Money Booster Quest Investment – Terms & Conditions
Money Booster Quest – Investment (“Campaign”) is organised by Versa Asia Sdn Bhd (“Versa”) and shall be subjected to the terms and conditions herein (“Terms and Conditions”).
NB:
– The Campaign here is one of the four campaigns under Versa’s new feature called Versa Quest. The campaign rewards under these campaigns are stackable. For further information on the other three campaigns, please visit [*].
– From 28 August 2024, “Money Booster Quest – Investment’ will be renamed to ‘Invest Booster Quest”.
– Starting 28 August 2024, Versa introduces “Oct 2024: Invest Booster Quest” with a new Campaign Reward tier at Clause 4.1(c).
– On 26 November 2024, Versa extended the Invest Booster Quest to 31 March 2025 as mentioned in at Clause 2.1.
1. Eligibility:
1.1 This Campaign is open to all new or existing Versa application users holding a Malaysian citizenship and aged eighteen (18) and above as at the commencement of the Campaign Period (as defined below) (“Users” or individually “User”), subject to the Terms and Conditions herein.
1.2 To participate in this Campaign, Users must own a duly verified and approved Versa account, with a minimum balance of RM1,000.00 in their respective Versa Cash or Versa Cash-i account, to be maintained throughout the Campaign Period (as defined below).
1.3 In the event that a User is found or suspected to have committed any fraudulent, unlawful, prejudicial and/or wrongful acts in relation to this Campaign or to the financial product(s) by Versa, or has breached the Terms and Conditions herein, or has been declared bankrupt, or is subject to any bankruptcy proceedings, at any point of time prior, during or after the Campaign Period (as defined below), Versa has the right at its sole and absolute discretion to disqualify the said User and/or to immediately cancel, withdraw or recall any rewards or returns awarded to the User pursuant to this Campaign. Users hereby agree and undertake to fully indemnify Versa for the value and costs of such units & incentives, damages and/or losses (if any) arising therefrom. Versa shall have the right to initiate any action it deems necessary against Users.
2. Campaign Period and Details:
2.1 The Campaign will commence on 1 May 2024, 00:01hr (Malaysian time) and end on 31 March 2025, 23:59hr (Malaysian time) (“Campaign Period”).
2.1.1 The Campaign Period for the Campaign Reward tier as specified in clause 4.1(a) and 4.1(b) shall remain unchanged, commencing on 1 May 2024, 00:01hr (Malaysian time) and end on 31 December 2024, 23:59hr (Malaysian time).
2.1.2 The Campaign Period for the new Campaign Reward tier as specified in clause 4.1(c) will commence on 28 August 2024, 00:01hr (Malaysian time) and end on 31 December 2024, 23:59hr (Malaysian time).
2.2 Versa reserves its absolute right and discretion to vary or amend the Campaign Period at any time in accordance with Clause 5.5(d) below.
3. Campaign Mechanics and Conditions:
3.1 To be eligible for the Campaign Rewards (as defined below):
a. a User must own a verified and approved Versa account with a minimum balance of RM1,000.00 in their respective Versa Cash or Versa Cash-i Fund to be maintained throughout the Campaign Period; and
b. a User must, within the Campaign Period, have auto debit plan(s) set up to enable auto debit monthly transaction(s) of a total cumulative minimum of RM200.00 fund into specific Versa Invest Funds (as defined below) and
c. The User’s auto debit transaction(s) pursuant to his/her auto debit plan(s) above is successfully invested on the 5th day of every month (“Auto Debit Transaction Date”) into the intended Versa Invest Fund(s). If the 5th day of the month falls on a weekend or public holiday, then the Auto Debit Transaction Date will fall on the next business day.
(Versa Invest Funds refer to Versa Growth, Versa Growth-i, Versa Moderate, Versa Moderate-i, Versa SGD, Versa Global-i, Versa REITS and/or Versa Japan, as the case may be. Versa Gold is excluded while Versa Dividend+ is excluded from the November & December 2024 Invest Booster Quest).
3.2 For the avoidance of doubt, Users may set up multiple auto debit plans for one or more Versa Invest Funds (Versa Gold is excluded while Versa Dividend+ is excluded from the November & December 2024 Invest Booster Quest). However, Users must ensure that the total cumulative auto debit transaction(s) pursuant to their auto debit plans achieves the minimum requirement of RM200.00.
3.3 Users are advised to set up the auto debit plan by the cut off time of every month (as specified in the table below) to enable the auto debit transaction(s) on the Auto Debit Transaction Date, i.e. the 5th day of the immediate subsequent month (or the next business day if it falls on a weekend or public holiday). Where the auto debit plan is set up after the cut off time of every month, the auto debit transaction(s) will only occur on the following Auto Debit Transaction Date, i.e. the 5th day of the third month from the auto debit setting up month.
| User’s Auto Debit Plan Set Up Date | Auto Debit Transaction Cut Off Time | Auto Debit Transaction Date |
| 9 April 2024 – 25 April 2024 | 25 April 2024, 3pm | 6 May 2024 (5 May 2024 is a Sunday) |
| 25 April 2024 – 27 May 2024 | 27 May 2024, 3pm | 5 June 2024 |
| 27 May 2024 – 27 June 2024 | 27 June 2024, 3pm | 5 July 2024 |
| 27 June 2024 – 26 July 2024 | 26 July 2024, 3pm | 5 August 2024 |
| 26 July 2024 – 28 August 2024 | 28 August 2024, 3pm | 5 September 2024 |
| 28 August 2024 – 27 September 2024 | 27 September 2024, 3pm | 7 October 2024 (5 October 2024 and 6 October 2024 are weekends) |
| 27 September 2024 – 25 October 2024 | 25 October 2024, 3pm | 5 November 2024 |
| 25 October 2024 – 27 November 2024 | 27 November 2024, 3pm | 5 December 2024 |
| 27 November 2024 – 25 December 2024 | 26 December 2024, 3pm | 6 January 2025 |
| 26 December 2024 – 23 January 2025 | 24 January 2025, 3pm | 5 February 2025 |
| 24 January 2025 – 24 February 2025 | 25 February 2025, 3pm | 5 March 2025 |
3.4 Users will receive rewards for the month(s) in which the auto debit transaction(s) is successfully processed, completed and invested into the intended Versa Invest Fund(s).
4. Campaign Rewards:
4.1 All eligible Users who successfully fulfill the Campaign Mechanics and Conditions stated in Clause 3 above will enjoy the booster rewards of 1.0% p.a. nett return in addition to the prevailing base nett return of Versa Cash or Versa Cash-i (as the case may be) of the particular month (collectively referred to as the “Campaign Reward”) during the Campaign Period, in the following manner:
a. Where a User sets up auto debit plan(s) for a cumulative total amount between RM200.00 to RM499.99, the Campaign Reward will be based on the User’s first available balance of RM10,000.00 in his/her Versa Cash or Versa Cash-i; or
b. Where a User sets up auto debit plan(s) for a cumulative total amount of RM500.00 and above, the nett return will be based on the User’s first available balance of RM30,000.00 in his/her Versa Cash or Versa Cash-i.
c. Where a User sets up auto debit plan(s) for a cumulative total amount of RM1,000.00 and above, the Campaign Reward will be based on the User’s first available balance of RM50,000.00 in his/her Versa Cash or Versa Cash-i. This tier and its respective Campaign Reward eligibility period will commence on 28 August 2024, 00:01hr (Malaysian time) and end on 31 December 2024, 23:59hr (Malaysian time).
4.2 For the avoidance of doubt, where a User has both Versa Cash and Versa Cash-i fund, the Campaign Reward will only be applicable to the User’s Versa Cash or Versa Cash-i fund, whichever with the higher available balance as at the last day of the eligible month during the Campaign Period. Where both the Versa Cash and Versa Cash-i have the same available balance, Versa Cash will be the default rewarded account.
4.3 The Campaign Reward will be applied to the first 10,000 User(s) who are eligible for the Campaign Reward in accordance with the Terms and Condition on a first-come first-serve basis. In the event the total Campaign Reward has been fully utilised, User(s) will be rewarded the prevailing Versa Cash or Versa Cash-i promotional or base rate. A public announcement will be made once via Versa’s official pages (versa.com.my, Facebook, Instagram), as well as via Versa’s App Inbox and Email.
4.4 The Campaign Reward will be credited to the Users’ respective Versa Cash or Versa Cash-i account (as the case may be) in the following month after the auto debit transaction has taken place.
4.5 The following is a calculation illustration of the Campaign Reward:
| Auto Debit Amount | Type of Versa Fund | Prevailing Base Nett Return | Booster Rewards | Campaign Reward |
| RM200 – RM499.99 | Versa Cash (First RM10,000.00) | 4.04% p.a. nett (based on historical performance in July 2024) | 1.0% p.a. nett return | 4.04% p.a. nett + 1.0% p.a. nett= 5.04% p.a. nett |
| OR | ||||
| RM200 – RM499.99 | Versa Cash-i (First RM10,000.00) | 3.41% p.a. nett (based on historical performance in July 2024) | 1.0% p.a. nett return | 3.41% p.a. nett + 1.0% p.a. nett= 4.41% p.a. nett |
| OR | ||||
| RM500 – RM999.99 | Versa Cash (First RM30,000.00) | 4.04% p.a. nett (based on historical performance in July 2024) | 1.0% p.a. nett return | 4.04% p.a. nett + 1.0% p.a. nett= 5.04% p.a. nett |
| OR | ||||
| RM500 – RM999.99 | Versa Cash-i (First RM30,000.00 ) | 3.41% p.a. nett (based on historical performance in July 2024) | 1.0% p.a. nett return | 3.41% p.a. nett + 1.0% p.a. nett= 4.41% p.a. nett |
| OR | ||||
| RM1,000.00 and above | Versa Cash (First RM50,000.00) | 4.04% p.a. nett (based on historical performance in July 2024) | 1.0% p.a. nett return | 4.04% p.a. nett + 1.0% p.a. nett= 5.04% p.a. nett(Rewards will be credited monthly, beginning in November, after each successful auto debit transaction) |
| OR | ||||
| RM1,000.00 and above | Versa Cash-i (First RM50,000.00 ) | 3.41% p.a. nett (based on historical performance in July 2024) | 1.0% p.a. nett return | 3.41% p.a. nett + 1.0% p.a. nett= 4.41% p.a. nett (Rewards will be credited monthly, beginning in November, after each successful auto debit transaction) |
4.6 Users, who make a cash-out from their Versa Cash or Versa Cash-i during the Campaign Period that results in the account balance therein falling below the requisite minimum of RM1,000.00, will be automatically disqualified for the Campaign Reward. Such Users will only enjoy the Campaign Reward up to the date of the withdrawal request.
4.7 Sample scenarios are illustrated as below:
| No | Scenarios | Eligibility |
| 1 | Adam is an existing auto debit user. He created an auto debit plan of RM200.00 into Versa Growth on 8 January 2024. Every 5th* day of the month, RM200.00 is successfully invested into his Versa Growth fund.His Versa Cash balance is RM15,000.00 while his Versa Cash-i balance is RM8,500.00. | Adam is eligible for the Campaign Reward. He will receive the booster rewards of 1.0% p.a. nett return on his first RM10,000.00 Versa Cash balance (as he has a higher balance in his Versa Cash than his Versa Cash-i fund) in addition to the prevailing base nett return of Versa Cash, during the Campaign Period. |
| 2 | Anna is an existing auto debit user. She created an auto debit plan of RM500.00 into Versa REITs on 10 February 2024. Every 5th* day of the month, RM500.00 is successfully invested into her Versa REITs fund.Her Versa Cash balance is RM5,000.00 but she does not have any balance in her Versa Cash-i. | Anna is eligible for the Campaign Reward. She will receive the booster rewards of 1.0% p.a. nett return in addition to the prevailing base nett return on her Versa Cash balance of RM5,000.00 (or other amount within the first RM30,000.00 balance) during the Campaign Period. She may increase her Versa Cash balance to RM30,000.00 during the Campaign Period to maximise her rewards. |
| 3 | Ben creates an auto debit plan of RM200.00 into Versa SGD on 20 May 2024. On the 5th* day of the next month (June 2024), RM200.00 is successfully invested into his Versa SGD fund.He has a balance of RM30,000.00 in his Versa Cash and have no balance in his Versa Cash-i. | Ben is eligible for the Campaign Reward. He will receive the booster rewards of 1.0% p.a. nett return in addition to the prevailing base nett return on his first RM10,000.00 of his Versa Cash balance starting from 1 June 2024 throughout June 2024. |
| 4 | Bianca creates an auto debit plan of RM400.00 into Versa Global-i on 15 April 2024. On the 5th* day of the next month (May 2024), RM400.00 is successfully invested into her Versa Global-i fund.She has a balance of RM2,000.00 in her Versa Cash from 1 May 2024 to 14 May 2024. On 15 May 2024, she cashes in RM8,000.00 into Versa Cash fund and the total available balance of RM10,000.00 in her Versa Cash is reflected on 17 May 2024. | Bianca is eligible for the Campaign Reward. She will receive the booster rewards of 1.0% p.a. nett return in addition to the prevailing base nett return on her balance of RM2,000.00 from 1 May 2024 to 16 May 2024. She will receive the booster reward of 1.0% p.a. nett return in addition to the prevailing base nett return on her first RM10,000.00 Versa Cash balance, starting from 17 May 2024 until end of May 2024. |
| 5 | Charles creates an auto debit plan of RM300.00 into Versa Global-i on 10 August 2024. On the 5th* day of the next month (September 2024), RM300.00 is successfully invested into his Versa Global-i fund.He has a balance of RM2,000.00 in his Versa Cash that he maintains throughout September 2024. He also cashes in RM10,000.00 into Versa Cash-i and this amount is reflected on 5 September 2024 and he maintains the said amount in Versa Cash-i throughout September 2024. | Charles is eligible for the Campaign Reward. He will receive the booster rewards of 1.0% p.a. nett return in addition to the prevailing base nett return on his RM10,000.00 Versa Cash-i balance (which is higher compared to his Versa Cash) starting from 5 September 2024 throughout September 2024. |
| 6 | On 10 May 2024, Carla creates auto debit plans of RM100.00 into her Versa Moderate fund, RM100.00 into her Versa Growth fund and RM100.00 into her Versa SGD fund. On the 5th* day of the next month (June 2024), RM100.00 is successfully invested into each of her Versa Moderate, Versa Growth and Versa SGD fund, making a total cumulative auto debit transaction of RM300.00. She has RM10,000.00 in her Versa Cash account throughout June 2024. | Carla is eligible for the Campaign Reward. She will receive the booster rewards of 1.0% p.a. nett return in addition to the prevailing base nett return on her first RM10,000.00 of her Versa Cash balance starting from 1 June 2024 throughout June 2024. |
| 7 | Jack creates an auto debit plan of RM500.00 into Versa Dividend+ on 15 November 2024. He continues to successfully invest RM500.00 into Versa Dividend+ every month. He has RM30,000.00 in his Versa Cash account throughout the Campaign Period. | Jack is not eligible for the Campaign Reward of November and December’s Invest Booster Quest. He is eligible for the Campaign Reward for January 2025 – March 2025 successful auto debit transaction. He will receive the booster rewards of 1.0% p.a. nett return in addition to the prevailing base nett return on his first RM30,000.00 of his Versa Cash balance starting from January 2025 throughout March 2025. |
| 8 | Dominic creates an auto debit plan of RM200.00 into Versa Gold and RM100.00 into Versa Growth on 20 April 2024. | Dominic is not eligible for the Campaign Reward as Versa Gold is not inclusive in the Campaign mechanics. Additionally, he did not meet the minimum auto debit transaction amount for his Versa Growth fund. |
| 9 | Dara creates an auto debit plan of RM500.00 into Versa SGD on 30 April 2024. On 5 June 2024, RM500.00 is successfully invested into her Versa SGD fund.She has RM50,000.00 balance in her Versa Cash throughout the Campaign Period but none in her Versa Cash-i account. | Dara is eligible for the Campaign Reward. She will receive the booster rewards of 1.0% p.a. nett return in addition to the prevailing base nett return on her first RM30,000.00 Versa Cash balance starting from 1 June 2024, as she missed the April cutoff to set up an auto debit plan. For her RM20,000.00 Versa Cash balance, she will continue to enjoy the base net return rate.(Hence, users are encouraged to set up their auto debit plans based on the Auto Debit Transaction Cut Off Time (see table above) to maximise his chances for eligibility for the booster reward.) |
| 10 | Ethan creates an auto debit plan of RM200.00 into Versa Cash on 8 April 2024. He has RM30,000.00 in his Versa Cash-i account. | Ethan is not eligible for the Campaign Reward as he does not meet the criteria of creating an auto debit plan for any Versa Invest funds (except Versa Gold). |
| 11 | Eleena makes manual cash in of RM200.00 into Versa Growth every month since April 2024. | Eleena is not eligible for the Campaign Reward as she did not utilise the auto debit feature to create an auto debit plan. |
| 12 | Fabian creates an auto debit plan of RM200.00 into Versa Growth on 10 April 2024. On the 5th* day of the next month (May 2024), RM200.00 was not successfully invested into his Versa Growth account due to insufficient funds in his bank account. The RM200.00 is successfully invested on the 5th* day of June 2024. Throughout the Campaign Period, he has RM5,000.00 balance in his Versa Cash but none in his Versa Cash-i account. | Fabian is not eligible for the Campaign Reward in the month of May 2024 as he did not successfully transact RM200 into his Versa Growth account. He is only eligible for the booster reward of 1.0% p.a. nett return in addition to the prevailing base nett return on his RM5,000 Versa Cash balance starting 1 June 2024 during the Campaign Period. |
| 13 | Fiona creates an auto debit plan of RM200.00 into Versa Growth on 20 April 2024. On the 5th* day of the next month (May 2024), RM200.00 is successfully invested into her Versa Growth fund. She has RM10,000.00 in Versa Cash and RM10,000.00 in Versa Cash-i on 31 May 2024. | Fiona is eligible for the Campaign Reward. She will receive the booster rewards of 1.0% p.a. nett return in addition to the prevailing base nett return on her first RM10,000 in her Versa Cash account. Versa Cash will be the default rewarded account in the scenario where both Versa Cash and Versa Cash-i have the same available balance. |
| 14 | Gabriel creates an auto debit plan of RM500.00 into Versa Growth and RM500.00 into Versa REITS on 2 September 2024. On the 5th* day of the next month (October 2024), RM1,000.00 is successfully invested into his Versa Growth and Versa REITS funds. He has RM55,000.00 in Versa Cash on 30 September 2024. | Gabriel is eligible for the Campaign Reward. He will receive the booster rewards of 1.0% p.a. nett return in addition to the prevailing base nett return on his first RM50,000 in his Versa Cash account. For his subsequent RM5,000.00 Versa Cash balance, he will continue to enjoy the base net return rate. He will receive his Campaign Reward in the month of November 2024. |
| 15 | Gina creates an auto debit plan of RM1,000.00 into Versa SGD on 18 July 2024 and successfully invested on the 5th of the next month (August 2024). She continues her auto debit plan and successfully invested RM1,000.00 into Versa SGD every month. She has RM110,000.00 in Versa Cash. | Gina is eligible for the Campaign Reward. She will receive the 1.0% p.a. nett return in addition to the prevailing base nett return on her first RM30,000 in her Versa Cash account for the month of August andto September 2024 (if she successfully invest via auto debit each month) Starting from October 2024, she is eligible the Campaign Reward of 1.0% p.a. nett return in addition to the prevailing base nett return on her first RM50,000 in her Versa Cash account. For her subsequent RM60,000.00 Versa Cash balance, she will continue to enjoy the base net return rate. She will receive her Campaign Reward in the month of November 2024. |
*If the 5th day of the month falls on a weekend or public holiday, then the Auto Debit Date will fall on the next business day.
5. Miscellaneous:
5.1 All cash-in made by Users via any Third-Party Account will not be eligible for this Campaign and all Campaign Rewards given (if any) will be forfeited. For the avoidance of doubt, a Third-Party Account includes any corporate bank accounts, joint accounts and other accounts that are not in the sole name of the User him/herself.
5.2 Users warrant and represent that:
a. the users are the lawful and authorised holders of the debit card bank account used for setting up the auto debit plan; and
b. all information submitted to Versa in connection with auto debit plan is true and correct;
5.3 The Users’ account must be active when Versa credits the Campaign Reward(s). Versa reserves the right to cancel, void and/or forfeit the Campaign Reward(s) notwithstanding the same has been credited in the event the User’s Versa account(s) becomes dormant or inactive.
5.4 Without limiting the generality of any provision in the Terms and Conditions herein, by participating in this Campaign, Users expressly agree:
a. that Users have read, understood, fully and unconditionally agree and accept all the Terms and Conditions herein;
b. that the decisions of Versa on all matters relating to or in connection to this Campaign (including but not limited to the type and amount of Campaign Reward(s) to be awarded) are final, conclusive and binding on the Users. No queries, appeals, disputes, or correspondences will be entertained by Versa;
c. agree to access Versa’s official website at https://versa.com.my/ on a regular basis to view the Terms and Conditions of this Campaign and ensure to be kept up-to-date on the latest Terms and Conditions of this Campaign. Users shall seek clarification from Versa should any of the Terms and Conditions be not fully understood;
d. that Users are liable and shall personally bear all applicable taxes, rates, governments fees or any other changes that may be levied against the Users under the applicable laws, if any, in relation to their participation in this Campaign;
e. that Versa shall not be held responsible or liable for loss of profit, loss of revenue, loss of opportunity, consequential losses, and expenses of whatsoever nature suffered or incurred by the Users and/or any other third party resulting from, or arising out of, or in connection with this Campaign or the Campaign Rewards awarded under this Campaign; and
f. that Users shall hold harmless, defend and fully indemnify Versa from and against all losses, damages, liabilities, expenses (including reasonable legal costs and expenses), and all third-party actions, proceedings, claims, demands, costs, awards and damages, resulting from or arising out of or in connection with the Users’ acts or omissions in relation to this Campaign.
5.5 Versa further reserves the right:
a. to make further verifications of Users and request for further personal identification details and/or documents of Users;
b. to disqualify or withdraw the Users’ eligibility for the Campaign Reward(s) at any time, including the period after the Campaign Reward has been awarded to the User, should there be any non-compliance with the agreed Terms and Conditions;
c. to amend, vary, modify, add and/or delete any of the Terms and Conditions herein (including but not limited to the Campaign Period and Campaign Reward(s)) from time to time, in its sole and absolute discretion, as shall be notified by Versa on its official website at https://versa.com.my/, which shall be taken as good notice. The latest Terms and Conditions can be found on Versa’s official website as aforementioned. Further, the Users’ continued participation in this Campaign following any such amendment, variation, modification, addition and/or deletion shall constitute unconditional acknowledgement, understanding, agreement, and unqualified acceptance of the same in respect of the latest Terms and Conditions.
d. to cancel, shorten, extend, suspend or terminate this Campaign, in whole or in part, at any time prior to the expiry of the Campaign Period, as shall be notified by Versa on its official website at https://versa.com.my/. For the avoidance of doubt, any cancellation, shortening, suspension or termination of the Campaign at any time prior to the expiry of the Campaign Period shall not entitle the Users or any other persons to any claim or compensation whatsoever against Versa for any losses or damages (including but not limited to any losses of accrued Campaign Reward(s)) howsoever suffered or incurred as a direct or indirect result of such act of cancellation, shortening, suspension or termination, whether or not Versa has been advised of the possibility of such losses or damages; and
e. to not publicly disclose any calculations or formula regarding the Campaign Reward(s).
5.6 Versa shall not be responsible or held liable in respect of any technical failures of any kind whatsoever, intervention, interruption and/or electronic or human errors in (a) the administration and/or processing the relevant transactions; (b) the implementation of this Campaign; and/or (c) the determination of the Users’ eligibility for the Campaign Reward(s).
5.7 Versa shall not be responsible or held liable for any default of its obligations in relation to this Campaign due to any force majeure events which include but not limited to acts of God, insurrection or civil disorders, acts of war, strikes, riots, lockdowns, pandemic, epidemic, movement control order, fire, flood, storm, drought, change of law and/or regulation, cyber attack, digital hack or digital security breach by unauthorised parties, and other events and/or circumstances of whatever nature beyond the reasonable control of Versa.
5.8 The Terms and Conditions herein shall be governed by and construed in accordance with the laws of Malaysia, and shall prevail over any provisions or representations contained in any brochure or other promotional materials advertised under this Campaign.
5.9 Versa is the final authority to decide on the interpretation and/or implementation of the Terms and Conditions herein and as to any other ancillary matters relating to this Campaign.
6. Personal Data:
6.1 By participating in this Campaign, Users warrant that all information, details and statements are true, correct, accurate and complete.
6.2 By participating in this Campaign, Users are deemed to have freely and voluntarily agreed and consented to the collection, processing, use, disclosure and retention by Versa of their personal data in the manner as set out in the Personal Data Notice given at https://versa.com.my/privacy-notice/.