Last Call: PRS Bonus Quest Sample Scenarios - Versa

Table 1 below is a sample calculation of the Last Call: PRS Bonus Quest Reward, applicable to New Users only.

No	Scenario Eligibility	Return
Last Call: PRS Bonus Quest Reward: RM50 Versa Save Bonus + 0.2%* p.a. nett Campaign Period: To cash in RM3,000 into PRS: 1 October 2025 – 30 December 2025 To cash in RM2,000 minimum into Versa Save: 1 October 2025 – 31 January 2026
1	User successfully created a Versa account on 1 October 2025 and made a first cash in of RM3,000 into PRS Conservative offering. User then cash in additional RM4,000 into Versa Cash on 10 October 2025.	User is eligible for the RM50 Versa Cash reward as they cashed into PRS Conservative and will be rewarded in the month of January 2025. User is also eligible for the +0.2% p.a. Versa Cash booster on the RM4,000 fresh funds in Versa Cash, as long as they continue to meet the required amount at the end of every month. On top of the 0.2% p.a. booster, user is also eligible for the 4.0%p.a. Welcome Quest for their RM4,000 fresh funds in Versa Cash.
2	User successfully created a Versa account on 1 October 2025 and made a first cash in of RM2,000 into Versa Cash. User then cash in RM3,000 into PRS Growth offering on 20 October 2025. User did not top up any additional amount into Versa Cash for the rest of the campaign period.	User is eligible for the RM50 Versa Cash reward as they cashed into PRS Growth and will be rewarded in the month of January 2025. User is not eligible for the +0.2% p.a. booster reward as they did not cash in a minimum of RM2,000 into any Versa Save after their PRS Growth cash in.
3	User successfully created a Versa account on 10 October 2025 and made a first cash in of RM3,000 into PRS Moderate-i offering. User then cash in additional RM3,000 into Versa Cash-i on 20 October 2025.	User is eligible for the RM50 Versa Cash-i reward as they cashed into PRS Moderate-i and will be rewarded in the month of January 2025. User is also eligible for the +0.2% p.a. Versa Cash-i booster on the RM3,000 fresh funds in Versa Cash-i, as long as they continue to meet the required amount at the end of every month. On top of the 0.2% p.a. booster, user is also eligible for the 3.7%p.a. Welcome Quest for their RM3,000 fresh funds in Versa Cash-i.
4	User successfully created a Versa account on 1 October 2025 and made a first cash in of RM10,000 into Versa Cash offering. User cash in additional RM3,000 into PRS Growth on 20 October 2025. User also cash in RM5,000 into Versa Cash on the next day.	User is eligible for the RM50 Versa Cash reward as they cashed into PRS Growth and will be rewarded in the month of January 2025. User is also eligible for the +0.2% p.a. Versa Cash Booster on RM5,000 fresh funds, which was cashed in after cashing into PRS Growth. They will continue earning this booster rate as long as the minimum requirement is met at the end of each month. In addition, the user qualifies for the 4.0% Welcome Quest reward. Summary of Rewards: – 4.0% p.a. Welcome Quest fixed rate on RM15,000 Versa Cash – Additional 0.2% p.a. booster rate on RM5,000 Versa Cash – RM50 Versa Cash reward
5	User successfully created a Versa account on 5 October and made a first cash in of RM1,000 into Versa Cash offering. User did not cash into any Versa Retirement offering.	User is not eligible for any of the Last Call: PRS Bonus Quest rewards as the user did not cash into any Versa Retirement offering.
6	User successfully created a Versa account on 1 October 2025 and made a first cash in of RM3,000 into PRS Growth offering. User cash in additional RM2,000 into Versa Gold offering on 20 October 2025.	User is eligible for the RM50 Versa Cash reward as they cashed into PRS Growth offering and will be rewarded in the month of January 2025. However, user is not eligible for the +0.2% p.a. Versa Save reward as the user did not cash into any Versa Save offering.
7	User successfully created a Versa account in September 2025, and cashed in RM1,800 fresh funds into VUser downloaded and created a Versa account on 30 September 2025 and made a first cash in of RM4,000 on 7 October 2025 into Versa Cash offering. User cash in additional RM3,000 into PRS Conservative and RM5,000 into Versa Cash on 20 October 2025.	User is eligible for the RM50 Versa Cash reward as they cashed into PRS Conservative and will be rewarded in the month of January 2025. However, user is not eligible for the +0.2% p.a. Versa Save reward as the user is not considered a new user – this user did not download and create a Versa account on/after 1 October 2025.
8	User created a Versa account on 1 October 2025 and made a first cash in of RM3,000 into PRS Growth offering. User then cash in additional RM80,000 into Versa Cash offering.	User is eligible for the RM50 Versa Cash reward as they cashed into PRS Moderate and will be rewarded in the month of January 2025. User is also eligible for the +0.2% p.a. Versa Cash Booster. They will continue earning this booster rate as long as the minimum requirement is met at the end of each month. Summary of Rewards: – 4.0% p.a. Welcome Quest fixed rate + 0.2% p.a booster rate on first RM50,000 Versa Cash – RM50 Versa Cash reward – Base nett return on the remaining RM30,000 in Versa Cash
9	User successfully created a Versa account on 1 October 2025 and made a first cash in of RM1,000 into PRS Growth offering. User cash in additional RM1,500 into Versa Cash on 20 October 2025.	User is not eligible for any of the Last Call: PRS Bonus Quest rewards as the user did not cash in the minimum amount for the quest.
10	User successfully created a Versa account on 30 December 2025 and made a first cash in of RM3,000 into PRS Growth offering.	User is not eligible for any of the Last Call: PRS Bonus Quest rewards. To qualify, a user must have a verified Versa account and ensure their cash-ins are reflected in their Versa balance by 30 December 2025. Please note that account verification may take up to 5 working days.

Table 2 below is a sample calculation of the Last Call: PRS Bonus Quest Reward, applicable to Existing Users only.

No	Scenario Eligibility	Return
Last Call: PRS Bonus Quest Reward: RM50 Versa Save Bonus Campaign Period: To cash in RM3,000 into PRS: 1 October 2025 – 30 December 2025
1	User successfully created a Versa account on 1 October 2025 and made a first cash User cashes in RM3,000 into PRS Growth offering on 10 October 2025. User has no available balance in either Versa Cash or Versa Cash-i.	User is eligible for the RM50 Versa Save reward as they cashed into PRS Growth and will be rewarded in the month of January 2025. Versa Cash-i shall be the default rewarded account if both accounts reflect equal or zero balances.
2	User cashes in RM3,000 into Versa Growth on 10 October 2025.	User is not eligible for the RM50 Versa Save reward as they did not cash in to any Versa Retirement offering.
3	User cashes in RM3,000 into Versa Cash on 10 October 2025.	User is not eligible for the RM50 Versa Save reward as they did not cash in to any Versa Retirement offering.
4	User cashes in RM1,000 into PRS Conservative on 10 October 2025.	User is not eligible for the RM50 Versa Save reward as they did not meet the minimum requirement of cash-ins into the Versa Retirement offering.
5	User cashes in RM3,000 into PRS Moderate-i on 10 June 2025.	User is not eligible for the RM50 Versa Save reward as they did not cash in during the Campaign Period.
6	User who have a monthly auto debit plan into PRS Conservative offering. User successfully auto debit transact RM250 each month since January 2025 until December 2025 and have accumulated a total of RM3,000 this year. User has RM45,000 in Versa Cash balance and no Versa Cash-i balance.	User is eligible for the RM50 Versa Cash reward as they cashed in and hit a total of RM3,000 during the Campaign Period.
7	User cashes in RM1,500 in May 2025 into PRS Growth offering. User then cashes in RM1,500 in November 2025 into PRS Growth offering. User has no available balance in either Versa Cash or Versa Cash-i.	User is eligible for the RM50 Versa Cash-i reward as they cashed in and hit a total of RM3,000 during the Campaign Period. Versa Cash-i shall be the default rewarded account if both accounts reflect equal or zero balances.
8	User cashes in RM3,000 into PRS Conservative offering on 20 November 2025. User then click ‘Join Now’ on 10 December 2025.	User is eligible for the RM50 Versa Cash-i reward as they clicked ‘Join Now’ . Versa Cash-i shall be the default rewarded account if both accounts reflect equal or zero balances.
9	User cashes in RM3,000 into PRS Conservative offering on 20 November 2025. User then click ‘Join Now’ on 1 January 2026.	User is not eligible for the RM50 Versa Cash-i reward as they did not clicked ‘Join Now’ during the Campaign Period. Versa Cash-i shall be the default rewarded account if both accounts reflect equal or zero balances.