Are you ready for a Quest (or two)? Set forth with us to unlock and stack more returns in your Versa Save with our latest feature – Versa Quests!
There are 7 available Quests for you to earn 7%* p.a. or more nett returns from:
- [FULLY REDEEMED] “Perks of Dollar-Cost Averaging” Quest
- [FULLY REDEEMED] Learn Compound Interest Quest
- [NEW] 5K Save Quest
- [NEW] 5K Invest Quest
- Save Booster Quest
- Invest Booster Quest
- Retirement Booster Quest
- Versama-sama Quest
By completing any of these Quests, you’ll be eligible to stack and earn 7%* or MORE nett returns in Versa Save!
Note: Each Quest is refreshed at the start of each month. To continue earning stacked returns, be sure to complete the Quests every month!
Here’s how you could mix, match and stack with each Quest:
*T&Cs apply.
How does each Quest work? Tap any of the below to find out more!
[Fully redeemed!] “Perks of Dollar-Cost Averaging” Quest
Readers unite! Here at Versa, you you can earn extra returns simply by reading our latest articles!
The second article for the month of October 2024 is about dollar-cost averaging and can be found under the “Perks of Dollar-Cost Averaging” Quest!
P.S.: This Quest is limited to the first 1,000 users only. So, be quick! Read, learn and earn!
Quest Period | Quest Name | Nett rewards | Nett reward applies to |
---|---|---|---|
1 October – 31 October 2024 | Learn Compound Interest Quest | 0.1% p.a. | First RM10,000 available balance in ONE of your Versa Save funds (Versa Cash or Versa Cash-i) |
7 October – 31 October 2024 | Perks of Dollar-Cost Averaging | 0.1% p.a. | First RM10,000 available balance in ONE of your Versa Save funds (Versa Cash or Versa Cash-i) |
Week 3 of October 2024 | Coming soon! | ||
Week 4 of October 2024 | Coming soon! |
How to stack returns with “Perks of Dollar-Cost Averaging” Quest:
• Step 1: On the app homepage, go to ‘Quests’.
• Step 2: Open the “Perks of Dollar-Cost Averaging” Quest article.
• Step 3: Read through the article and gain new knowledge.
• Step 4: Tap ‘Complete Reading’ to complete it and watch your savings grow!
Click here to view T&Cs for “Perks of Dollar-Cost Averaging” Quest.
[Fully redeemed!] Learn Compound Interest Quest
Do you like reading? Good news, now you can earn extra returns simply by reading our latest articles!
First article for the month of October 2024 is about compound interest and can be found under the “Learn Compound Interest Quest”!
And yes, there’ll be more coming soon! So keep an eye out 👀
However, these Quests are limited to the first 1,000 users only. So, first-come, first-served!
Quest Period | Quest Name | Nett rewards | Nett reward applies to |
---|---|---|---|
1 October – 31 October 2024 | Learn Compound Interest Quest | 0.1% p.a. | First RM10,000 available balance in ONE of your Versa Save funds (Versa Cash or Versa Cash-i) |
Week 2 of October 2024 | Coming soon! | ||
Week 3 of October 2024 | Coming soon! | ||
Week 4 of October 2024 | Coming soon! |
How to stack returns with Learn Compound Interest Quest:
• Step 1: On the app homepage, go to ‘Quests’.
• Step 2: Open the “Learn Compound Interest Quest” article.
• Step 3: Read through the article and gain new knowledge.
• Step 4: Tap ‘Done Reading’ to complete it and watch your savings grow!
[NEW!] 5K Save Quest
Cash in, grow your emergency savings and be comfier with a thiccer savings balance!
Earn +0.5% p.a. nett returns when you successfully cash in a min. of RM5,000 of fresh funds into any Versa Save funds.
Quest Period:
23 September 2024 – 31 October 2024
How to stack returns with 5K Save Quest:
• Step 1: Cash in a min. of RM5,000 into any Versa Save funds.
• Step 2: Earn +0.5% p.a. nett returns in Versa Cash or Versa Cash-i!
Below are the only eligible Versa Save funds you can cash into to earn +0.5% p.a. nett returns in Versa Cash or Versa Cash-i via our 5K Save Quest:
✅ Versa Cash
✅ Versa Cash-i
Note: The maximum returns you can earn from the 5K Save Quest is 0.5% p.a nett returns. Subsequent cash-ins of min. RM5,000 into any Versa Save funds do not make you eligible for more than 0.5% p.a. nett returns.
By cashing in a min. of RM5,000 into any Versa Save funds this month, you’ll be able to stack an extra 0.5% p.a. nett returns on top of the monthly base nett return rate (up to RM10,000 available balance).
[NEW!] 5K Invest Quest
Cash in, invest your wealth in potentially higher investment returns and grow your Versa Save too!
Earn +1.5% p.a. nett returns when you successfully cash in a min. of RM5,000 of fresh funds into any Versa Invest funds.
Quest Period:
23 September 2024 – 31 October 2024
How to stack returns with 5K Invest Quest:
• Step 1: Cash in a min. of RM5,000 into any Versa Invest funds.
• Step 2: Earn +1.5% p.a. nett returns in Versa Cash or Versa Cash-i!
Below are the only eligible Versa Invest funds you can cash into to earn +1.5% p.a. nett returns in Versa Cash or Versa Cash-i via our 5K Invest Quest:
✅ Versa Global-i
✅ Versa SGD
✅ Versa Growth
✅ Versa Growth-i
✅ Versa Moderate
✅ Versa Moderate-i
✅ Versa REITs
✅ Versa Gold
✅ Versa Japan
Note: The maximum returns you can earn from the 5K Invest Quest is 1.5% p.a nett returns. Subsequent cash-ins of min. RM5,000 into any Versa Invest funds do not make you eligible for more than 1.5% p.a. nett returns.
By cashing in a min. of RM5,000 into any Versa Invest funds this month, you’ll be able to stack an extra 1.5% p.a. nett returns on top of the monthly base nett return rate (up to RM10,000 available balance).
Save Booster Quest
Grow your savings consistently and earn rewards while you’re at it when you cash in regularly with our auto debit feature!
Be it your emergency fund, your future home’s downpayment or your master’s degree, Versa Save funds can help you grow them!
Quest Period: 28 August 2024 – 31 December 2024
How to stack returns with Save Booster Quest:
• Step 1: Maintain a minimum of RM1,000 in Versa Cash or Cash-i.
• Step 2: Set up min. RM300 / RM600 auto debit into any Versa Save funds.
• Step 3: Earn +0.3% or +0.6% p.a. nett returns in Versa Cash or Versa Cash-i!
Below are the only eligible Versa Save funds you can auto debit into to earn +0.3% or +0.6% p.a. nett returns in Versa Cash or Versa Cash-i via our Save Booster Quest:
✅ Versa Cash
✅ Versa Cash-i
To complete this Quest, choose between auto debiting a min. of RM300 per month or a min. of RM600 per month!
Invest Booster Quest
Earn rewards when you’re steadily investing every month aka cashing in regularly with our auto debit feature!
Explore the world of investment with Versa Invest funds which are skillfully managed by AHAM Asset Management Berhad today.
Quest Period: 9 April 2024 – 31 December 2024
How to stack returns with Invest Booster Quest:
• Step 1: Maintain a minimum of RM1,000 in Versa Cash or Cash-i.
• Step 2: Set up min. RM200 / RM500 / RM1,000 auto debit into any Versa Invest funds (except Versa Gold).
• Step 3: Earn +1% p.a. nett returns in Versa Cash or Versa Cash-i!
Below are the only eligible Versa Invest funds you can auto debit into to earn +1% p.a. nett returns in Versa Cash or Versa Cash-i via our Money Booster Quest – Investment:
✅ Versa Global-i
✅ Versa SGD
✅ Versa Growth
✅ Versa Growth-i
✅ Versa Moderate
✅ Versa Moderate-i
✅ Versa REITs
✅ Versa Japan
To complete this Quest, choose between auto debiting a min. of RM200, RM500 or RM1,000 per month!
The Invest Booster Quest supersedes the Money Booster Campaign which began in May 2024. Existing auto-debit users for Versa Invest (except Versa Gold) are automatically eligible for +1% p.a. nett returns in Versa Cash or Versa Cash-i, as long as the auto-debit transactions are successful.
Retirement Booster Quest
Dreaming of your retirement era and don’t want to work until you’re 55 or 60? Say less and kickstart your retirement fund with us!
While you’re at it, earn +1% p.a. nett returns in Versa Cash or Versa Cash-i when you automate your monthly investments using our auto debit feature into funding your comfortable retirement!
Quest Period: 3 July 2024 – 31 December 2024
How to stack returns with Retirement Booster Quest:
• Step 1: Maintain a minimum of RM1,000 in Versa Cash or Cash-i.
• Step 2: Set up min. RM250 auto debit into any PRS funds via Versa.
• Step 3: Earn +1%* p.a. nett returns in Versa Cash or Versa Cash-i!
All PRS funds via Versa are eligible for you to set up auto debit for you to earn +1%* p.a. nett returns in Versa Cash or Versa Cash-i via our Retirement Booster Quest:
✅ PRS Growth
✅ PRS Growth-i
✅ PRS Moderate
✅ PRS Moderate-i
✅ PRS Conservative
✅ PRS Conservative-i
To complete this Quest, you will need to auto-debit a min. of RM250 per month:
Versama-sama Quest
Want to be dubbed “best friend” or be that friend with benefits?
Refer a friend (or family) with your unique Versa referral code to earn +0.5% p.a. nett returns for each successful referral!
Quest Period: 3 July 2024 – 31 December 2024
How to stack returns with Versama-sama Quest:
• Step 1: Find friends.
• Step 2: Tell them how great Versa is.
• Step 3: Share your unique referral code or link to them.
• Step 4: Ensure that your friends create a new and verified account with Versa using your unique referral code or link.
• Step 5: Earn +0.5% p.a. nett returns in Versa Cash or Versa Cash-i!
Below is what we mean by “successful referral (Referee)” in order for you to earn +0.5% p.a. nett returns in Versa Cash or Versa Cash-i via this Versama-sama Referral Quest:
✅ Referee signs up with your unique referral code/ link
✅ Referee creates and verifies an account with Versa
✅ Referee makes their first cash-in of min. RM100 into any funds on Versa
✅ Referee’s cash-in is reflected on their app
Each month, you can refer a maximum of 20 friends and earn up to 10% p.a. nett returns in your Versa Cash or Versa Cash-i (for your first RM10,000 available balance)!
The more you refer, the more returns you can earn every month!
Here’s how much nett returns you can earn every month just from successfully referring friends:
Note: Each month, the Versama-sama Referral Quest reward will reset to 0%. To continue earning +0.5% p.a. nett returns or more, find friends and start referring them to Versa successfully!
Frequently Asked Questions
1. [Learn Compound Interest Quest / “Perks of Dollar-Cost Averaging” Quest]
How is completion for these Quests measured?
Completion is measured after you hit the “Complete Reading” button.
2. [Learn Compound Interest Quest / “Perks of Dollar-Cost Averaging” Quest]
Is there a time limit to complete any of these Quests?
Quests are on a first-come, first-served basis, so don’t procrastinate!
3. [Learn Compound Interest Quest / “Perks of Dollar-Cost Averaging” Quest]
Why can’t I participate in certain Quests?
Oops, sometimes our Quests are too popular for their own good! New Quests are launched each month, so there’s always something for everyone!
4. [Learn Compound Interest Quest / “Perks of Dollar-Cost Averaging” Quest]
Will there be more article Quests coming up soon?
Yes, stay tuned to our push notifications and newsletters to be the first to know when new Quests are launched!
5. [Save / Invest / Retirement Booster Quest]
Can I manually cash in to Versa Save, Versa Invest or PRS funds via Versa every month instead?
No, manual cash-ins to Versa Save, Versa Invest or PRS funds via Versa do not make you eligible to enjoy the promotional returns into Versa Cash or Versa Cash-i.
6. [Invest / Retirement Booster Quest]
Can I set up an auto debit plan for Versa Cash or Versa Cash-i instead?
No, the promotional +1% p.a. returns into Versa Cash or Versa Cash-i is only applicable when you set up an auto debit plan of:
• min. RM200 or RM500 into any Versa Invest funds (except Versa Gold)
• or min. RM250 into any PRS funds via Versa.
If you would like to set up an auto debit plan into Versa Save, you may set up an auto debit plan of:
• min. RM300 into any Versa Save funds to earn +0.3% p.a. nett in Versa Save
• min. RM600 into any Versa Save funds to earn +0.6% p.a. nett in Versa Save
7. [Save Booster Quest]
Can I set up more than 1 auto debit plan into Versa Save?
Yes, you can set up more than 1 auto debit into Versa Save.
As long as the total auto debit amount is between RM300 and RM599.99, you could be eligible to enjoy our promotional +0.3% p.a. returns into Versa Cash or Versa Cash-i.
If your total auto debit amount is a minimum of RM600, you could be eligible to enjoy our promotional +0.6% p.a. returns into Versa Cash or Versa Cash-i.
8. [Invest Booster Quest]
Can I set up more than 1 auto debit plan into Versa Invest?
Yes, you can set up more than 1 auto debit into Versa Invest (except Versa Gold).
As long as the total auto debit amount is a minimum of RM200 or RM500, you could be eligible to enjoy our promotional +1% p.a. returns into Versa Cash or Versa Cash-i.
9. [Retirement Booster Quest]
Can I set up more than 1 auto debit plan into PRS funds via Versa?
Yes, you can set up more than 1 auto debit into Versa Retirement.
As long as the total auto debit amount is a minimum of RM250, you could be eligible to enjoy our promotional +1% p.a. returns into Versa Cash or Versa Cash-i.
10. [Save / Invest / Retirement Booster Quest]
Is there a cut-off time for setting up my auto debit plans?
Yes, check out our table below on the cut-off dates. We encourage you to set it up by the cut-off time of every month to ensure your eligibility for our promotional +1% p.a. returns.
11. [Save / Invest / Retirement Booster Quest]
What happens when my bank account balance is less than the amount set in my Auto Debit plan?
All Auto Debit transactions will automatically fail, and hence for that month, you will not be eligible for the +1% p.a. nett booster rate. Therefore, we encourage you to ensure that your bank account balance is higher than the total amount of your auto debit plan.
12. [Save / Invest / Retirement Booster Quest]
What happens if the name on my Versa account doesn’t match the name on my bank account?
All Auto Debit transactions will automatically fail, and hence for that month, you will not be eligible for the +1% p.a. nett booster rate. Therefore, we encourage you to ensure that you use a bank account registered to your name to sign up for Versa’s auto debit.
13. [5K Save Quest]
Can I earn more than +0.5% p.a. nett returns if I cash in multiples of RM5,000 into Versa Save funds?
No, you can only earn +0.5% p.a. nett returns with the 5K Save Quest. This Quest requires you to cash in ONCE with a min. of RM5,000 in a single transaction into any Versa Save funds to be eligible for the reward.
14. [5K Invest Quest]
Can I earn more than +1.5% p.a. nett returns if I cash in multiples of RM5,000 into Versa Invest funds?
No, you can only earn +1.5% p.a. nett returns with the 5K Invest Quest. This Quest requires you to cash in ONCE with a min. of RM5,000 in a single transaction into any Versa Invest funds to be eligible for the reward.
15. [Versama-sama Quest]
Can I earn more than +0.5% p.a. nett returns if I refer more friends?
Yes, you can enjoy up to +10% p.a. nett returns if you successfully refer 20 users to Versa in a month. Each successfully referred user earns you an additional +0.5% p.a. nett return in your Versa Cash or Versa Cash-i account.
16. Will I automatically enjoy boosted returns in subsequent months after completing the Quest(s) this month?
No, each Quest is refreshed at the start of each month. You must complete the respective Quests every month to continue enjoying boosted returns.
Example 1: Money Booster Quest – Retirement
• July 2024: You had a successful auto debit transaction of RM250 into any PRS funds via Versa in July 2024 ➡️ You are eligible for +1% p.a. nett returns in Versa Save.
• August 2024: You must have a successful auto-debit transaction of min. RM250 into any PRS funds via Versa in August 2024 to be eligible for +1% p.a. nett returns in Versa Save.
Example 2: Versama-sama Quest
• July 2024: You successfully referred 2 friends in July 2024 ➡️ You are eligible for +1% p.a. nett returns in Versa Save.
• August 2024: You must successfully refer 2 NEW friends or family in August 2024 to be eligible for +0.5% p.a. or more nett returns in Versa Save.
17. When do I earn my Versa Quests rewards?
As long as you complete your Versa Quests within the stated expiry dates, your rewards will be credited to your Versa account in the following month.
18. Are Versa Quests’ rewards before or after fees?
All stackable return rates shown in the app are not subjected to Management Fees or Trustee Fees. However, the base nett return rates displayed are after fees, meaning the nett returns you receive each month is after the deduction of these fees.
19. Will my rewards be credited into my Versa Cash or Versa Cash-i account?
Your rewards will be credited into the fund with the higher available balance on the last day of the eligible month during the Campaign Period. For example, if you have a higher balance in Versa Cash than Versa Cash-i, then you will receive your reward in Versa Cash.
If both your Versa Cash and Versa Cash-i have the same available balance, Versa Cash will be the default rewarded fund.
20. When will I receive my earnings from the campaign?
As long as you complete your Versa Quests within the stated expiry dates, your rewards will be credited to your Versa account by the end of the following month.
Start stacking your returns today!
Should you have any questions, please do not hesitate to reach out to us here. 💬