Table 1 below illustrates a sample calculation for the 2026 Versa Starter Quests rewards, available to users who joined Versa using the “VMONIE” code, comprising the 5.5%* p.a. 2026 Welcome Quest and 10%* p.a. Save Booster Quest, applicable to Versa Save Conventional only:
| Welcome Quest Reward: 5.5%* p.a. nett Eligibility Period : 30 days starting upon account approval Maximum Applicable Fresh Fund Cash Ins: RM30,000 Save Booster Quest: 10%* p.a. on RM500 auto save amount Eligibility Period : 3-month period starting from your first auto save deduction date* *For May joiners, the final cut-off date for auto save setup is 27 July 2026 *For June joiners, the final cut-off date for auto save setup is 26 August 2026 |
| No | Scenario Eligibility | Return |
| 1 | User created a Versa account on 3 June 2026 and cashed in RM3,000 fresh funds into Versa Save Conventional. Their account got approved by 9 June 2026. They maintained their Versa Save Balance throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on the RM3,000 fresh funds for a period of 30 days, from 9 June to 8 July 2026. |
| 2 | User created a Versa account on 8 June 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 8 June 2026. Their account got approved by 12 June 2026. User successfully set up a RM500 monthly auto save into Versa Save Conventional on 20 June 2026. They maintained their Versa Save balance and auto save plan throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 12 June to 11 July 2026. User also earns 5.5%* p.a. on the RM500 fresh funds auto save made, calculated on a daily prorated basis, until 11 July 2026, upon successful monthly auto save. User earns 10%* p.a. Auto Save Promo Rate on the RM500 auto save amount for 3 months (July – September 2026). |
| 3 | User created a Versa account on 3 June 2026 and cashed in RM4,000 fresh funds into Versa Save Conventional on 3 June 2026. Their account got approved by 9 June 2026. User successfully set up a RM500 auto save scheduled for July 2026, but the auto save transaction failed. The auto save transaction was successful in August and September 2026. | User earns 5.5%* p.a. fixed Welcome Promo Rate on RM4,000 for a period of 30 days, from 9 June to 8 July 2026. User earns 10%* p.a. Auto Save Promo Rate* on RM500 for 2 months only (August and September 2026). No auto save promo reward is given for July due to the failed transaction. |
| 4 | User created a Versa account on 3 June 2026 and cashed in RM30,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 9 June 2026. They made an additional cash-in of RM3,000 on 15 June 2026, exceeding the RM30,000 cap. They maintained the total balance throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on the first RM30,000 for a period of 30 days, from 9 June to 8 July 2026. The additional RM3,000 earns Versa Save Conventional base nett returns only. |
| 5 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 3 June 2026. Their account got approved by 9 June 2026. User then cashed in another RM4,000 fresh funds into Versa Save Shariah Compliant on the same day. They maintained both balances throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Conventional for a period of 30 days, from 9 June to 8 July 2026. User also earns the 5.0%* p.a. fixed Welcome Promo Rate on the RM4,000 in Versa Save Shariah Compliant for a period of 30 days, from 9 June to 8 July 2026. |
| 6 | User created a Versa account on 8 June 2026 and made an initial cash-in of RM100 into Versa Save Conventional on the same day. Their account got approved by 12 June 2026. The user then set up a monthly auto save of RM500 in Versa Save Conventional, scheduled to begin in July 2026, and the first successful deduction occurred in July 2026. Later the user added a second auto save plan of RM500 into Versa Save Shariah Compliant on the same day, which was also successfully deducted in July. | User earns 5.5%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 12 June to 11 July 2026. User also earns 5.5%* p.a. on the RM500 fresh funds auto save made for Versa Save Conventional, calculated on a daily prorated basis, until 11 July 2026, upon successful monthly auto save. User also earns 5.0%* p.a. on its RM500 auto save deduction in Versa Save Shariah Compliant, upon successful completion of the transaction on a daily prorated basis. The first auto save of RM500, deducted in July 2026, earns the 10%* p.a. Auto Save Promo Rate for its three-month rolling period from July to September 2026, provided the auto save remains successful each month. The second auto save of RM500 in June does not earn an additional 10%* p.a., as the 10%* p.a. bonus is capped at RM500 total across all Versa Save products. Any additional auto save above this cap earn base nett returns only. |
| 7 | User created a Versa account on 3 June 2026 and cashed in RM23,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 9 June 2026. They made an additional cash-in of RM7,000 on 20 June 2026. They maintained the total balance throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on RM23,000 from 9 June to 19 June 2026. The RM7,000 subsequent cash-in earns the Welcome Promo Rate from 20 June to 8 July 2026, calculated on a pro-rated basis. |
| 8 | User created a Versa account on 3 June 2026 and cashed in RM15,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 9 June 2026. They withdrew RM2,000 on 15 June 2026. They maintained the remaining balance until the end of the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on RM15,000 from 9 June to 14 June 2026, and on the remaining RM13,000 from 15 June to 8 July 2026. Rewards are calculated on a daily prorated basis over a total reward period of 30 days. |
| 9 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 9 June 2026. They switched RM4,000 to Versa Save Shariah Compliant on 25 June 2026. | User earns 5.5%* p.a. fixed Welcome Promo Rate on RM5,000 from 9 June to 24 June 2026, and on the remaining RM1,000 from 25 June to 8 July 2026. Rewards are calculated on a daily prorated basis over a total reward period of 30 days. After the switch, the RM4,000 in Versa Save Shariah Compliant is no longer eligible for the promo rate and will earn base nett returns, as only fresh funds are eligible to earn the promotional fixed rate. |
| 10 | User created a Versa account on 8 June 2026 and cashed in RM4,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 12 June 2026. They successfully set up a RM200 monthly auto save into Versa Save Conventional and a RM300 monthly auto save into Versa Save Shariah Compliant, scheduled to begin in July 2026, which was successfully deducted. They maintained both balances and auto save throughout the eligibility period. | User earns 5.5%* p.a. Welcome Promo Rate on the RM4,000 for a period of 30 days, from 12 June to 11 July 2026. User also earns 5.5%* p.a. on the RM200 fresh funds auto save made into Versa Save Conventional, and 5.0%* p.a. on RM300 fresh funds auto save made into Versa Save Shariah Compliant, calculated on a daily prorated basis, until 11 July 2026, upon successful monthly auto save. They earn 10%* p.a. Auto Save Promo Rate on the combined RM500 auto save amount for 3 months (July – September 2026), credited to the Versa Save product with the higher balance. |
| 11 | User created a Versa account on 8 June 2026 and made an initial cash-in of RM100 into Versa Save Conventional on the same day. Their account got approved by 12 May 2026. The user then set up a monthly auto save of RM700, scheduled to begin in July 2026, which was successfully deducted. | User earns 5.5%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 12 June to 11 July 2026. The 5.5%* p.a. promo rate is also applicable on the monthly auto save amount of RM700, calculated on a daily prorated basis, until 11 July 2026, upon successful monthly auto save. For the auto save, although RM700 was deducted in July, the 10%* p.a. Auto Save Promo Rate applies only up to the first RM500 of the auto save amount due to the promo cap. The excess RM200 earns base nett returns only. The 10%* p.a. bonus runs for its three-month rolling period (July – September 2026), provided the auto save remains successful each month. |
| 12 | User created a Versa account on 8 June 2026 and made an initial cash-in of RM100 into Versa Save Conventional on the same day. Their account got approved by 12 June 2026. They then set up a monthly auto save of RM500 scheduled to begin in July 2026, which was successfully deducted. The user paused the auto save in August 2026 and resumed it in September 2026. | User earns 5.5%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 12 June to 11 July 2026. The 5.5%*p.a. promo rate is also applicable on the monthly auto save amount of RM500, calculated on a daily prorated basis, until 11 July 2026, upon successful monthly auto save. For the auto save, the 10%* p.a. Auto Save Promo Rate applies only to the months when the auto save is successful. In this case, the first auto save in July 2026 is eligible, while the paused August auto save is not eligible. After resuming in September, the auto save is eligible again. As a result, the user earns the 10%* p.a. bonus for a total of 2 months (July and September 2026). Any month without a successful auto save does not earn the promotional bonus. |
| 13 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional. Their account got approved by 9 June 2026. User then cashed in another RM8,000 fresh funds into Versa Save Shariah Compliant on 23 June 2026. They maintained both balances throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Conventional for a period of 30 days, from 9 June to 8 July 2026. User also earns the 5.0%* p.a. fixed Welcome Promo Rate on the RM8,000 in Versa Save Shariah Compliant from 23 June to 8 July 2026. |
| 14 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional. Their account got approved by 8 June 2026. User successfully set up a RM500 monthly auto save into Versa Save Conventional on 20 June 2026. Their first auto save transacted and reflected on 8 July 2026. They maintained their Versa Save balance and auto save plan throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 8 June to 7 July 2026. User earns 10%* p.a. Auto Save Promo Rate on the RM500 auto save amount for 3 months (July – September 2026). |
| 15 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional. Their account got approved by 9 June 2026. User successfully set up a RM500 monthly auto save into Versa Save Conventional on 27 June 2026. Their first auto save was transacted and reflected on 7 August 2026, as the plan was set up after the cut-off time for the July cycle. They maintained their Versa Save balance and auto save plan throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 9 June to 8 July 2026. User earns 10%* p.a. Auto Save Promo Rate on the RM500 auto save amount for 3 months (August – October 2026). |
| 16 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional. Their account got approved by 9 June 2026. User successfully set up a RM500 monthly auto save into Versa Save Conventional on 28 August 2026. Their first auto save was transacted and reflected on 7 October 2026, as the plan was set up after the cut-off time for the September cycle. They maintained their Versa Save balance and auto save plan throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 9 June to 8 July 2026. User does not earn 10%* p.a. Auto Save Promo Rate since the plan was created after the final cut-off date. For June joiners, the final cut-off date for auto save setup is 26 August 2026. |
| 17 | User created a Versa account on 30 May 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional. Their account got approved by 9 June 2026. User successfully set up a RM500 monthly auto save into Versa Save Conventional on 29 July 2026. Their first auto save was transacted and reflected on 7 September 2026, as the plan was set up after the cut-off time for the August cycle. They maintained their Versa Save balance and auto save plan throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 9 June to 8 July 2026. User does not earn 10%* p.a. Auto Save Promo Rate since the plan was created after the final cut-off date. For May joiners, the final cut-off date for auto save setup is 27 July 2026. |
| 18 | User created a Versa account on 31 May 2026 and cashed in RM15,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 8 June 2026. They maintained their Versa Save Balance throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on the RM15,000 fresh funds for a period of 30 days, from 8 June to 7 July 2026. |
| 19 | User created a Versa account on 12 June 2026. They only cashed in RM15,000 fresh funds into Versa Save Conventional on 20 June 2026. Their account got approved by 30 June 2026. They maintained their Versa Save Balance since then. | User is not eligible for the 5.5%* p.a. fixed Welcome Promo Rate on the RM15,000 fresh funds, as the first cash-in must be initiated by 12 June 2026. |
| 20 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 9 June 2026. User then maintained the balance for a period of 30 days, until 8 July 2026. User had a balance of RM5,033.96 Versa Save Conventional on 8 July 2026 and then cashed out all the balance on the same day. | User is not eligible for the 5.5%* p.a. fixed Welcome Promo Rate because the user cashed out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |
| 21 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 9 June 2026. User then maintained the balance for a period of 30 days, until 8 July 2026. User had a balance of RM5,033.96 Versa Save Conventional on 8 July 2026 and then switched out all the balance to Versa Save Shariah Compliant on the same day. | User is not eligible for the 5.5%* p.a. fixed Welcome Promo Rate because user switched out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |
Table 2 below illustrates a sample calculation for the 2026 Versa Starter Quests rewards, available to users who joined Versa using the “VMONIE” code, comprising the 5.0%* p.a. 2026 Welcome Quest and 10%* p.a. Save Booster Quest, applicable to Versa Save Shariah Compliant only:
| Welcome Quest Reward: 5.0%* p.a. nett Eligibility Period : 30 days starting upon account approval Maximum Applicable Fresh Fund Cash Ins: RM30,000 Save Booster Quest: 10%* p.a. on RM500 auto save amount Eligibility Period : 3-month period starting from your first auto save deduction date* *For May joiners, the final cut-off date for auto save setup is 27 July 2026 *For June joiners, the final cut-off date for auto save setup is 26 August 2026 |
| No | Scenario Eligibility | Return |
| 1 | User created a Versa account on 3 June 2026 and cashed in RM3,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 9 June 2026. They maintained their Versa Save Balance throughout the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on the RM3,000 fresh funds for a period of 30 days, from 9 June to 8 July 2026. |
| 2 | User created a Versa account on 8 June 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on 8 June 2026. Their account got approved by 12 June 2026. User successfully set up a RM500 monthly auto save into Versa Save Shariah Compliant on 20 June 2026. They maintained their Versa Save balance and auto save plan throughout the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 12 June to 11 July 2026. User also earns 5.0%* p.a. on the RM500 fresh funds auto save made, calculated on a daily prorated basis, until 11 July 2026, upon successful monthly auto save. User earns 10%* p.a. Auto Save Promo Rate on the RM500 auto save amount for 3 months (July – September 2026). |
| 3 | User created a Versa account on 3 June 2026 and cashed in RM4,000 fresh funds into Versa Save Shariah Compliant on 3 June 2026. Their account got approved by 9 June 2026. User successfully set up a RM500 auto save scheduled for July 2026, but the auto save transaction failed. The auto save transaction was successful in August and September 2026. | User earns 5.0%* p.a. fixed Welcome Promo Rate on RM4,000 for a period of 30 days, from 9 June to 8 July 2026. User earns 10%* p.a. Auto Save Promo Rate* on RM500 for 2 months only (August and September 2026). No auto save promo reward is given for July due to the failed transaction. |
| 4 | User created a Versa account on 3 June 2026 and cashed in RM30,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 9 June 2026. They made an additional cash-in of RM3,000 on 15 June 2026, exceeding the RM30,000 cap. They maintained the total balance throughout the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on the first RM30,000 for a period of 30 days, from 9 June to 8 July 2026. The additional RM3,000 earns Versa Save Shariah Compliant base nett returns only. |
| 5 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 3 June 2026. Their account got approved by 9 June 2026. User then cashed in another RM4,000 fresh funds into Versa Save Shariah Compliant on the same day. They maintained both balances throughout the eligibility period. | User earns 5.5%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Conventional for a period of 30 days, from 9 June to 8 July 2026. User also earns the 5.0%* p.a. fixed Welcome Promo Rate on the RM4,000 in Versa Save Shariah Compliant for a period of 30 days, from 9 June to 8 July 2026. |
| 6 | User created a Versa account on 8 June 2026 and made an initial cash-in of RM100 into Versa Save Shariah Compliant on the same day. Their account got approved by 12 June 2026. The user then set up a monthly auto save of RM500 in Versa Save Shariah Compliant, scheduled to begin in July 2026, and the first successful deduction occurred in July 2026. Later the user added a second auto save plan of RM500 into Versa Save Conventional on the same day, which was also successfully deducted in July. | User earns 5.0%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 12 June to 11 July 2026. User also earns 5.0%* p.a. on the RM500 fresh funds auto save made for Versa Save Shariah Compliant, calculated on a daily prorated basis, until 11 July 2026, upon successful monthly auto save. User also earns 5.5%* p.a. on its RM500 auto save deduction in Versa Save Conventional, upon successful completion of the transaction on a daily prorated basis. The first auto save of RM500, deducted in July 2026, earns the 10%* p.a. Auto Save Promo Rate for its three-month rolling period from July to September 2026, provided the auto save remains successful each month. The second auto save of RM500 in June does not earn an additional 10%* p.a., as the 10%* p.a. bonus is capped at RM500 total across all Versa Save products. Any additional auto save above this cap earn base nett returns only. |
| 7 | User created a Versa account on 3 June 2026 and cashed in RM23,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 9 June 2026. They made an additional cash-in of RM7,000 on 20 June 2026. They maintained the total balance throughout the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on RM23,000 from 9 June to 19 June 2026. The RM7,000 subsequent cash-in earns the Welcome Promo Rate from 20 June to 8 July 2026, calculated on a pro-rated basis. |
| 8 | User created a Versa account on 3 June 2026 and cashed in RM15,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 9 June 2026. They withdrew RM2,000 on 15 June 2026. They maintained the remaining balance until the end of the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on RM15,000 from 9 June to 14 June 2026, and on the remaining RM13,000 from 15 June to 8 July 2026. Rewards are calculated on a daily prorated basis over a total reward period of 30 days. |
| 9 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 9 June 2026. They switched RM4,000 to Versa Save Conventional on 25 June 2026. | User earns 5.0%* p.a. fixed Welcome Promo Rate on RM5,000 from 9 June to 24 June 2026, and on the remaining RM1,000 from 25 June to 8 July 2026. Rewards are calculated on a daily prorated basis over a total reward period of 30 days. After the switch, the RM4,000 in Versa Save Conventional is no longer eligible for the promo rate and will earn base nett returns, as only fresh funds are eligible to earn the promotional fixed rate. |
| 10 | User created a Versa account on 8 June 2026 and cashed in RM4,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 12 June 2026. They successfully set up a RM200 monthly auto save into Versa Save Shariah Compliant and a RM300 monthly auto save into Versa Save Conventional, scheduled to begin in July 2026, which was successfully deducted. They maintained both balances and auto save throughout the eligibility period. | User earns 5.0%* p.a. Welcome Promo Rate on the RM4,000 for a period of 30 days, from 12 June to 11 July 2026. User also earns 5.0%* p.a. on the RM200 fresh funds auto save made into Versa Save Shariah Compliant, and 5.5%* p.a. on RM300 fresh funds auto save made into Versa Save Conventional, calculated on a daily prorated basis, until 11 July 2026, upon successful monthly auto save. They earn 10%* p.a. Auto Save Promo Rate on the combined RM500 auto save amount for 3 months (July – September 2026), credited to the Versa Save product with the higher balance. |
| 11 | User created a Versa account on 8 June 2026 and made an initial cash-in of RM100 into Versa Save Shariah Compliant on the same day. Their account got approved by 12 May 2026. The user then set up a monthly auto save of RM700, scheduled to begin in July 2026, which was successfully deducted. | User earns 5.0%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 12 June to 11 July 2026. The 5.0%* p.a. promo rate is also applicable on the monthly auto save amount of RM700, calculated on a daily prorated basis, until 11 July 2026, upon successful monthly auto save. For the auto save, although RM700 was deducted in July, the 10%* p.a. Auto Save Promo Rate applies only up to the first RM500 of the auto save amount due to the promo cap. The excess RM200 earns base nett returns only. The 10%* p.a. bonus runs for its three-month rolling period (July – September 2026), provided the auto save remains successful each month. |
| 12 | User created a Versa account on 8 June 2026 and made an initial cash-in of RM100 into Versa Save Shariah Compliant on the same day. Their account got approved by 12 June 2026. They then set up a monthly auto save of RM500 scheduled to begin in July 2026, which was successfully deducted. The user paused the auto save in August 2026 and resumed it in September 2026. | User earns 5.0%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 12 June to 11 July 2026. The 5.0%*p.a. promo rate is also applicable on the monthly auto save amount of RM500, calculated on a daily prorated basis, until 11 July 2026, upon successful monthly auto save. For the auto save, the 10%* p.a. Auto Save Promo Rate applies only to the months when the auto save is successful. In this case, the first auto save in July 2026 is eligible, while the paused August auto save is not eligible. After resuming in September, the auto save is eligible again. As a result, the user earns the 10%* p.a. bonus for a total of 2 months (July and September 2026). Any month without a successful auto save does not earn the promotional bonus. |
| 13 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 9 June 2026. User then cashed in another RM8,000 fresh funds into Versa Save Conventional on 23 June 2026. They maintained both balances throughout the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Shariah Compliant for a period of 30 days, from 9 June to 8 July 2026. User also earns the 5.5%* p.a. fixed Welcome Promo Rate on the RM8,000 in Versa Save Conventional from 23 June to 8 July 2026. |
| 14 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 8 June 2026. User successfully set up a RM500 monthly auto save into Versa Save Shariah Compliant on 20 June 2026. Their first auto save transacted and reflected on 8 July 2026. They maintained their Versa Save balance and auto save plan throughout the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 8 June to 7 July 2026. User earns 10%* p.a. Auto Save Promo Rate on the RM500 auto save amount for 3 months (July – September 2026). |
| 15 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 9 June 2026. User successfully set up a RM500 monthly auto save into Versa Save Shariah Compliant on 27 June 2026. Their first auto save was transacted and reflected on 7 August 2026, as the plan was set up after the cut-off time for the July cycle. They maintained their Versa Save balance and auto save plan throughout the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 9 June to 8 July 2026. User earns 10%* p.a. Auto Save Promo Rate on the RM500 auto save amount for 3 months (August – October 2026). |
| 16 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 9 June 2026. User successfully set up a RM500 monthly auto save into Versa Save Shariah Compliant on 28 August 2026. Their first auto save was transacted and reflected on 7 October 2026, as the plan was set up after the cut-off time for the September cycle. They maintained their Versa Save balance and auto save plan throughout the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 9 June to 8 July 2026. User does not earn 10%* p.a. Auto Save Promo Rate since the plan was created after the final cut-off date. For June joiners, the final cut-off date for auto save setup is 26 August 2026. |
| 17 | User created a Versa account on 30 May 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 9 June 2026. User successfully set up a RM500 monthly auto save into Versa Save Shariah Compliant on 29 July 2026. Their first auto save was transacted and reflected on 7 September 2026, as the plan was set up after the cut-off time for the August cycle. They maintained their Versa Save balance and auto save plan throughout the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 9 June to 8 July 2026. User does not earn 10%* p.a. Auto Save Promo Rate since the plan was created after the final cut-off date. For May joiners, the final cut-off date for auto save setup is 27 July 2026. |
| 18 | User created a Versa account on 31 May 2026 and cashed in RM15,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 8 June 2026. They maintained their Versa Save Balance throughout the eligibility period. | User earns 5.0%* p.a. fixed Welcome Promo Rate on the RM15,000 fresh funds for a period of 30 days, from 8 June to 7 July 2026. |
| 19 | User created a Versa account on 12 June 2026. They only cashed in RM15,000 fresh funds into Versa Save Shariah Compliant on 20 June 2026. Their account got approved by 30 June 2026. They maintained their Versa Save Balance since then. | User is not eligible for the 5.0%* p.a. fixed Welcome Promo Rate on the RM15,000 fresh funds, as the first cash-in must be initiated by 12 June 2026. |
| 20 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 9 June 2026. User then maintained the balance for a period of 30 days, until 8 July 2026. User had a balance of RM5,033.96 Versa Save Shariah Compliant on 8 July 2026 and then cashed out all the balance on the same day. | User is not eligible for the 5.0%* p.a. fixed Welcome Promo Rate because the user cashed out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |
| 21 | User created a Versa account on 3 June 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 9 June 2026. User then maintained the balance for a period of 30 days, until 8 July 2026. User had a balance of RM5,033.96 Versa Save Shariah Compliant on 8 July 2026 and then switched out all the balance to Versa Save Conventional on the same day. | User is not eligible for the 5.0%* p.a. fixed Welcome Promo Rate because user switched out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |