2026 Versa Starter Quest For February New Joiners Sample Scenarios
Table 1 below is a sample calculation of the February 2026 Starter Quests reward, which are made up of 4.0%* p.a. 2026 Welcome Quest and 10%* p.a. Save Booster Quest, applicable to Versa Save Conventional only:
| Welcome Quest Reward: 4.0%* p.a. nett Eligibility Period : 30 days starting upon account approval Maximum Applicable Fresh Fund Cash Ins: RM30,000 Save Booster Quest: 10%* p.a. on RM500 autodebit amount Eligibility Period : 3-month period starting from the first deduction of the auto debit plan* made before the cut-off date. *Final cut-off date for auto-debit setup is 26 March 2026 |
| No | Scenario Eligibility | Return |
| 1 | User created a Versa account on 1 February 2026 and cashed in RM3,000 fresh funds into Versa Save Conventional. Their account got approved by 6 February 2026. They maintained their Versa Save Balance throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on the RM3,000 fresh funds for a period of 30 days, from 6 February to 7 March 2026. |
| 2 | User created a Versa account on 9 February 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 9 February 2026. Their account got approved by 16 February 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Conventional on 20 February 2026. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 16 February to 17 March 2026. User also earns 4.0%* p.a. on the RM500 fresh funds auto debit made, calculated on a daily prorated basis, until 17 March 2026, upon successful monthly auto-debit. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (March – May 2026). |
| 3 | User created a Versa account on 9 February 2026 and cashed in RM4,000 fresh funds into Versa Save Conventional on 9 February 2026. Their account got approved by 16 February 2026. User successfully set up a RM500 auto-debit scheduled for February 2026, but the March auto-debit transaction failed. The auto-debit transaction was successful in April and May 2026. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM4,000 for a period of 30 days, from 16 February to 17 March 2026. User earns 10%* p.a. Auto-Debit Promo Rate* on RM500 for 2 months only (April and May 2026). No auto-debit promo reward is given for March due to the failed transaction. |
| 4 | User created a Versa account on 1 February 2026 and cashed in RM30,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 6 February 2026. They made an additional cash-in of RM3,000 on 10 February 2026, exceeding the RM30,000 cap. They maintained the total balance throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on the first RM30,000 for a period of 30 days, from 6 February to 7 March 2026. The additional RM3,000 earns Versa Save Conventional base nett returns only. |
| 5 | User created a Versa account on 19 February 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on 19 February 2026. Their account got approved by 25 February 2026. User then cashed in another RM4,000 fresh funds into Versa Save Shariah Compliant on the same day. They maintained both balances throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Conventional for a period of 30 days, from 25 February to 26 March 2026. User also earns the 3.7%* p.a. fixed Welcome Promo Rate on the RM4,000 in Versa Save Shariah Compliant for a period of 30 days, from 25 February to 26 March 2026. |
| 6 | User created a Versa account on 9 February 2026 and made an initial cash-in of RM100 into Versa Save Conventional on the same day. Their account got approved by 16 February 2026. The user then set up a monthly auto-debit of RM500 in Versa Save Conventional, scheduled to begin in March 2026, and the first successful deduction occurred in March 2026. Later the user added a second auto-debit plan of RM500 into Versa Save Shariah Compliant for the month of April, which also successfully deducted in April. | User earns 4.0%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 16 February to 17 March 2026. User also earns 4.0%* p.a. on each RM500 fresh funds auto debit made in March 2026 for Versa Save Conventional, calculated on a daily prorated basis, until 17 March 2026, upon successful monthly auto-debit. User is not eligible for 3.7%* p.a. on its RM500 auto debit deduction in Versa Save Shariah Compliant, since transaction happened in April 2026. The first auto-debit of RM500, deducted in March 2026, earns the 10%* p.a. Auto-Debit Promo Rate for its three-month rolling period from March to May 2026, provided the auto-debit remains successful each month. The second auto-debit of RM500 in March does not earn an additional 10%* p.a., as the 10%* p.a. bonus is capped at RM500 total across all Versa Save products. Any additional auto-debits above this cap earn base nett returns only. |
| 7 | User created a Versa account on 1 February 2026 and cashed in RM23,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 6 February 2026. They made an additional cash-in of RM7,000 on 20 February 2026 before cut-off time. They maintained the total balance throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM23,000 from 6 February to 19 February 2026. The RM7,000 subsequent cash-in earns the Welcome Promo Rate from 20 February to 7 March 2026, calculated on a pro-rated basis. |
| 8 | User created a Versa account on 1 February 2026 and cashed in RM15,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 6 February 2026. They withdrew RM2,000 on 15 February 2026. They maintained the remaining balance until the end of the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM15,000 from 6 February to 14 February 2026, and on the remaining RM13,000 from 15 February to 7 March 2026. Rewards are calculated on a daily prorated basis over a total reward period of 30 days. |
| 9 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 6 February 2026. They switched RM4,000 to Versa Save Shariah Compliant on 25 February 2026. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM5,000 from 6 February to 24 February 2026, and on the remaining RM1,000 from 25 February to 7 March 2026. Rewards are calculated on a daily prorated basis over a total reward period of 30 days. After the switch, the RM4,000 in Versa Save Shariah Compliant is no longer eligible for the promo rate and will earn base nett returns, as only fresh funds are eligible to earn the promotional fixed rate. |
| 10 | User created a Versa account on 9 February 2026 and cashed in RM4,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 16 February 2026. They successfully set up a RM200 monthly auto-debit into Versa Save Conventional and a RM300 monthly auto-debit into Versa Save Shariah Compliant, scheduled to begin in March 2026, which was successfully deducted. They maintained both balances and auto-debits throughout the eligibility period. | User earns 4.0%* p.a. Welcome Promo Rate on the RM4,000 for a period of 30 days, from 16 February to 17 March 2026. User also earns 4.0%* p.a. on each RM200 fresh funds auto debit made into Versa Save Conventional, and 3.7%* p.a. on RM300 fresh funds auto debit made into Versa Save Shariah Compliant, calculated on a daily prorated basis, until 17 March 2026, upon successful monthly auto-debit. They earn 10%* p.a. Auto-Debit Promo Rate on the combined RM500 auto-debit amount for 3 months (March – May 2026), credited to the Versa Save product with the higher balance. |
| 11 | User created a Versa account on 9 February 2026 and made an initial cash-in of RM100 into Versa Save Conventional on the same day. Their account got approved by 16 February 2026. The user then set up a monthly auto-debit of RM700, scheduled to begin in March 2026, which was successfully deducted. | User earns 4.0%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 16 February to 17 March 2026. The 4.0%* p.a. promo rate is also applicable on the monthly auto debit amount of RM700, calculated on a daily prorated basis, until 17 March 2026, upon successful monthly auto-debit. For the auto-debit, although RM700 was deducted in March, the 10%* p.a. Auto-Debit Promo Rate applies only up to the first RM500 of the auto-debit amount due to the promo cap. The excess RM200 earns base nett returns only. The 10%* p.a. bonus runs for its three-month rolling period (March – May 2026), provided the auto-debit remains successful each month. |
| 12 | User created a Versa account on 15 January 2026 and made an initial cash-in of RM100 into Versa Save Conventional on User created a Versa account on 9 February 2026 and made an initial cash-in of RM100 into Versa Save Conventional on the same day. Their account got approved by 16 February 2026. They then set up a monthly auto-debit of RM500 scheduled to begin in March 2026, which was successfully deducted. The user paused the auto-debit in April 2026 and resumed it in May 2026. | User earns 4.0%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 16 February to 17 March 2026. The 4.0%*p.a. promo rate is also applicable on the monthly auto debit amount of RM500, calculated on a daily prorated basis, until 17 March 2026, upon successful monthly auto-debit. For the auto-debit, the 10%* p.a. Auto-Debit Promo Rate applies only to the months when the auto-debit is successful. In this case, the first auto-debit in March 2026 is eligible, while the paused April auto-debit is not eligible. After resuming in May, the auto-debit is eligible again. As a result, the user earns the 10%* p.a. bonus for a total of 2 months (March and May 2026). Any month without a successful auto-debit does not earn the promotional bonus. |
| 13 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional. Their account got approved by 6 February 2026. User then cashed in another RM8,000 fresh funds into Versa Save Shariah Compliant on 23 February 2026. They maintained both balances throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Conventional for a period of 30 days, from 6 February to 7 March 2026. User also earns the 3.7%* p.a. fixed Welcome Promo Rate on the RM8,000 in Versa Save Shariah Compliant from 23 February to 7 March 2026. |
| 14 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional. Their account got approved by 6 February 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Conventional on 28 February 2026. Their first auto-debit transacted and reflected on 8 April 2026, as the plan was set up after the cut-off time for March cycle. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 6 February to 7 March 2026. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (April – June 2026). |
| 15 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional. Their account got approved by 6 February 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Conventional on 26 March 2026. Their first auto-debit transacted and reflected on 8 April 2026. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 6 February to 7 March 2026. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (April – June 2026). |
| 16 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional. Their account got approved by 6 February 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Conventional on 5pm, 27 March 2026. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 6 February to 7 March 2026. User does not earn 10%* p.a. Auto-Debit Promo Rate since the plan was created after the final cut-off date of 26 March 2026. |
| 17 | User created a Versa account on 28 February 2026 and cashed in RM15,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 6 March 2026. They maintained their Versa Save Balance throughout the eligibility period. | User earns 4.0%* p.a. fixed Welcome Promo Rate on the RM15,000 fresh funds for a period of 30 days, from 6 March to 4 April 2026. |
| 18 | User created a Versa account on 28 February 2026. However, they only cashed in RM15,000 fresh funds into Versa Save Conventional on 10 March 2026. Their account got approved by 16 March 2026. They maintained their Versa Save Balance since then. | User is not eligible for the 4.0%* p.a. fixed Welcome Promo Rate on the RM15,000 fresh funds, as the first cash-in must be initiated by 28 February 2026. |
| 19 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 6 February 2026. User then maintained the balance for a period of 30 days, until 7 March 2026. User had a balance of RM5,033.96 Versa Save Conventional on 7 March 2026 and then cashed out all the balance on the same day. | User is not eligible for the 4.0%* p.a. fixed Welcome Promo Rate because the user cashed out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |
| 20 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Conventional on the same day. Their account got approved by 6 February 2026. User then maintained the balance for a period of 30 days, until 7 March 2026. User had a balance of RM5,033.96 Versa Save Conventional on 7 March 2026 and then switched out all the balance to Versa Save Shariah Compliant on the same day. | User is not eligible for the 4.0%* p.a. fixed Welcome Promo Rate because user switched out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |
Table 2 below is a sample calculation of the February 2026 Starter Quests reward, which are made up of 3.7%* p.a. 2026 Welcome Quest Reward and 10%* p.a. Save Booster Quest, applicable to Versa Save Shariah Compliant only:
| Welcome Quest Reward: 3.7%* p.a. nett Eligibility Period: 30 days starting upon account approval Maximum Applicable Fresh Fund Cash Ins: RM30,000 Save Booster Quest: 10%* p.a. on RM500 autodebit amount Eligibility Period : 3-month period starting from the first deduction of the auto debit plan* made before the cut-off date. *Final cut-off date for auto-debit setup is 26 March 2026 |
| No | Scenario Eligibility | Return |
| 1 | User created a Versa account on 1 February 2026 and cashed in RM3,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 6 February 2026. They maintained their Versa Save Balance throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on the RM3,000 fresh funds for a period of 30 days, from 6 February to 7 March 2026. |
| 2 | User created a Versa account on 9 February 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on 9 February 2026. Their account got approved by 16 February 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Shariah Compliant on 20 February 2026. The first auto-deduction was successful in March 2026. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 16 February to 17 March 2026. User also earns 3.7%* p.a. on the RM500 fresh funds auto debit made, calculated on a daily prorated basis, until 17 March 2026, upon successful monthly auto-debit. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (March – May 2026). |
| 3 | User created a Versa account on 9 February 2026 and cashed in RM4,000 fresh funds into Versa Save Shariah Compliant on 9 February 2026. Their account got approved by 16 February 2026. User successfully set up a RM500 auto-debit before February’s Auto Debit set up cut-off date and scheduled to begin in March, but the March auto-debit transaction failed. The auto-debit transaction was successful in April and May 2026. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM4,000 for a period of 30 days, from 16 February to 17 March 2026. User earns 10%* p.a. Auto-Debit Promo Rate* on RM500 for 2 months only (April and May 2026). No auto-debit promo reward is given for March due to the failed transaction. |
| 4 | User created a Versa account on 1 February 2026 and cashed in RM30,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 6 February 2026. They made an additional cash-in of RM3,000 on 10 February 2026, exceeding the RM30,000 reward cap. They maintained the total balance throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on the first RM30,000 for a period of 30 days, from 6 February to 7 March 2026. The additional RM3,000 earns Versa Save Shariah Compliant base nett returns only. |
| 5 | User created a Versa account on 19 February 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on 19 February 2026. Their account got approved by 25 February 2026. User then cashed in another RM4,000 fresh funds into Versa Save Conventional on the same day. They maintained both balances throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Shariah Compliant for a period of 30 days, from 25 February to 26 March 2026. User also earns the 4.0%* p.a. fixed Welcome Promo Rate on the RM4,000 in Versa Save Conventional for a period of 30 days, from 25 February to 26 March 2026. |
| 6 | User created a Versa account on 9 February 2026 and made an initial cash-in of RM100 into Versa Save Shariah Compliant on the same day. Their account got approved by 16 February 2026. The user then set up a monthly auto-debit of RM500 in Versa Save Shariah Compliant, scheduled to begin in March 2026, and the first successful deduction occurred in March 2026. Later the user added a second auto-debit plan of RM500 into Versa Save Conventional for the month of April, which also successfully deducted in April. | User earns 3.7%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 16 February to 17 March 2026. User also earns 3.7%* p.a. on each RM500 fresh funds auto debit made in March 2026 for Versa Save Shariah Compliant, calculated on a daily prorated basis, until 17 March 2026, upon successful monthly auto-debit. User is not eligible for 4.0%* p.a. on its RM500 auto debit deduction in Versa Save Conventional, since transaction happened in April 2026. The first auto-debit of RM500, deducted in March 2026, earns the 10%* p.a. Auto-Debit Promo Rate for its three-month rolling period from March to May 2026, provided the auto-debit remains successful each month. The second auto-debit of RM500 in March does not earn an additional 10%* p.a., as the 10%* p.a. bonus is capped at RM500 total across all Versa Save products. Any additional auto-debits above this cap earn base nett returns only. |
| 7 | User created a Versa account on 1 February 2026 and cashed in RM23,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 6 February 2026. They made an additional cash-in of RM7,000 on 20 February 2026. They maintained the total balance throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM23,000 from 6 February to 19 February 2026. The RM7,000 subsequent cash-in earns the Welcome Promo Rate from 20 February to 7 March 2026, calculated on a pro-rated basis. |
| 8 | User created a Versa account on 1 February 2026 and cashed in RM15,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 6 February 2026. They withdrew RM2,000 on 15 February 2026. They maintained the remaining balance until the end of the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM15,000 from 6 February to 14 February 2026, and on the remaining RM13,000 from 15 February to 7 March 2026. Rewards are calculated on a daily prorated basis over a total reward period of 30 days. |
| 9 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 6 February 2026. They switched RM4,000 to Versa Save Conventional on 25 February 2026. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM5,000 from 6 February to 24 February 2026, and on the remaining RM1,000 from 25 February to 7 March 2026. Rewards are calculated on a daily prorated basis over a total reward period of 30 days. After the switch, the RM4,000 in Versa Save Conventional is no longer eligible for the promo rate and will earn base nett returns, as only fresh funds are eligible to earn the promotional fixed rate. |
| 10 | User created a Versa account on 9 February 2026 and cashed in RM4,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 16 February 2026. They successfully set up a RM200 monthly auto-debit into Versa Save Shariah Compliant and a RM300 monthly auto-debit into Versa Save Conventional, scheduled to begin in March 2026, which was successfully deducted. They maintained both balances and auto-debits throughout the eligibility period. | User earns 3.7%* p.a. Welcome Promo Rate on the RM4,000 for a period of 30 days, from 16 February to 17 March 2026. User also earns 3.7%* p.a. on each RM200 fresh funds auto debit made into Versa Save Shariah Compliant, and 4.0%* p.a. on RM300 fresh funds auto debit made into Versa Save Conventional, calculated on a daily prorated basis, until 17 March 2026, upon successful monthly auto-debit. They earn 10%* p.a. Auto-Debit Promo Rate on the combined RM500 auto-debit amount for 3 months (March – May 2026), credited to the Versa Save product with the higher balance. |
| 11 | User created a Versa account on 9 February 2026 and made an initial cash-in of RM100 into Versa Save Shariah Compliant on the same day. Their account got approved by 16 February 2026. The user then set up a monthly auto-debit of RM700, scheduled to begin in March 2026, which was successfully deducted. | User earns 3.7%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 16 February to 17 March 2026. The 3.7%* p.a. promo rate is also applicable on the monthly auto debit amount of RM700, calculated on a daily prorated basis, until 17 March 2026, upon successful monthly auto-debit. For the auto-debit, although RM700 was deducted in March, the 10%* p.a. Auto-Debit Promo Rate applies only up to the first RM500 of the auto-debit amount due to the promo cap. The excess RM200 earns base nett returns only. The 10%* p.a. bonus runs for its three-month rolling period (March – May 2026), provided the auto-debit remains successful each month. |
| 12 | User created a Versa account on 9 February 2026 and made an initial cash-in of RM100 into Versa Save Shariah Compliant on the same day. Their account got approved by 16 February 2026. They then set up a monthly auto-debit of RM500 scheduled to begin in March 2026, which was successfully deducted. The user paused the auto-debit in April 2026 and resumed it in May 2026. | User earns 3.7%* p.a. Welcome Promo Rate on the RM100 initial cash-in for a period of 30 days, from 16 February to 17 March 2026. The 3.7%*p.a. promo rate is also applicable on the monthly auto debit amount of RM500, calculated on a daily prorated basis, until 17 March 2026, upon successful monthly auto-debit. For the auto-debit, the 10%* p.a. Auto-Debit Promo Rate applies only to the months when the auto-debit is successful. In this case, the first auto-debit in March 2026 is eligible, while the paused April auto-debit is not eligible. After resuming in May, the auto-debit is eligible again. As a result, the user earns the 10%* p.a. bonus for a total of 2 months (March and May 2026). Any month without a successful auto-debit does not earn the promotional bonus. |
| 13 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 6 February 2026. User then cashed in another RM8,000 fresh funds into Versa Save Conventional on 23 February 2026. They maintained both balances throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on the RM5,000 in Versa Save Shariah Compliant for a period of 30 days, from 6 February to 7 March 2026. User also earns the 4.0%* p.a. fixed Welcome Promo Rate on the RM8,000 in Versa Save Conventional from 23 February to 7 March 2026. |
| 14 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 6 February 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Shariah Compliant on 28 February 2026. Their first auto-debit transacted and reflected on 8 April 2026, as the plan was set up after the cut-off time for March cycle. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 6 February to 7 March 2026. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (April – June 2026). |
| 15 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 6 February 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Shariah Compliant on 26 March 2026. Their first auto-debit transacted and reflected on 8 April 2026. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 6 February to 7 March 2026. User earns 10%* p.a. Auto-Debit Promo Rate on the RM500 auto-debit amount for 3 months (April – June 2026). |
| 16 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant. Their account got approved by 6 February 2026. User successfully set up a RM500 monthly auto-debit into Versa Save Shariah Compliant on 5pm, 27 March 2026. They maintained their Versa Save balance and auto-debit plan throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on RM5,000 for a period of 30 days, from 6 February to 7 March 2026. User does not earn 10%* p.a. Auto-Debit Promo Rate since the plan was created after the final cut-off date of 26 March 2026. |
| 17 | User created a Versa account on 28 February 2026 and cashed in RM15,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 6 March 2026. They maintained their Versa Save Balance throughout the eligibility period. | User earns 3.7%* p.a. fixed Welcome Promo Rate on the RM15,000 fresh funds for a period of 30 days, from 6 March to 4 April 2026. |
| 18 | User created a Versa account on 28 February 2026. They only cashed in RM15,000 fresh funds into Versa Save Shariah Compliant on 10 March 2026. Their account got approved by 16 March 2026. They maintained their Versa Save Balance since then. | User is not eligible for the 3.7%* p.a. fixed Welcome Promo Rate on the RM15,000 fresh funds, as the first cash-in must be initiated by 28 February 2026. |
| 19 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 6 February 2026. User then maintained the balance for a period of 30 days, until 7 March 2026. User had a balance of RM5,033.96 Versa Save Shariah Compliant on 7 March 2026 and then cashed out all the balance on the same day. | User is not eligible for the 3.7%* p.a. fixed Welcome Promo Rate because the user cashed out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |
| 20 | User created a Versa account on 1 February 2026 and cashed in RM5,000 fresh funds into Versa Save Shariah Compliant on the same day. Their account got approved by 6 February 2026. User then maintained the balance for a period of 30 days, until 7 March 2026. User had a balance of RM5,033.96 Versa Save Shariah Compliant on 7 March 2026 and then switched out all the balance to Versa Save Shariah Compliant on the same day. | User is not eligible for the 3.7%* p.a. fixed Welcome Promo Rate because user switched out more than the initial cash in amount during the eligibility period, hence all the previous daily prorated reward will be voided. |