AHAM Capital x Versa PRS Lucky Draw (“Campaign”) –
Terms and Conditions
From 30 April 2025 to 30 May 2025

AHAM Capital x Versa PRS Lucky Draw (“Campaign”) is organised by Versa Asia Sdn Bhd (“Versa”) in collaboration with AHAM Asset Management Berhad (“AHAM Capital”), subject to the terms and conditions herein (“Terms and Conditions”). 

NB: For further information on the other ongoing campaigns organised by Versa , please visit this page: [https://versa.com.my/stack-and-earn-more-more-than-9-pa-nett-returns-with-versa-quests/].

1.0 Eligibility:

1.1 This Campaign is open to all existing employees of AHAM Capital (defined below) during the Campaign Period, holding a Malaysian citizenship and aged eighteen (18) and above as at the commencement of the Campaign Period (as defined below) (“Users” or individually “User”), subject to the Terms and Conditions herein.

1.1 AHAM Capital employees are individuals who are existing employees or have been employed during the Campaign Period under contract of service, either on a contract basis or permanent basis in any of the following entities:

1.1.1 AHAM Asset Management Berhad;
1.1.2 Aiiman Asset Management Sdn Bhd;
1.1.3 Bintang Capital Partners Bhd; and 
1.1.4 AccelVantage Academy Sdn Bhd

1.2 In the event that a User is found or suspected to have committed any fraudulent, unlawful, prejudicial and/or wrongful acts in relation to this Campaign or to the financial product(s) by AHAM Capital and/or Versa, or has breached any of the Terms and Conditions herein, or is subject to any bankruptcy proceedings, or has been declared bankrupt, at any point of time prior, during or after the Campaign Period (as defined below), Versa has the right at its sole and absolute discretion to disqualify the said User and/or to decline to distribution of the Campaign Prizes or where the Campaign Prizes has already been granted or distributed, to immediately cancel, withdraw and/or recall the prizes granted or distributed to the User pursuant to this Campaign. Users hereby agree and undertake to fully indemnify Versa for the value and costs of such incentives, damages and/or losses (if any) arising therefrom. Versa shall have the further right to initiate any action it deems necessary against the defaulting Users mentioned herein.

2.0 Campaign Period and Details:

2.1 The Campaign will commence on 30 April 2025, 00:01:hr (Malaysian time) and end on 30 May 2025, 23:59hr (Malaysian time) (“Campaign Period”).

2.2 Versa reserves its absolute right and discretion to vary or amend the Campaign Period at any time in accordance with Clause 5.4(d) below.

3.0 Campaign Mechanics and Conditions

3.1 To participate in the Campaign:
a) For non Versa users:
i) User must be an AHAM Capital’s employee;
ii) User must download the Versa app using referral code “VERSAXAHAMCAPITAL” during the Campaign Period; 
iii) User must within the Campaign Period successfully cash in a Fresh Fund with minimum of RM3,000 in a single transaction into PRS fund(s) via Versa app;
iv) User must fill in the requested details in the prescribed Google Form and submit the form within the Campaign Period. 

b) For existing Versa users, the User must during the Campaign Period
i) User must be an AHAM Capital’s employee;
ii) User must within the Campaign Period successfully cash in a minimum of RM3,000 in a single transaction into PRS fund(s) via Versa app; and
iii) User must fill in the requested details in the prescribed Google Form and submit the form within the Campaign Period. 

3.2 User(s) who deposit in accordance with Clause 3.1 above during the Campaign Period will earn a maximum of one (1) entry in the Campaign and be eligible for a chance to win the Campaign Prizes. The selection of winners will be done using a randomised system after the end of the Campaign Period and in accordance with Clause 4 below.

3.3 Users who fulfilled the Campaign Mechanics in Clause 3.1 above but thereafter requested for a refund of their invested funds during the cooling-off period will be automatically disqualified from the Campaign.   

3.4 For the purposes of this Campaign:

3.4.1 PRS funds via Versa refers to the following funds on Versa app – PRS Conservative, PRS Moderate, PRS Growth, PRS Conservative-i, PRS Moderate-i and PRS Growth-i, as the case may be;

3.4.2 “Fresh Fund” means additional funds that do not originate or are not transferred from any of the User’s existing Versa account(s);

3.4.3 Users who are newly onboarded with Versa during the Campaign Period will be subject to verifications including e-KYC assessment. All account creations are subject to the terms and conditions of Versa, available at https://versa.com.my/terms-and-conditions/;

3.4.4 Users must ensure that all Fresh Fund cash-ins are successfully processed, completed, invested and reflected in the user’s Versa app balance by 30 May 2025;

3.4.5 Users are only eligible to make full withdrawals of PRS funds via Versa upon reaching the age of 55. Any earlier withdrawal can be made after one (1) year of subscription and may be subject to 8% tax by the Inland Revenue Board of Malaysia.

4.0 Campaign Prizes:

4.1 Subject to the Terms and Conditions herein, Users who successfully fulfilled the Campaign Mechanics and Conditions stated in Clause 3 above will be eligible to participate in the Campaign and stand a chance to win the following Campaign Prizes:

Number of Winners	Campaign Prizes
1x Winner	Labubu Zimomo Angel in Clouds Figure
15x Winners	Labubu Tasty Macaron Vinyl Face Blind Box

4.2 Winners will be determined at the end of the Campaign Period and will receive the prize within 60 working days from the end of the Campaign Period. Each participating User(s) will only be eligible to win one (1) Campaign Prize.

4.3 All shortlisted User(s) will be announced or contacted by AHAM Capital, to qualify them as a winner of the Campaign Prize. 

4.4 AHAM Capital will make a maximum of 2 attempts to contact the shortlisted User(s) for verification. In the event that AHAM Capital is unable to contact the User(s) after 3 attempts for any reason whatsoever, Versa reserves the right to select the next User(s) where the same process of selecting the winner will be repeated until a winner is identified.

4.5 Users who are not contacted by AHAM Capital by 30 June 2025 shall be deemed to not have won the lucky draw. 

4.6 The Campaign Prizes will be delivered to the winning users by AHAM Capital. Versa shall not be made liable for any loss or damage of the Campaign Prizes by reason of failure in receiving the Campaign Prizes, whether or not such failure is attributed to User(s)’ conduct (or lack thereof) and/or issues related to delivery of the Campaign Prizes. 

4.7 New users who successfully cash-in a minimum of RM100 will receive an additional RM10 into the fund that they made their first cash-in. All users of Versa are also encouraged to check Versa’s other ongoing campaigns for a chance to boost the investment returns https://versa.com.my/stack-and-earn-more-more-than-9-pa-nett-returns-with-versa-quests/. 

4.8 In the event of a delay in the administration of the Campaign Prizes, Versa and/or AHAM Capital will communicate with the winning User(s) via email, or app inbox message, or phone call or any other means deemed suitable.

4.9 All winners shall accept the Campaign Prizes on an “as is” basis. 

4.9.1 Versa does not provide any warranty in any way whatsoever in respect of the Prize(s) including, without limitation, the usability, authenticity, quality, suitability, and/or merchantability of the Campaign Prizes. Versa is not obligated to undertake any actions to establish the usability, authenticity, quality, suitability, and/or merchantability of the Campaign Prizes.

4.10 For the avoidance of doubt, the Campaign Prizes are not exchangeable with any other forms of credit or benefit-in-kind or any cash alternatives and are strictly and exclusively rewarded to winning Users and cannot be redeemed, assigned or transferred to any third party. 

4.11 Versa’s decision relating to the Campaign Prizes shall be final, conclusive, and binding on participating Users. 

5.0 Miscellaneous:

5.1 All cash-in made by Users via any third-party account will not be eligible for this Campaign and all Campaign Prizes given (if any) will be forfeited. A third-party account includes any corporate bank accounts, joint accounts and other accounts that are not in the sole name of the Users himself/herself.

5.2 The Users’ account must be active when the Campaign Prizes is distributed. Versa reserves the right to decline the Campaign Prizes and/or to cancel, void and/or forfeit the Campaign Prizes notwithstanding the same has been distributed, in the event the User’s Versa account becomes dormant or inactive.

5.3 Without limiting the generality of any provisions of the Terms and Conditions herein, by participating in this Campaign, Users expressly agree:
a) that Users have read, understood, fully and unconditionally agree and accept all the Terms and Conditions herein;

b) that Users have reviewed the terms and conditions, prospectus, information memorandum, disclosure document, deed and such other documents related to the fund(s) that Users are investing in through Versa application (Versa Save, Versa Invest or Versa Retirement, as the case may be) and takes any associated risks arising from such investment;
c) that the decisions of Versa on all matters relating to or in connection with this Campaign (including but not limited to any dispute arising therefrom) are final, conclusive and binding on the Users. No queries, appeals, disputes, or correspondences will be entertained by Versa;
d) agree to access Versa’s official website at https://versa.com.my/ on a regular basis to view the Terms and Conditions of this Campaign and ensure to be kept up-to-date on the latest Terms and Conditions of this Campaign. Users shall seek clarifications from Versa should any of the Terms and Conditions be not fully understood;
e) that Users are liable and shall personally bear all applicable taxes, rates, governments fees or any other changes that may be levied against the Users under the applicable laws, if any, in relation to their participation in this Campaign;
f) that Versa shall not be held responsible or liable for loss of profit, loss of revenue, loss of opportunity, consequential losses, and expenses of whatsoever nature suffered or incurred by the Users and/or any other third party resulting from, or arising out of, or in connection with this Campaign or the Campaign Prizes awarded under this Campaign, whether directly or indirectly; and
g) that Users shall hold harmless, defend and fully indemnify Versa from and against all losses, damages, liabilities, expenses (including reasonable legal costs and expenses), and all third-party actions, proceedings, claims, demands, costs, awards and damages, resulting from or arising out of or in connection with the Users’ own acts or omissions in relation to this Campaign, whether directly or indirectly.

5.4 Versa further reserves the right:
a) to make further verifications of Users and request for further personal identification details and/or documents of Users;
b) without prejudice to other rights and remedies of Versa and/or AHAM Capital, to disqualify or withdraw the Users’ eligibility for the Campaign Prizes at any time, including after the Campaign Prizes has been awarded to the Users, should there be any non-compliance by the Users’ with the Terms and Conditions herein and/or should the Users be found or suspected to have otherwise attempted to gain any unfair advantage(s) against Versa and/or AHAM Capital;
c) to amend, vary, modify, add and/or delete any of the Terms and Conditions herein (including but not limited to the Campaign Period and Campaign Prizes) from time to time, in its sole and absolute discretion, as shall be notified by Versa on its official website at https://versa.com.my/, which shall be taken as good notice. The latest Terms and Conditions can be found on Versa’s official website as aforementioned. Users’ continued participation in this Campaign following any such amendment, variation, modification, addition and/or deletion shall constitute unconditional acknowledgement, understanding, agreement, and unqualified acceptance of the same in respect of the latest Terms and Conditions; and
d) to cancel, shorten, extend, suspend or terminate this Campaign, in whole or in part, at any time, as shall be notified by Versa and/or AHAM Capital on its official website at https://versa.com.my/ or via any other manner. For the avoidance of doubt, any cancellation, shortening, suspension or termination of the Campaign shall not entitle the Users or any other persons to any claim or compensation whatsoever against Versa for any losses or damages (including but not limited to any losses of accrued Campaign Prizes) howsoever suffered or incurred as a direct or indirect result of such act of cancellation, shortening, suspension or termination, whether or not Versa has been advised of the possibility of such losses or damages.

5.5 To the fullest extent permitted in laws, Versa and AHAM Capital hereby expressly disclaims and excludes any and all representations, warranties or endorsements, whether express or implied, oral or written, including but not limited to those contained or published in any brochures, posters or other promotional or marketing materials, media press and social media.

5.6 Versa shall not be responsible or held liable in respect of any technical glitches or failures of any kind whatsoever, intervention, interruption and/or electronic or human errors in (a) the administration and/or processing the relevant transactions; (b) the implementation of this Campaign; and/or (c) the determination of the Users’ eligibility for the Campaign Prizes.

5.7 Versa shall not be responsible or held liable for any default of its obligations in relation to this Campaign due to any force majeure events which include but not limited to acts of God, insurrection or civil disorders, acts of war, strikes, riots, lockdowns, pandemic, epidemic, movement control order, fire, flood, storm, drought, change of law and/or regulation, cyber-attack, digital hack, intervention or security breach by unauthorised parties, technical failures of any kind, and other events and/or circumstances of whatsoever nature beyond the reasonable control of Versa.

5.8 The Terms and Conditions herein shall be governed by and construed in accordance with the laws of Malaysia, and shall prevail over anything contained or published in but not limited to any brochures, posters or other promotional or marketing materials, media press and social media.

5.9 In the event of ambiguity (if any) of any of the clauses herein, Versa’s version and/or interpretation shall be adopted for the purpose of implementation of the Terms and Conditions herein and as to any other ancillary matters relating to this Campaign.

6.0 Personal Data:

6.1 By participating in this Campaign, Users warrant that all respective information, details and statements are true, correct, accurate and complete at all material times.

6.2 By participating in this Campaign, Users are deemed to have freely and voluntarily agreed and consented to the collection, processing, use, disclosure and retention by Versa of their respective personal data in the manner as set out in the Personal Data Notice given at https://versa.com.my/privacy-notice.

Revised on 7 May 2025