.05–RM2.60.
2. Who is eligible for BUDI95?
Eligible Malaysians must have a valid MyKad and driving license. Full-time e-hailing and delivery drivers get a higher quota.
3. How do I check my eligibility?
You can check via the official BUDI95 portal or for Malaysians with Singaporean licenses via https://budi95lesensg.jpj.gov.my/.
4. How do I redeem the subsidy?
Redeem at the pump, cashier counter, or through mobile apps like Setel.
5. What happens if I exceed my quota?
Any fuel beyond the monthly quota is charged at the market price of RM2.60 per litre. Keep track of your usage to avoid surprises.
6. Can I combine fuel savings with other financial planning?
Yes! You can put the money you’ve saved from BUDI95 into platforms like Versa to grow your rainy-day funds or plan for your goals.
7. Why is the subsidy important?
BUDI95 is not just about cheaper petrol, it’s a nudge for smarter budgeting, responsible fuel use, and long-term planning.
8. Where can I find updates on BUDI95?
Check the official BUDI95 portal or follow reputable news sources like Reuters for the latest changes.
Should you have any questions, please do not hesitate to reach out to us here. 💬