It’s the perfect time to boost your retirement savings! 🎉
With Versa’s Last Call: PRS Bonus Quest, you’ll get rewarded when you cash in at least RM3,000 into any Versa Retirement offerings before the year ends.
Whether you’re an existing Versa user or just starting your journey, we’ve got something special for you.
🏦 What is Private Retirement Scheme (PRS)?
The Private Retirement Scheme (PRS) is a voluntary long-term savings and investment scheme designed to help you grow your retirement fund.
The best part? You can enjoy up to RM3,000 tax relief every year (until 2030) when you contribute.
This year, we’re making it even better with extra rewards from Versa — on top of your tax savings.
🚀 Ready to join the PRS Bonus Quest?
First, choose your user type:
- New User → Download and create a Versa account on/after 1 October 2025
- Existing User → Download and create a Versa account before 1 October 2025
Click the toggle below to see how you can earn extra rewards ⬇️
🔹 For New Users
How to earn rewards through this Last Call: PRS Bonus Quest:
Step 1: Download and complete your Versa account onboarding (on/after 1 October 2025).
Step 2: Cash in and accumulate to RM3,000 into any Versa Retirement offering by 23 December 2025.
🎁 Reward 1: RM50 Versa Save reward will be credited in January 2026 into whichever offering (Versa Cash or Versa Cash-i) has the higher balance.
⬇️ Step 2 unlocks the +0.2% p.a. Versa Save booster reward
Step 3: Cash in and accumulate a minimum total of RM2,000 fresh funds into Versa Save (Versa Cash or Versa Cash-i) by 31 January 2026
🎁 Reward 2: Enjoy an extra +0.2% p.a. booster in Versa Save (on up to RM50,000) from the day you complete Step 2, prorated daily as long as your fresh funds balance is RM2,000 or more (as reflected in your fund balance), until 31 January 2026.
🔹 Booster will be credited monthly into whichever offering (Versa Cash or Versa Cash-i) has the higher balance.
🔹 The final month’s booster (January 2026) will be credited in February 2026.
🔹 Auto-debit and smaller cash-ins that add up to RM3,000 into any Versa Retirement offering or RM2,000 into any Versa Save offering also count.
**Last Call: PRS Bonus Quest rewards are limited to the first 20,000 users only. Users who join after that will enjoy the base nett rate of Versa Save and will not receive the RM50 Versa Save bonus.
🔑 Already with Versa?
Step 1: Join the Last Call: PRS Bonus Quest. Ensure you click ‘Join Now’
Step 2: Reach a total of RM3,000 cash-ins in any PRS offering in Versa Retirement this year between 1 October 2025 and by 23 December 2025.
🎁 Reward: RM50 Versa Save reward will be credited in January 2026 into whichever offering (Versa Cash or Versa Cash-i) has the higher balance.
🔹 Auto-debit and smaller cash-ins that add up to RM3,000 into any Versa Retirement offering also count.
**Last Call: PRS Bonus Quest rewards are limited to the first 20,000 users only. Users who join after that will enjoy the base nett rate of Versa Save and will not receive the RM50 Versa Save bonus.
Exclusion: Existing Versa users with cash ins of RM3,000 or more in Versa Retirement offerings prior to 1 October 2025 are not eligible to participate in the Last Call: PRS Bonus Quest.
Quick Comparison
| User Type | Action | Reward |
| New User (User who creates an account on/after 1 October 2025 and by 23 December 2025) | Cash in RM3,000 into any Versa Retirement offering by 23 December 2025 | RM50 Versa Save bonus |
| Cash in additional RM2,000 into any Versa Save offering by 31 December 2025 | +0.2% p.a. booster in Versa Save | |
| Existing User (User who has an account before 1 October 2025) | Cash in amount for Versa Retirement offering hits a total of RM3,000 between 1 October and by 23 December 2025 | RM50 Versa Save bonus |
Eligible Versa Offerings*
Below are the only eligible Versa Retirement offerings you can cash in to earn your RM50 PRS Bonus:
✅ PRS Conservative
✅ PRS Conservative-i
✅ PRS Moderate
✅ PRS Moderate-i
✅ PRS Growth
✅ PRS Growth-i
Click here to view the scenario-based examples for this Campaign.
*All campaigns are subject to Versa’s Platform Terms and Conditions.
Frequently Asked Questions
🔑 Existing Users
1. Do I need to click “Join Now” to participate?
Yes. You must click Join Now in the Quest page to be eligible for the reward.
2. I already cashed in RM3,000 into PRS earlier this year (2025). Am I still eligible?
This Quest is only available for users who have not yet cashed in RM3,000 into PRS this year. If you’ve already done so, you won’t see this Quest in your app — but rest assured, you’ve already secured your 2025 PRS tax relief.
3. I’m on the PRS Auto Debit Plan but haven’t reached RM3,000 in my Versa Retirement offering yet. What should I do?
You’re on the right track! Don’t stop your Auto Debit plan — every cash in brings you closer to your RM3,000 goal. If your Auto Debit alone won’t reach RM3,000 during the campaign period, simply top up the difference anytime to qualify. We’ll also send you reminders so you won’t miss out.
4. Do I need to maintain the RM3,000 balance until year-end?
Yes. You must maintain your balance in your PRS until 31 December 2025 to be eligible.
5. When will I receive my RM50 reward?
Your RM50 Versa Save reward will be credited in January 2026 to whichever offering with the higher balance (Versa Cash or Versa Cash-i). If both are equal, it will go to Versa Cash-i by default.
6. If I cash in another RM2,000 into Versa Save, will I be entitled to the +0.2% p.a. booster reward?
The +0.2% p.a. booster reward is specially for new users. As an existing user, your reward is the RM50 Bonus when you cash in RM3,000 into any Versa Retirement offering during the Campaign Period.
👤 New Users
1. Do I need to click “Join Now” to participate?
No. Your rewards are tracked automatically after you create and verify your Versa account.
2. What rewards can I earn as a New User?
Cash in RM3,000 into any Versa Retirement offering → 🎁 RM50 Versa Save reward (credited January 2026).
Then, cash in RM2,000 into Versa Save → 🎁 +0.2% p.a. booster in Versa Save (credited monthly, on up to RM50,000).
3. Where will my +0.2% p.a. booster be credited?
It will be credited monthly into whichever offering (Versa Cash or Versa Cash-i) has the higher balance.
4. Do I need to complete cashing into any Versa Retirement offering before I can do the cash into any Versa Save offering?
Yes. You must first complete the RM3,000 Versa Retirement cash-in to enjoy the RM50 Versa Save reward and to unlock the cash in RM2,000 into Versa Save step to enjoy additional 0.2% p.a. Versa Save booster.
5. I already joined the 4.0% p.a. Welcome Quest with RM2,000 in Versa Cash. Do I still qualify for the +0.2% p.a. Versa Save booster?
Yes, but you’ll need to top up an additional RM2,000 fresh funds into any Versa Save offering (after cashing in RM3,000 into any Versa Retirement offering) to qualify.
6. I already joined the 3.7% p.a. Welcome Quest with RM1,000 in Versa Cash-i. Do I still qualify for the +0.2% p.a. Versa Save booster?
Yes, but you’ll need to top up an additional RM2,000 fresh funds into any Versa Save offering (after cashing in RM3,000 into any Versa Retirement offering) to qualify.
7. What Versa Save amount is my +0.2% p.a. booster reward calculated on?
The +0.2% p.a. booster reward will be credited monthly into your Versa Save balance (Versa Cash or Versa Cash-i, whichever has the higher balance) after you have cashed in RM3,000 into any Versa Retirement offering and RM2,000 into any Versa Save offering (Versa Cash or Versa Cash-i).
The reward applies to fresh funds in Versa Save, from a minimum of RM2,000 up to RM50,000.
8. When will I receive my rewards?
RM50 Versa Save reward → January 2026
+0.2% p.a. Versa Save booster → Monthly, after both steps are completed
Join the Last Call: PRS Bonus Quest today!
Should you have any questions, please do not hesitate to reach out to us here. 💬