Finding the right balance for your money can be tricky. You want your savings to grow faster than inflation, but you might not be ready for the “rollercoaster” ride of a pure equity portfolio. 🎢
If you’re looking for a middle ground, Versa Malaysia Moderate can be your answer. Also known as the AHAM Select Balanced Fund, this mixed asset strategy is designed for pragmatic Malaysians who want to capture the growth of the stock market, while enjoying the steady returns of fixed income. 🛡️📈
It’s the ideal upgrade for those who want a diversified, professionally managed portfolio that works hard to deliver both capital growth and regular income over the long term.
🧺 What exactly is in the basket?
Versa Malaysia Moderate doesn’t put all your eggs in one basket. Instead, it spreads your investment across two main pillars to give you the best of both worlds:
- ⚖️ The Income Engine (40% to 60%): A significant portion is invested in Fixed Income securities (Bonds). This provides a stable foundation designed to generate steady, reliable returns.
- 🚀 The Growth Engine (40% to 60%): The other half is invested in Equities (Stocks) to capture long-term capital growth and give your portfolio that extra “boost.”
- 💵 The Buffer: The remaining balance is kept in money market instruments or deposits to provide liquidity and give the fund flexibility to respond to changing market opportunities.
💡 Fun Fact: Did you know?
Investing in this fund gives your portfolio exposure to a balanced mix of Malaysian corporate equities and bonds. According to the Fund’s top holdings as of 31 March 2026, these include:
🏦 Top Bond Exposure
- 🏢 Eco World Perpetual Capital Bhd
- 🏦 Bank Islam Malaysia Bhd
- 🏗️ IJM Treasury Management Sdn Bhd
📈 Top Equity Exposure
- 🏦 AMMB Holdings Bhd (AmBank)
- 🏥 KPJ Healthcare Berhad
- 🏦 Public Bank Bhd
- 🛒 99 Speed Mart Retail Holdings
Source: AHAM Select Balanced Fund Fact Sheet as at 31 March 2026
Note: Holdings are subject to change based on the fund manager’s strategy.
💸 Regular Income Distributions / 📈 Capital Growth
- Versa Malaysia Moderate has a dual mission: to help your money grow and to pay you back along the way.
- The Fund aims to provide you with regular passive income, with distributions typically made on a semi-annual basis (subject to availability of income). In 2025, the fund declared an annual yield of 4.6%. Because of the equity asset allocation equity asset allocation, you also have the potential for your capital to grow meaningfully over the years!
Source: AHAM Select Balanced Fund Fact Sheet as at 31 March 2026.
Past performance is not indicative of future performance. Income distribution subject to availability of income.
📈 The Track Record
Wondering how the Fund has performed historically? Here is a quick look at the numbers as of 31 March 2026:
- 1-Year Annualized Return: 5.9%
- 3-Year Annualized Return: 7.5%
- Annualized Return Since inception (July 2003): 8.0%
Source: AHAM Select Balanced Fund Fact Sheet as at 31 March 2026.
The value of Units may go down as well as up. Past performance is not indicative of future performance. The Fund was constituted on 28 July 2023
⭐ Why Choose Versa Malaysia Moderate?
Think of this fund as the versatile “anchor” for your investment journey. Here are its biggest advantages:
- 🚀 A step beyond Versa Save: It moves your money into a more sophisticated mix of bonds and stocks for better long-term potential.
- ⚖️ Lower Volatility: By balancing stocks with bonds, it is designed for a less volatile journey compared to pure equity funds.
- 💸 Built for Passive Income: The primary goal is to provide regular distributions to you twice a year!
- 🧠 Licensed Expertise: Your money is managed professionally by fund managers at AHAM Capital, who use top-down and bottom-up research to find the best opportunities.
🚀 Why invest through Versa?
- 💰 0%* Sales Charge
- 📱 Fully Online via the Versa App
- 🚫 No Brokerage Fees
* Investors should be aware of other fees including management fees and other charges that may apply. For further details on all fees and expenses, refer to the Fund’s prospectus.
WARNING STATEMENT
A copy of the Prospectus and Product Highlights Sheet (“PHS”) can be obtained at AHAM Asset Management’s (“AHAM Capital”) sales offices or at www.aham.com.my. Investors are advised to read and understand the contents of the AHAM Select Opportunity Fund Prospectus dated 30 December 2022, First Supplemental Prospectus dated 7 April 2023 and the corresponding PHS before investing. There are fees and charges involved when investing in the Fund. Investors are advised to consider and compare the fees and charges as well as the risks carefully before investing. Investors should make their own assessment of the risks involved in investing and should seek professional advice, where necessary. The price of units and distribution payable, if any, may go down as well as up and past performance of the fund should not be taken as indicative of its future performance. The Securities Commission Malaysia has not reviewed this marketing/promotional material and takes no responsibility for the contents of this marketing/promotional material and expressly disclaims all liability, however arising from this marketing/promotional material.